Pramerica Life Term Insurance User Reviews
Claim Settlement Ratio | 98.61% |
Customer Care | Mon to Sat 9:30 AM to 6:30 PM |
Death Benefit Paid For | 560 Policies |
Inception | 2013 |
Presence | 138 Offices |
Total Death Benefit Paid | 22.44 Crore |
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Choose required coverage to secure your family’s future
The plan had amazing reviews
I chose the Pramerica Life Term Insurance Policy because it had excellent reviews by other policyholders. It provided me with the confidence that the plan would give me enough coverage. I finally bought this plan from InsuarnceDekho.
Read MoreNo hidden charges were involved
When I was buying the Pramerica Life Term Insurance Policy from InsuranceDekho, I was able to find all the details of its price on the page itself. So, when I was paying for the plan, there was no kind of additional charges involved.
Read MoreEssential Protection
The Pramerica Life Term Insurance Policy offered by InsuranceDekho provides essential protection at an affordable price. I was able to secure coverage for a specific period.
Read MoreWas easily able to calculate the premium
I wanted to buy the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho, but I wanted to be sure of its premium first. So, I used the online term calculator to find the premium of the Pramerica Life U-Protect plan from InsuranceDekho and only then buy it. -
Read MoreI got the overall customer satisfaction
While buying the Pramerica Life Term Insurance Policy from InsuranceDekho, I enjoyed overall customer satisfaction. The expert team members of InsuranceDekho helped me in the right manner and eased the buying process of the Pramerica Life Term Insurance Policy.
Read MoreTop insurance companies listed
The InsuranceDekho website has a list of all the top insurance companies which helped me look for an appropriate plan. After viewing everything, I decided to buy the Pramerica Life Term Insurance Policy. The plan offers all the necessary benefits and is worth buying.
Read MoreOffers good coverage
The Pramerica Life Term Insurance Policy available on InsuranceDekho offers additional benefits such as good coverage and others. At a very affordable price, I was able to enjoy the benefit of a term plan that offers good coverage.
Read MoreMy claim was settled on time
I filed a claim for the Pramerica Life Term Insurance plan at InsuranceDekho’s website. The process of filing the claim was hassle-free and time-saving. Minimum documentation was required to file a claim at InsuranceDekho’s website. The claim was settled on time with consideration.
Read MoreEasily accessible
I was purchasing a term plan from InsuranceDekho and I dealt with no issue. I had the option to purchase Pramecia's life term plan effectively from their site.
Read MoreReceived timely assistance
I contacted InsuranceDekho’s team because I had some queries related to my Pramerica Life Term Insurance Policy. The customer care team reached out to me quickly and helped me resolve my queries regarding my Pramerica Life Term Insurance Policy. I am very thankful to InsuranceDekho for the services provided.
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FAQ About Pramerica Life Term Insurance
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What is the age to purchase a Pramerica Term Insurance policy?
The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same.
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What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?
The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.
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What is the premium payment frequency in Pramerica Term Insurance policies?
Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options.
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Which Term Insurance policy in Pramerica provides the premium amount at maturity?
Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death.
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What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?
The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.