What is a Term Insurance Plan?

A Term Insurance plan is a life insurance policy that provides financial protection and stability to the policyholder’s family or loved ones in case of unforeseen events. Term plans provide higher cover at an affordable premium rate.

What is the total coverage amount that should be taken under the Aviva Life Term Insurance plan?

The coverage of the Aviva Life Term insurance plan should be adequate enough to cover the policyholder’s family financial needs in the unfortunate events. The ideal coverage of your term plan should be 12 times your annual income.

What is the right time to buy an Aviva Life Term Insurance plan?

The right time to buy the Aviva Life Term Insurance plan is as early as possible. With the increasing age, the higher would be the term plan premium. The minimum age you can purchase an Aviva Life Term Insurance plan is 18 years.

What are the different Riders options available with Aviva Life Term Insurance Plans?

Aviva Life Term Insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Future Waiver of premium.

How would my Premium change if I add Riders in my Aviva Life Term insurance plan?

If you add riders to your Aviva Life Term Insurance coverage, the premium calculated would increase because each rider provides an additional benefit which comes with an additional cost for the additional coverage benefit that it provides.

Aviva Term Insurance Premium Calculator

84 reviews

Aviva Term Insurance

Highlights

Claim Settlement Ratio	98.01%
Customer Care	9:00 AM to 6:00 PM
Death Benefit Paid For	790 Policies
Inception	2002
Presence	93 Offices
Total Death Benefit Paid	80.78 Crore

Aviva Life Term Insurance premium calculator is a specially designed tool that helps you to calculate the monthly premium in order to get the appropriate sum assured amount without any documentation. This calculator is extremely helpful and easy when you are buying Aviva Life Term policy. Aviva Life Term insurance premium calculator allows you to adjust the sum assured you would want your family or loved ones to receive after your death.

Steps To Use Aviva Life Term Insurance Premium Calculator

Aviva Life Term Premium calculator makes calculations of term plans premiums is quite easy and hassle-free. You can use the Aviva Life Term Premium Calculator from the InsuranceDekho website.

The following steps can be used to use InsuranceDekho’s Aviva Life Term Insurance Premium calculator:

Step 1: Locate the Aviva Life Term Premium Calculator on the InsuranceDekho website.

Step 2: Fill your general details asked in the Aviva Life Term Insurance Premium calculator like Age, Gender, Cover up to which age and Life Cover

Step 3: After entering up these details in the Premium Calculator, the premium amount would be calculated.

Step 4: You can change or modify the calculated premium by changing the variables above mentioned.

Step 5: Once you finalize the plan, you can pay the premium and buy the policy directly from InsuranceDekho

Benefits of Aviva Life Term Insurance Premium Calculator

Here are some of the benefits of using the Aviva Life Term Insurance premium calculator:

Right Premium Amount: Aviva life term insurance calculator main objective is to get the right amount of premium for your term insurance plan. The knowledge of the premium amount under different plans can help you compare and choose the best-priced term insurance plan for your suitable needs.
Saves Time: The Aviva Life Term insurance premium calculator helps you in saving your valuable time. For generating quotes, you are not required to submit any hard documents. In less than a few minutes, it will suggest an appropriate term insurance plan that fits within your needs.
Error Free: The calculation of the premium in the Aviva Life Term calculator is technology-enabled, it is less prone to mistakes and error as compared to manual calculations.
Hassle-Free: Aviva Life insurance premium calculators are very simple and easy to use, and can be accessed by anybody. The customer can calculate premium by simply entering their personal details and the calculation of premium is made instantly.

Gender

Male
Female

Date of Birth

Do you smoke or chew tobacco?

