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Kotak Life Term Insurance User Reviews

149 reviews Rate This
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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1. Premium has been calculated for coverage till 60 years
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Rating of Kotak
Based on
149 User reviews
  • Got friendly reminders

    A good part about buying the Kotak Life Term Insurance Policy from InsuranceDekho was that I got friendly reminders. So, whenever the due date for my policy was approaching, I was able to pay the premium for the Kotak Life Term Insurance Policy on time. 

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    Priya Deol
    On: May 24, 2023
  • Budget-friendly plans

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased the Kotak Life Term Insurance Policy from InsuranceDekho without any hassles.

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    Rita Dabari
    On: May 18, 2023
  • Top-notch service

    I was offered top-notch services when I was buying Kotak Life Term Insurance Policy from InsuranceDekho. The amazing team members of InsuranceDekho ensured that I faced no problems while buying the policy. So, thank you team InsuranceDekho for your effortless service.

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    Vinay Gulati
    On: May 11, 2023
  • Chatbox feature

    The chatbox feature available on InsuranceDekho is something that I extensively used while buying Kotak Life Term Insurance Policy. On using this feature, I was able to get answers to most of the questions. 

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    Latika Maheshwari
    On: May 09, 2023
  • Read a good articles

    I recently bought the Kotak Life Term Insurance plan from the InsuranceDekho website. In the process, I read some really good articles about the plans and everything related to insurance. The news section of the website was updated and helped me gain some knowledge. 

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    Vaibhav Irani
    On: May 04, 2023
  • Policies for the family as well

    The Kotak Life Term Insurance Plan is a simplified policy that I recently bought at InsuranceDekho. It covers me and my family and also has various additional healthcare expenses. Some of these include in-patient hospitalization expenses, pre-hospitalization expenses, post-hospitalization expenses, daycare expenses, road ambulance expenses, etc. 

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    Piyush Negi
    On: Apr 27, 2023
  • Informative website

    The InsuranceDekho website is informative. I bought the Kotak Life Term Insurance plan. While purchasing it, I read about a lot of informative things on their website. I read about Human Life Value (HLV)  and the importance of the claim settlement ratio. This helped me learn new things. 

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    Anvay Trivedi
    On: Apr 20, 2023
  • Too good service

    The services offered by InsuranceDekho while buying Kotak Life Term Insurance were top-notch. Not only was I able to get answers to all my questions on time but I was also able to grab some valuable suggestions from the team. Highly recommend. 

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    Shruti Pathak
    On: Apr 18, 2023
  • Reliable benefits

    One of the best things about buying Kotak Life Term Insurance from the InsuarnceDEkho was that I could totally rely on the benefits that come along with the plans. The plan offered all the necessary benefits and is worth buying. 

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    Megha Rastogi
    On: Apr 10, 2023
  • Swift and hassle-free policy renewal

    Just some days back, I renewed my Kotak Life Term Insurance Policy with InsuranceDekho. They offered swift and hassle-free policy renewal, and I have to say, the process was a breeze. The process was very straightforward. I appreciated that they sent me reminders ahead of time, so I didn't have to worry about forgetting to renew my policy. 

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    Riddhi Desai
    On: Apr 05, 2023

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Kotak Life Term Insurance Contact Details

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Claim Process at Kotak Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

FAQ About Kotak Life Term Insurance

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.