ICICI Prudential Term Insurance User Reviews
|Claim Settlement Ratio||97.90%|
|Customer Care||10:00 AM to 7:00 PM|
|Death Benefit Paid For||11,212 Policies|
|Total Death Benefit Paid||1,023.64 Crore|
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Purchased at ease
I bought the ICICI Prudential Term Insurance Policy from the InsuranceDekho website. I am happy that I bought this plan, now I feel secure for any future circumstances. It was easy to buy the plan. I just had to follow certain easy steps and complete the purchasing process.Read More
The ICICI Prudential Term Insurance Policy has been a game-changer for me and my family. It offers substantial benefits at an affordable price, ensuring that my loved ones will be taken care of if anything happens to me. I appreciate the flexibility of the term length options. It's a practical and reliable solution that I'm glad I invested in.Read More
Understood the benefits of a term plan
With the help of the team members of InsuranceDekho, I was able to understand the benefits of different term plans easily. Upon understanding the benefits, I finally decided to buy the ICICI Prudential Term Insurance Policy from InsuranceDekho.Read More
It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected ICICI Prudential Term Insurance Policy from InsuranceDekho.Read More
I got personalized advice at home
The team of InsuranceDekho made a visit at home and helped me in selecting the desired term plan. So, I opted for personalized advice and bought the ICICI Prudential Term Insurance Policy from InsuranceDekho.Read More
No need to do the paperwork
I recently bought the ICICI Prudential Term Insurance policy from the InsuranceDekho website and I was very impressed to see that we did not have to do any paperwork. I was able to upload the documents on the portal rather than submitting the paperwork. I was highly impressed by the paper-free policy issuance offered by InsuranceDekho. It is a very great initiative taken by the team to provide a seamless experience for everybody.Read More
7 days availability
The InsuranceDekho website provides its services on all 7 days of the week. I bought the ICICI Prudential Term Insurance plan. Their 7 days availability made it easier for me to get my policy renewed on the website with the help of a customer care executive even on a Sunday. I am happy with this service they offer, and also with the plan I bought.Read More
The ICICI Prudential Term Insurance Plan is a must-buy policy that I recently bought at InsuranceDekho. I bought it on a friend’s recommendation even after already having a regular health insurance policy. I recommend everyone to buy this policy.Read More
The InsuranceDekho website is quite easy to use. I found an online premium calculator tool on the portal to compare the plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the ICICI Prudential Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their websiteRead More
Guided by experts
The process of buying the ICICI Prudential Term Insurance Policy at InsuranceDekho was guided by a team of experts. The team looked after my queries on priority as well as made sure that I face no problem in buying the plan.Read More
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ICICI Prudential Term Insurance Contact Details
Insurance Dekho755 1196 989Mon to Sun 10:00 AM to 7:00 PM
ICICI Prudential Term Insurance1860-266-7766Mon to Sat 10:00 AM to 7:00 PM
Claim Process at ICICI Prudential Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
FAQ About ICICI Prudential Term Insurance
Why should I buy an ICICI Term Insurance plan?
This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.
How much ICICI Prudential Term Insurance cover is needed?
As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income.
Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?
Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.
Does ICICI Prudential Term Insurance policy cover death due to suicides?
Yes, the ICICI Prudential Term Life policy covers death due to suicides.
Which is the minimum age to buy an ICICI Prudential Term Insurance plan?
You can buy the plan at a minimum age of 18 years.