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PNB MetLife Term Insurance User Reviews

172 reviews Rate This
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.7%
Starting From 688/Month
Claim Settlement
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.2%
Starting From 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.4%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of PNB MetLife
4.6
Based on
172 User reviews
  • Easy Claim

    My term plan from PNB Metlife matured recently. I bought this plan from InsuranceDekho after a recommendation from a family friend. The claim process was smooth, and they assisted me at every point. I received the money quickly.

    M
    Manish Mittal
    On: Jun 20, 2024
  • Easy and Smooth Process

    I just bought my PNB MetLife Insurance through InsuranceDekho. I am very happy and the process was very smooth experience. The customer team of InsuranceDekho helped me in explaining the details and coverages. I got the best term insurance plan. Thankyou Insurancedekho.

    R
    Rani Kumari
    On: Mar 04, 2024
  • Home Guidance

    The insurance experts of the InsuranceDekho company are highly skilled and friendly. The insurance team of professionals came to my house and helped me through all the term insurance policies. After understanding the benefits and disadvantages of all the term insurance plans, I bought the PNB Metlife Term Insurance Plan from their online plan. Thankyou InsuranceDekho!

    L
    Lovekesh Mathur
    On: Jan 30, 2024
  • Flexibility of Time

    InsuranceDekho is the best online insurance company. I have suggested their website to everyone. I thank the customer service team of the Insurancedekho company for helping me in the complete process. I had a great time buying PNB MetLife term insurance through your online platform.

    P
    Priyanka Thakur
    On: Dec 05, 2023
  • Educational Resources for Term Insurance

    I am very happy with the PNB MetLife Term Insurance Policy. InsuranceDekho provides valuable educational resources about term insurance. It's a platform for making well-informed financial decisions.

    R
    Radhika Sharma
    On: Nov 08, 2023
  • User-Friendly Website

    The InsuranceDekho website is very user-friendly. I could easily compare different term insurance options and make a final decison to buy the PNB MetLife Term Insurance- Mera Term Plan Plus for my family.

    N
    Nidhi Raut
    On: Oct 30, 2023
  • A Partner for Life's Uncertainties

    InsuranceDekho has become a partner for life's uncertainties. Their PNB MetLife Term Insurance- Mera Term Plan Plus have given me peace of mind, knowing that my family's future is secure, no matter what.

    K
    Komal Pant
    On: Oct 18, 2023
  • Hassle-Free Claims Process

    While I haven't had to make a claim yet, InsuranceDekho's reputation for a smooth and hassle-free claims process was a significant factor in my decision to choose them for the PNB MetLife Term Insurance Policy.

    J
    Jitin Thinda
    On: Sep 25, 2023
  • Tailored to My Needs

    I appreciate how InsuranceDeko allows me to customize my PNB MetLife Term Insurance Policy to fit my specific circumstances. It's not a one-size-fits-all approach.

    R
    Rachit Mehra
    On: Sep 15, 2023
  • Coverage Continuation After Policy Lapse

    I was very worried as my PNB MetLife Term Insurance Policy lapsed due to non-payment of premiums, But InsuranceDekho offered the opportunity to reinstate the policy within a certain period, helping me maintain my coverage.

    N
    Neerja Singh
    On: Sep 12, 2023

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.