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ICICI Term Insurance User Reviews

152 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
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Rating of ICICI Prudential
4.6
Based on
152 User reviews

  • Commendable Spirit

    I highly recommend InsuranceDekho for life insurance. They helped my husband find the perfect term plan for ICICIPrudential to protect our family. Vikas from the customer team supported us at every step, and we thank them for their patience. 

    P
    Pooja Jain
    On: Jun 20, 2024

  • Delightful Experience

    I recently purchased the ICICI Term Insurance plan from InsuranceDekho, and the efficiency of their service truly impressed me. From submitting my application to receiving the policy document, everything was handled with great speed. Highly Recommended!!

    N
    Naveen Kumar
    On: Mar 05, 2024

  • A recommended term plan

    In my opinion as well as other customers, the Sampoorna Raksha Supreme is a highly recommended plan. Based on the coverage it offers, this is a must-buy plan

    A
    Akshita Bajaj
    On: Mar 01, 2024

  • Great Customer Care Team

    My experience of buying the ICICI Prudential term Insurance plan from InsuranceDekho was amazing. I bought this policy in the comfort of my home Online. Thanks to everyone who helped me in the process. I would recommend this amazing insurance company to everyone.

    P
    Paras Chauhan
    On: Feb 01, 2024

  • Great Company

    I am thankful to Insurancedekho company for suggesting ICICI Prudential Term Insurance. I claimed my insurance policy, for which the claim was settled very easily and quickly. The customer service was very helpful throughout the process. They made sure that my claim was settled smoothly and quickly. Great experience! 

    S
    Sandeep Rawal
    On: Dec 06, 2023

  • Peace of Mind Guaranteed

    I opted for the ICICI Prudential Term Insurance Policy through InsuranceDekho, and I couldn't be happier. The process was seamless, and it gives me peace of mind knowing my family is financially secure.

    A
    Aman Pandey
    On: Oct 18, 2023

  • Hassle-Free Claims Settlement

    Making a claim for the ICICI Prudential Term Insurance Policy with InsuranceDekho was hassle-free. They had a straightforward process, and their claims team was prompt and efficient in handling my request.

    R
    Rupali Yadav
    On: Sep 21, 2023

  • Comprehensive Coverage

    I bought the ICICI Prudential Term Insurance Policy from InsuranceDeko. And it is good to know that it covers a wide range of scenarios, ensuring my family is protected no matter what happens.

    A
    Ashima Chakrobarty
    On: Sep 15, 2023

  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans in detail, I chose the ICICI Prudential Term Insurance Policy. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    N
    Nitaben Patel
    On: Sep 04, 2023

  • Knowledgeable customer assistance team

    Before purchasing the ICICI Prudential Term Insurance Policy I had my doubts regarding the term plan. I contacted the helpline number of InsuranceDekho to seek assistance. The customer care specialist helped me understand the plan and even assisted me through the purchasing process. 

    A
    Aditya Gupta
    On: Aug 10, 2023

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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