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Pramerica Life Term Insurance User Reviews

81 reviews Rate This
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Presence138 Offices
Total Death Benefit Paid22.44 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
Based on
81 User reviews
  • The plan had amazing reviews

    I chose the Pramerica Life Term Insurance Policy because it had excellent reviews by other policyholders. It provided me with the confidence that the plan would give me enough coverage. I finally bought this plan from InsuarnceDekho.

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    Roshni Roy
    On: May 25, 2023
  • No hidden charges were involved

    When I was buying the Pramerica Life Term Insurance Policy from InsuranceDekho, I was able to find all the details of its price on the page itself. So, when I was paying for the plan, there was no kind of additional charges involved.

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    Tanya Ghakkar
    On: May 23, 2023
  • Essential Protection

    The Pramerica Life Term Insurance Policy offered by InsuranceDekho provides essential protection at an affordable price. I was able to secure coverage for a specific period. 

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    Ishita Dubey
    On: May 19, 2023
  • Was easily able to calculate the premium

    I wanted to buy the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho, but I wanted to be sure of its premium first. So, I used the online term calculator to find the premium of the Pramerica Life U-Protect plan from InsuranceDekho and only then buy it. - 

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    Joy Ray
    On: May 19, 2023
  • I got the overall customer satisfaction

    While buying the Pramerica Life Term Insurance Policy from InsuranceDekho, I enjoyed overall customer satisfaction. The expert team members of InsuranceDekho helped me in the right manner and eased the buying process of the Pramerica Life Term Insurance Policy.

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    Anjali Thakur
    On: May 16, 2023
  • Top insurance companies listed

    The InsuranceDekho website has a list of all the top insurance companies which helped me look for an appropriate plan. After viewing everything, I decided to buy the Pramerica Life Term Insurance Policy. The plan offers all the necessary benefits and is worth buying. 

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    Sonakshi Ghosh
    On: May 12, 2023
  • Offers good coverage

    The Pramerica Life Term Insurance Policy available on InsuranceDekho offers additional benefits such as good coverage and others. At a very affordable price, I was able to enjoy the benefit of a term plan that offers good coverage. 

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    Advik Thakur
    On: May 09, 2023
  • My claim was settled on time

    I filed a claim for the Pramerica Life Term Insurance plan at InsuranceDekho’s website. The process of filing the claim was hassle-free and time-saving. Minimum documentation was required to file a claim at InsuranceDekho’s website. The claim was settled on time with consideration.

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    Mihir Saxena
    On: May 05, 2023
  • Easily accessible

    I was purchasing a term plan from InsuranceDekho and I dealt with no issue. I had the option to purchase Pramecia's life term plan effectively from their site. 

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    Parkhi Taneja
    On: Apr 28, 2023
  • Received timely assistance

    I contacted InsuranceDekho’s team because I had some queries related to my Pramerica Life Term Insurance Policy. The customer care team reached out to me quickly and helped me resolve my queries regarding my Pramerica Life Term Insurance Policy. I am very thankful to InsuranceDekho for the services provided. 

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    Ranjeet Tyagi
    On: Apr 21, 2023

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Pramerica Life Term Insurance Contact Details

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

FAQ About Pramerica Life Term Insurance

  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.