Bmw Car Insurance

    Which car do you drive?

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    When did you buy your car?
    20042019
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    Add-ons For Your Bmw Car Insurance

    • Zero Depreciation

      A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

    • NCB Cover

      A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the motor insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

    • Engine Protection Cover

      A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

    • Invoice Cover

      If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your car, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

    Bmw Car Insurance User Reviews

    • B KRISHNA KUMARI

      Great support and good service for online renewal of car insurance

      B
      B KRISHNA KUMARI
      On: 24th April, 2020 | Views
    • NIKHIL OWALEKAR

      Agent was very informative regarding what to choose and why.

      N
      NIKHIL OWALEKAR
      On: 25th February, 2020 | Views

    FAQ

    • How long does it take to renew a Bmw car insurance?

      You can get your Bmw car insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should be bought with Bmw cars

      The popular insurance add-ons opted with Bmw cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

    • From where can I purchase insurance for my Bmw car

      You can visit our website insurancedekho.com, compare all available premium quotes for Bmw cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Bmw cars?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Bmw cars.

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