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Aviva Term Insurance User Reviews

84 reviews Rate This
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 6:00 PM
Death Benefit Paid For790 Policies
Inception2002
Presence93 Offices
Total Death Benefit Paid80.78 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aviva Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aviva
5.0
Based on
84 User reviews
  • Completely hassle-free policy issuance

    InsuranceDekho offered me an Aviva Term Insurance- Life Shield Advantage plan. I was concerned that I would not obtain the policy information or a soft copy of the policy documents in a timely manner. The insurance details were delivered to my email ID minutes after I made the payment, and a soft copy of the policy documents was sent to my email ID shortly after that. InsuranceDekho provides hassle-free policy issuance.

    S
    Srishti Marwah
    On: May 19, 2022
  • A helpful website

    InsuranceDekho is an excellent resource. I bought the Aviva Term Insurance- Life Shield Advantage plan from their website. When I bought the plan, I learnt a lot about IDV, the claim settlement percentage, and other things. The plan I purchased offers numerous benefits and is satisfactory. 

    P
    Priyanka Rana
    On: May 18, 2022
  • Quick comparisons

    I compared numerous term insurance plans using an online premium calculator based on my needs and budget. I was able to compare multiple term plans at once using the web tool. After doing some research, I decided to go with InsuranceDekho's Aviva Term Insurance- Life Shield Advantage plan. 

    R
    Risabh Tanwar
    On: May 17, 2022
  • Chatbox feature

    While purchasing the Aviva Term Insurance-Life Shield Advantage plan, I used the InsuranceDekho website's chat box feature. With the use of this function, I was able to overcome all of my plan concerns. This idea suits me perfectly. 

    A
    Aayush Adhikari
    On: May 16, 2022
  • Hassle-free claim settlement

    I used the InsuranceDekho website to register a claim because I was covered by the Aviva Term Insurance- Life Shield Advantage plan. The procedure went fine and settled my claim in a short period of time. The service offered by the team was excellent. 

    V
    Viraj SIngh
    On: May 12, 2022
  • Chatbox feature

    A chat box is available on the InsuranceDekho website. I used the InsuranceDekho website's chat box function to get my questions about the Aviva Term Insurance- Life Shield Advantage plan answered when purchasing it. I was able to resolve all of my questions about the plan with the help of this tool. 

    A
    Ankit Singh
    On: May 11, 2022
  • Easy claim resolution

    I used the InsuranceDekho website to register a claim because I was covered by the Aviva Term Insurance- Life Shield Advantage plan. The procedure went smoothly, and you resolved my claim in a short period of time. The service provided by the crew was excellent.

    K
    Kirti Kumari
    On: May 10, 2022
  • Explanation in detail

    Each plan is described in depth on InsuranceDekho. I was seeking a suitable term insurance plan when I came across the Aviva Term Insurance-Life Shield Advantage plan. I felt it to be appropriate to my requirements and decided to acquire this plan. 

    S
    Stuti Rana
    On: May 09, 2022
  • Customer service is the most effective

    Customer service on the InsuranceDekho website is amazing. From their website, I purchased the Aviva Term Insurance - Life Shield Advantage plan. I had several concerns during my transaction, so I contacted customer care. The person was really helpful and answered all of my questions promptly. Their services were outstanding, and I was quite delighted with them. 

    V
    Vishal Gupta
    On: May 05, 2022
  • My policy was renewed with ease.

    A year ago, I purchased the Reliance Online Term Plan from the InsuranceDekho website. I went back to see them renew it. The procedure for doing so was really straightforward and took very little time. They offered excellent service.

    A
    Aayushi Sharma
    On: May 03, 2022

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Aviva Term Insurance Contact Details

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Claim Process at Aviva Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the claim settlement ratio of Aviva Life Insurance?

    Aviva Life Insurance had a staggering claim settlement ratio of 97.53% in the FY 2019-2020

  • What is the minimum age required to be eligible for the Aviva Life Term Insurance plan?

    The minimum age to apply for the Aviva Life Term Plan is 18 years.

  • Is my Term Insurance policy with Aviva Life cover COVID 19?

    Yes, under Aviva Life term insurance plan you are covered under COVID 19.

  • What are the exclusions while buying Aviva Life Term Insurance Plans?

    The exclusions under Aviva Life Term Insurance are as follows:

    • Death due to medical condition not mentioned in the policy document
    • Death due to illegal activity 
    • Death due to suicide within 1 year of the inception of the policy.
  • What are the documents required to purchase an Aviva Life Term Insurance plan online?

    The following documents are needed to buy Aviva Life Term Insurance Plan:

    • Age Proof
    • ID Proof
    • Income Proof