Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹54,600 in taxes under 80C & 80D. Buy a term insurance plan now!
View Plans

Kotak Term Insurance User Reviews

171 reviews Rate This
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.01%
Starting From 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
See More Plans
Rating of Kotak
4.6
Based on
171 User reviews
  • Smooth term insurance purchase.

    Getting term insurance was surprisingly easy with InsuranceDekho! The agent listened to what I needed and helped me get Kotak Term Insurance. Now, I feel relieved knowing my family's future is secure. Huge thanks to InsuranceDekho!

    K
    Kirti Bhasin
    On: Mar 06, 2024
  • Great Insurance Company

    InsuranceDekho is a nice place to buy a term insurance policy. I bought the Kotak term insurance plan from the official website of the company. It was very easy to compare the term insurance plans online and choose the best one. Thanks to the company’s amazing customer support service.

    S
    Sumit Panwar
    On: Feb 01, 2024
  • Recommended Insurance Company

    The InsuranceDekho company has put in all the effort to simplify my buying process. I bought Kotak Term Insurance from the Insurancedekho website. Everything was done online which saved me a lot of travelling time. I am happy to connect with this amazing platform and will recommend it to everyone for purchasing a term insurance policy with ease.

    S
    Samay Saini
    On: Dec 06, 2023
  • The best plan to secure the future

    The Kotak Term Insurance- e-Term Plan-Term Insurance Plan available on InsuranceDekho is one of the best term plans in my opinion. Offering great coverage and amazing benefits, everyone can easily invest in this term plan.

    P
    Preeti Dayal
    On: Nov 21, 2023
  • Affordable Premiums for Maximum Coverage

    I was pleasantly surprised by the affordability of Kotak Life Term Insurance Policy premiums on InsuranceDekho. The platform offered competitive rates, allowing me to secure substantial coverage without straining my budget.

    B
    Bharat Gandhi
    On: Nov 16, 2023
  • Customizable Plan

    What I appreciate most about InsuranceDekho is that I was able to customize the Kotak Term Insurance- e-Term Plan-Term Insurance to my specific needs. They worked with me to understand my unique requirements and design the policy that fit perfectly for me and my family.

    P
    Prabhat Sarkar
    On: Oct 19, 2023
  • Quick and Easy Application

    Applying for term insurance with InsuranceDekho was a breeze. The online application process was user-friendly, and the support team was helpful. It was no hassle and I could easily buy the Kotak Life Term Insurance Policy.

    S
    Satinder Singh
    On: Oct 18, 2023
  • User-Centric Approach

    InsuranceDekho's user-centric approach is evident in every aspect of their service. I experienced the best service while buying the Kotak Life Term Insurance Policy. They put the customer first, making the entire term insurance experience smooth and hassle-free.

    D
    Drigha Shankar
    On: Sep 21, 2023
  • Financial Planning Assistance

    InsuranceDekho doesn't just sell policies; it provides financial planning assistance. Through the Kotak Life Term Insurance Policy, I could easily asses my insurance needs, ensuring that the coverage aligns with my long-term financial goals.

    P
    Parmeet Sinha
    On: Sep 12, 2023
  • Got to learn about the online premium calculation tools

    This was my first time purchasing an insurance plan from InsuranceDekho. I learned about the online premium calculator tool which helped me estimate the amount of premium and helped me compare various term plans. I purchased the Kotak Life Term Insurance Policy from InsuranceDekho

    N
    Nikesh Murlidhar
    On: Aug 22, 2023

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Term Insurance News

Kotak Term Insurance Contact Details

Reach us for help anytime

Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQ About Kotak Term Insurance

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.