BMW 3 Series Insurance

BMW 3 Series Summary

BMW 3 Series is an ultimate sports sedan that is loaded with a powerful engine, advanced driving assistance features and innovative connectivity systems. This 5 seater luxury car is available in four different trims such as Sports car, Luxury Edition car, M Sport car, and M340i xDrive car which are available in petrol and diesel versions that runs on an automatic transmission. The engine capacity of the BMW 3 Series is up to 2998 cc which makes it give a mileage of up to 20.37 kmpl. It is loaded with many safety features which comprise an anti-lock braking system, brake assist, central locking, anti-theft alarm, driver and passenger airbag, crash sensor, and many more.

BMW 3 Series Car Insurance

As per the Indian Motor Tariff, car owners should carry at least third party insurance while driving a car as a compulsion. This cover gives coverage to policyholders against their financial liabilities incurred towards a third party due to an accident with the insured car. Driving a car without a third party car insurance plan is not just illegal but can also charge you with Rs. 2,000 and/or imprisonment for up to 3 months.

Types of Insurance Cover

There are different forms of car insurance plans to insure your car:

1. Third Party Cover

It is the most basic car insurance policy that every car owner must carry while driving a car. This car insurance plan provides coverage against financial liabilities which you have to pay to a third party for their bodily injuries, permanent or temporary disabilities, death or property damage sustained by them due to the insured car. The property damage cover is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

This cover gives compensation for car repair expenses that arises due to any damage or loss sustained by your own car due to a collision or a mishap like theft, fire, flood, riot, etc. Under this own damage cover, you can also add a few add-on covers to expand the coverage of this plan. The policy should be purchased with a third-party cover as it is mandatory to hold and serves legal compliance.

3. Comprehensive Cover

This insurance cover gives protection from every aspect of car damage and loss. It gives coverage against third-party as well as own-damage expenses that can arise due to an accident or a mishap. This policy also allows you to include add-on covers to it for expanding its coverage. Due to its extensive coverage, it is the costliest car insurance policy and the most recommended one too.

How to Buy Insurance for BMW 3 Series from InsuranceDekho?

Below given are some steps to get a car insurance policy for your BMW 3 Series car:

Step 1: Go to the website of InsuranceDekho.

Step 2: Enter the car number under the “Get Your Quote” section. If you don’t know the car number, you can enter other details such as car’s make, model and variant, fuel type, registration year and location, and so on.

Step 3: Enter your name and mobile number to get the best policy quotes for car insurance.

Step 4: Compare and select a car insurance policy quote based on your requirements and budget.

Step 5: Make payment for the selected car insurance quote and get its policy document via email.