Accessories Cover for Two-wheeler Insurance

The accessories provide enhanced protection to your bike, but they also increase its value due to their own costs. Therefore, if your bike is studded with expensive and quality electrical and non-electrical accessories, you might wish to insure them too as they are the most vulnerable items when your vehicle faces any accident or mishap. However, no standard bike insurance policy either a standalone own-damage bike insurance plan or comprehensive bike insurance plan offers any protection to the accessories of your bike against damages.

Nevertheless, you can secure your bike’s accessories by including a bike insurance add-on cover known as Accessories Cover. To get this add-on cover, you just have to pay a little extra premium amount to your two-wheeler insurance provider and you can find a cover against any damage incurred by your valuable accessories such as Bluetooth devices, fancy lights, seat kit, and so on.

What is an Accessories Cover in Bike Insurance?

The Accessories Cover is a bike insurance add-on cover that you can buy and avail only with standalone own-damage and comprehensive bike insurance plans. This cover offers you coverage for the damages sustained by the accessories attached to your vehicle. However, to get this additional protection cover, you need to give an estimate of the total cost of the accessories, your bike is equipped with while purchasing the bike insurance policy.

Who Should Buy Accessories Add-on Cover in Bike Insurance?

The Accessories bike insurance add-on cover is advised to be bought by all the bike owners. But it is highly recommended for the following:

• People who own a new bike equipped with new accessories.
• Bike riders who have fitted the advanced accessories in their bikes.
• Those who ride their accessories equipped bike in an accident-prone area.

Accessories add-on cover is important in case you have modified your bike or in case it has any extra accessories fitted on it. These additional accessories include helmet lock, riding gear, bike cover, smartphone USB charger, etc. All these additional accessories are not covered under a basic two-wheeler insurance plan. Therefore, it is important for you to opt for an accessories cover add-on in case your vehicle has high-end non-electrical and electrical accessories.