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Aviva Term Insurance Benefits

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Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 6:00 PM
Death Benefit Paid For790 Policies
Inception2002
Presence93 Offices
Total Death Benefit Paid80.78 Crore

Aviva term insurance is a leading insurance provider in India. Aviva India Life Insurance Company’s aim is to provide fruitful solutions to its customers. The company has designed 4 comprehensive term insurance plans that provide life coverage at an affordable price and also provide financial security to your family members in your absence. Aviva India promises a hassle free purchasing experience for its customers and. Aviva India Life Insurance has won the ‘Most Trusted Brand’ for two consecutive years.

Aviva Term Insurance Benefits

Aviva Life Insurance offers the following benefits with its term insurance plans:

1. Financial Security: Aviva India Life Insurance offers 4 comprehensive term insurance plans that provide life cover and financial security to your family in your absence. In case of your unfortunate demise during the policy term, the insurance company will provide a death benefit amount to your family. Aviva term insurance plans help you ensure financial security of your family even in your absence.

2. Affordable Premiums: Under Aviva life term insurance plan, you can have the highest life cover or death benefit in lieu of a nominal premium. Aviva Life term plans provide comprehensive protection at low premiums. You can choose a term insurance plan that best suits your requirement and fits your budget.

3. Tax Exemptions: Premiums paid towards Aviva Term Insurance are eligible for tax exemptions. Aviva Life term insurance offers tax exemptions under Section 80C and 10(10D) of The Income Tax Act,1961

4. Additional Coverage: Under Aviva Life Term Insurance plans you get the advantage to add riders in your base policy to get additional benefits like Accidental Death and Disability Rider, Critical Illness Rider, etc. You can add these riders at an additional cost at the time of policy issuance.

5. Waiver of Premium Cover: Aviva LifeShield Advantage plan offers Waiver of Premium Cover Benefit. Under this additional benefit, if the life assured suffers permanent total disability due to an accident, all future premiums will get waived off. This benefit will help you ensure your financial security from the uncertainties of life.

6. Multiple Premium Payment Option: Aviva Life term insurance gives you different option frequencies to pay your premiums. You can pay your Aviva Life Term Insurance premium accordingly- Singularly,, annually, half-yearly, quarterly, or monthly.

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aviva Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.01%
Starting From 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
See More Plans

User Reviews

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What users are saying
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  • InsuranceDekho offers plans which will cater all your needs within a budget that you hold. Bought Aviva Jana S...

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    Aviva
    By Ashish Chauhan
    On: Feb 10, 2023
  • On the website of InsuranceDekho, there is a detailed list of the best insurance companies that provide term p...

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    Aviva
    By Tanu Chaudhary
    On: Oct 13, 2022
  • I opted for the online process of buying the Aviva Jana Suraksha plan from InsuranceDekho. With the online opt...

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    Aviva
    By Harshita Kashyap
    On: Oct 12, 2022
  • I was provided with the relevant information when I was buying the Aviva Jana Suraksha plan with InsuranceDekh...

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    Aviva
    By Jayanti Das
    On: Sep 29, 2022
  • I was easily able to reach the team of InsuranceDekho when I was buying the Aviva Jana Suraksha plan with them...

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    G
    Aviva
    By Garima Makhija
    On: Sep 28, 2022
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Aviva Term Insurance Contact Details

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Claim Process at Aviva Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the claim settlement ratio of Aviva Life Insurance?

    Aviva Life Insurance had a staggering claim settlement ratio of 97.53% in the FY 2019-2020

  • What is the minimum age required to be eligible for the Aviva Life Term Insurance plan?

    The minimum age to apply for the Aviva Life Term Plan is 18 years.

  • Is my Term Insurance policy with Aviva Life cover COVID 19?

    Yes, under Aviva Life term insurance plan you are covered under COVID 19.

  • What are the exclusions while buying Aviva Life Term Insurance Plans?

    The exclusions under Aviva Life Term Insurance are as follows:

    • Death due to medical condition not mentioned in the policy document
    • Death due to illegal activity 
    • Death due to suicide within 1 year of the inception of the policy.
  • What are the documents required to purchase an Aviva Life Term Insurance plan online?

    The following documents are needed to buy Aviva Life Term Insurance Plan:

    • Age Proof
    • ID Proof
    • Income Proof
Find the right Aviva Term Insurance for you