Yes
No

Choose required coverage to secure your family’s future

50L

1Cr

1.5Cr

2Cr

Coverage

Disclaimer :

1. Premium has been calculated for coverage till 60 years

2. Eligibility depends on income, occupation and educational qualification

Best Aviva Term Insurance Plans

1 Crore

1.5 Crore

2 Crore

2.5 Crore

Smart Secure Plus - Base

LIFE COVER
Tax Free
₹1 Cr
CLAIMS SETTLED ₹99.51%

Starting From ₹ 682/Month

Key Features:

Zero Cost Benefit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up

IProtect Smart

LIFE COVER
Tax Free
₹1 Cr
CLAIMS SETTLED ₹95.28%

Starting From ₹ 812/Month

24hr Claim Settlement

Key Features:

Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Special Exit Benefit

HDFC C2PS Life

LIFE COVER
Tax Free
₹1 Cr
CLAIMS SETTLED ₹99.39%

Starting From ₹ 771/Month

24hr Claim Settlement

Key Features:

Terminal illness
Special Exit - Option to get your premiums back
Renewability Option

See More Plans

User Reviews

5.0

Rating based on

84 User reviews

What users are saying

Pocket Friendly plans
InsuranceDekho offers plans which will cater all your needs within a budget that you hold. Bought Aviva Jana Suraksha plan which lies under my budget and fulfills all my term insurance needs.
Read More
A
Aviva
By Ashish Chauhan
On: Feb 10, 2023
A list of top insurance compan...
On the website of InsuranceDekho, there is a detailed list of the best insurance companies that provide term plans. So, depending on my budget, I picked the desired plan and then bought the Aviva Jana Suraksha plan.
Read More
T
Aviva
By Tanu Chaudhary
On: Oct 13, 2022
Online process
I opted for the online process of buying the Aviva Jana Suraksha plan from InsuranceDekho. With the online option available, I was easily able to purchase the Aviva Jana Suraksha plan from the comfort of my home.
Read More
H
Aviva
By Harshita Kashyap
On: Oct 12, 2022
Got adequate information
I was provided with the relevant information when I was buying the Aviva Jana Suraksha plan with InsuranceDekho. Everything was available on the website and if I was not able to understand anything, I simply reached out to the InsuranceDekho team.
Read More
J
Aviva
By Jayanti Das
On: Sep 29, 2022
Effective communication
I was easily able to reach the team of InsuranceDekho when I was buying the Aviva Jana Suraksha plan with them. It is due to their constant service that I was easily able to buy the Aviva Jana Suraksha plan from InsuranceDekho.
Read More
G
Aviva
By Garima Makhija
On: Sep 28, 2022

View All Aviva Term Insurance Reviews

Why to Buy Term Insurance Policy Online from InsuranceDekho

Tax benefit upto 1,50,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

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Aviva Term Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Aviva Term Insurance
1800-103-7766Mon to Sat 9:00 AM to 6:00 PM
customerservices@avivaindia.com

Claim Process at Aviva Term Insurance

1
Claim Intimation
In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
2
Submission of Documents
Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
3
Claim Evaluation
Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
4
Claim Settlement
If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

What is a Term Insurance Plan?
A Term Insurance plan is a life insurance policy that provides financial protection and stability to the policyholder’s family or loved ones in case of unforeseen events. Term plans provide higher cover at an affordable premium rate.
What is the total coverage amount that should be taken under the Aviva Life Term Insurance plan?
The coverage of the Aviva Life Term insurance plan should be adequate enough to cover the policyholder’s family financial needs in the unfortunate events. The ideal coverage of your term plan should be 12 times your annual income.
What is the right time to buy an Aviva Life Term Insurance plan?
The right time to buy the Aviva Life Term Insurance plan is as early as possible. With the increasing age, the higher would be the term plan premium. The minimum age you can purchase an Aviva Life Term Insurance plan is 18 years.
What are the different Riders options available with Aviva Life Term Insurance Plans?
Aviva Life Term Insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Future Waiver of premium.
How would my Premium change if I add Riders in my Aviva Life Term insurance plan?
If you add riders to your Aviva Life Term Insurance coverage, the premium calculated would increase because each rider provides an additional benefit which comes with an additional cost for the additional coverage benefit that it provides.