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Bharti AXA Term Insurance User Reviews

156 reviews Rate This
Bharti AXA Term Insurance
Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bharti AXA Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
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Rating of Bharti AXA
4.9
Based on
156 User reviews

  • Hardworking Customer Care

    The Customer Care team was awesome at InsuranceDekho company. They put all their efforts into making my purchasing experience much easier and smoother. I bought the Bharti AXA Term Insurance Plan from the website. It was easy to compare the Term policies and choose the best one for myself.

    A
    Amit Jugran
    On: Feb 09, 2024

  • Best Insurance Advice

    I bought the Bharti Axa term insurance Plan from InsuranceDekho. I am impressed with the support team. I was treated with such kindness, and this continued throughout my purchasing process. Even after that, the customer service team helped me understand the online portal. Loved it!

    S
    Solani Goyal
    On: Dec 12, 2023

  • Quick policy issuance

    I purchased the Bharti AXA Life Term Insurance Policy from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits. 

    A
    Amul Verma
    On: Nov 24, 2023

  • Trustworthy Recommendations

    I trusted InsuranceDekho's recommendations when choosing my Bharti AXA Life Term Insurance Policy, and I'm happy with the choice I made.

    K
    Keval Thakur
    On: Nov 07, 2023

  • Excellent Value for Family Security

    As a family-oriented person, I value the security that the Bharti AXA Term Insurance- Flexi Term Plan provides to my loved ones. InsuranceDekho offered this plan tailored to family needs. The peace of mind that comes from knowing my family will be financially protected in my absence is invaluable.

    A
    Aniket Mishra
    On: Oct 16, 2023

  • Renewable Peace of Mind

    Renewing my Bharti AXA Life Term Insurance Policy with InsuranceDekho was a breeze. They offer renewable options, making it simple to continue protecting my family's financial future.

    B
    Bala Dutta
    On: Sep 21, 2023

  • Strong Financial Backing

    InsuranceDekho is often backed by strong financial institutions, providing added confidence in the stability and reliability of their policies. I did some research and finally bought the Bharti AXA Life Term Insurance Policy to secure my family.

    V
    Vidhushi Agarwal
    On: Sep 13, 2023

  • Flexibility to Customize

    InsuranceDekho's platform allowed me to customize my Bharti AXA Life Term Insurance Policy to suit my family's specific financial needs and future plans. It's comforting to know that we're adequately covered.

    S
    Suman Anand
    On: Sep 05, 2023

  • Hassle free and safe purchase

    I purchased the Bharti AXA Life Term Insurance Policy from InsuranceDekho. The purchasing process was very hassle-free and safe. The payment gateways required two-step authentication to process the payment. The purchasing process was easy and time-saving

    R
    Ramit Sarswal
    On: Aug 23, 2023

  • Best term plans offered

    At InsuranceDekho’s website, I found some of the best insurance companies that offer term insurance. I purchased the Bharti AXA Life Term Insurance Policy InsuranceDekho after comparing some term plans. I was able to compare several term plans at once according to my requirements and budget.

    A
    Aman Sethi
    On: Aug 16, 2023

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Bharti AXA Term Insurance Contact Details

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Claim Process at Bharti AXA Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Who can purchase a Bharti AXA term insurance policy?

    Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.

  • What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?

    The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years. 

  • Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?

    Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.

  • Does the gender of the assured person affect the term plan?

    Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.

  • What are the Bharti AXA Term Insurance premium payment frequency modes?

    The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.

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