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Aviva Term Insurance User Reviews

83 reviews Rate This
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 6:00 PM
Death Benefit Paid For790 Policies
Presence93 Offices
Total Death Benefit Paid80.78 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Aviva
Based on
83 User reviews
  • Pocket Friendly plans

    InsuranceDekho offers plans which will cater all your needs within a budget that you hold. Bought Aviva Jana Suraksha plan which lies under my budget and fulfills all my term insurance needs.

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    Ashish Chauhan
    On: Feb 10, 2023
  • A list of top insurance company was available

    On the website of InsuranceDekho, there is a detailed list of the best insurance companies that provide term plans. So, depending on my budget, I picked the desired plan and then bought the Aviva Jana Suraksha plan.

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    Tanu Chaudhary
    On: Oct 13, 2022
  • Online process

    I opted for the online process of buying the Aviva Jana Suraksha plan from InsuranceDekho. With the online option available, I was easily able to purchase the Aviva Jana Suraksha plan from the comfort of my home.

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    Harshita Kashyap
    On: Oct 12, 2022
  • Got adequate information

    I was provided with the relevant information when I was buying the Aviva Jana Suraksha plan with InsuranceDekho. Everything was available on the website and if I was not able to understand anything, I simply reached out to the InsuranceDekho team.

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    Jayanti Das
    On: Sep 29, 2022
  • Effective communication

    I was easily able to reach the team of InsuranceDekho when I was buying the Aviva Jana Suraksha plan with them. It is due to their constant service that I was easily able to buy the Aviva Jana Suraksha plan from InsuranceDekho. 

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    Garima Makhija
    On: Sep 28, 2022
  • Online term calculator

    I used the online term calculator to evaluate the premium of most of the term plans available on InsuranceDekho. Only after successfully comparing all the plans did I buy the Aviva Jana Suraksha plan from InsuranceDekho. 

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    Noor ZehraNoor Zehra
    On: Sep 27, 2022
  • Can customise the plan

    I decided to buy the Aviva Jana Suraksha plan from InsuranceDekho. But, I wanted to include riders in the plans, so with the help of the team member of InsuranceDekho, I was easily able to customize the plan. 

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    Mahima Kapoor
    On: Sep 26, 2022
  • 24*7 customer service

    I would suggest others as well buy term plans from InsuranceDekho as the customer team was available 24*7 to answer my questions. So, I bought the Aviva Jana Suraksha plan from InsuranceDekho. 

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    Mayank Jain
    On: Sep 22, 2022
  • I bought the plan from the comfort of my home

    I bought the Aviva Jana Suraksha plan from InsuranceDekho through an online mode. I submitted all the relevant documents online and followed which the policy was issued and sent to my registered email id. 

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    Priyanka Agarwal
    On: Sep 21, 2022
  • The plan offers umpteen benefits

    A term plan like the Aviva Jana Suraksha plan has so many advantages that I was unable to stop myself from buying it. The cherry on the cake on buying the Aviva Jana Suraksha plan was that it was just so affordable that I did not have to burn a hole in my pocket.  

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    Priya Saini
    On: Sep 19, 2022

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Aviva Term Insurance Contact Details

Reach us for help anytime

Claim Process at Aviva Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

FAQ About Aviva Term Insurance

  • What is the claim settlement ratio of Aviva Life Insurance?

    Aviva Life Insurance had a staggering claim settlement ratio of 97.53% in the FY 2019-2020

  • What is the minimum age required to be eligible for the Aviva Life Term Insurance plan?

    The minimum age to apply for the Aviva Life Term Plan is 18 years.

  • Is my Term Insurance policy with Aviva Life cover COVID 19?

    Yes, under Aviva Life term insurance plan you are covered under COVID 19.

  • What are the exclusions while buying Aviva Life Term Insurance Plans?

    The exclusions under Aviva Life Term Insurance are as follows:

    • Death due to medical condition not mentioned in the policy document
    • Death due to illegal activity 
    • Death due to suicide within 1 year of the inception of the policy.
  • What are the documents required to purchase an Aviva Life Term Insurance plan online?

    The following documents are needed to buy Aviva Life Term Insurance Plan:

    • Age Proof
    • ID Proof
    • Income Proof