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Shriram Life Term Insurance User Reviews

37 reviews Rate This
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

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1. Premium has been calculated for coverage till 60 years
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Rating of Shriram
Based on
37 User reviews
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  • Online Features

      I was looking for a good-term insurance plan. A friend suggested the InsuranceDekho website. I was quite happy to see so many insurance companies offer online features such as policy issuance, premium payment, and claim settlement. I immediately bought the Shriram Life Term Insurance plan and must say that all the features are easy to use. 

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    Soam Mahajan
    On: Mar 27, 2023
  • The information updated is very comprehensive

      The InsuranceDekho website has a very comprehensive set of information. After going through the website and the plan in detail, I was able to purchase the Shriram Life Term Insurance Plan. Thank you InsuranceDekho. Highly recommend it to everyone. 

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    Anju Bhatt
    On: Mar 22, 2023
  • User-Friendly Website

      The InsuranceDekho website is very user-friendly. It was quite easy to search for the information one is looking for. I could easily read the numerous features, perks, and policy renewal information while purchasing the Shriram Life Term Insurance plan. I purchased this term plan within a few minutes. Would recommend this website to everyone. 

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    Lucky Dalal
    On: Mar 20, 2023
  • Got my policy renewed in very less time

      I bought the Shriram Life Term Insurance plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

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    Varun Vasandhani
    On: Mar 15, 2023
  • Easy tools for comparing policy

    The website of InsuranceDekho had amazing tools for comparing different policies. After comparing the different life plans, I bought the Shriram Life Family Protection plan from InsuranceDekho. 

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    Urvashi Sharma
    On: Jan 23, 2023
  • Affordable-term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased the Shriram term Life plan from InsuranceDekho without any hassles.

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    Ratish Lalit
    On: Jan 13, 2023
  • Chat box feature

    The InsuranceDekho website has a chat box facility.  I used it while buying the Shriram Term plan. I got to know the various benefits that the plan offers through this feature. I would recommend this plan to all. 

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    Tanvi Aggarwal
    On: Jan 10, 2023
  • Only a few steps were involved

    While buying the Shriram Life Family Protection plan from InsuranceDekho, I just had to complete a few relevant steps. I understood all about these steps from the InsuranceDekho team and only then proceeded with the final purchase. 

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    Aman Srivastava
    On: Jan 06, 2023
  • The policy was issued quickly

    It hardly took 5 minutes for Shriram Life Family Protection plan for the policy to be issued. The process of buying the Shriram Life Family Protection plan was further simplified, thanks to the amazing team members of InsuranceDekho.

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    Palak Verma
    On: Oct 13, 2022
  • Affordable premium

    The premium for Shriram Life Family Protection which is available on InsuranceDekho was extremely affordable. I used an online term calculator to check the premium and only then decided to buy Shriram Life Family Protection from InsuranceDekho.

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    Divya Singhal
    On: Aug 19, 2022

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

FAQ About Shriram Life Term Insurance

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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