Aegon Term Insurance User Reviews
Claim Settlement Ratio | 99.25% |
Customer Care | 9:00 AM to 7:00 PM |
Death Benefit Paid For | 344 Policies |
Inception | 2008 |
Presence | 83 Branches |
Total Death Benefit Paid | Rs. 64.60 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best Aegon Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Zero Cost Benefit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Special Exit Benefit

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.4%
Tax Benefits
Terminal illness
Responsive Customer Support
Dealing with InsuranceDekho's customer support was a positive experience. They were quick to respond to my queries about my Aegon Term Insurance-iTerm Insurance Plan, providing clear and concise information about my term insurance policy.
Read MoreResponsive Mobile App
I often use the InsuranceDekho mobile app, and it's just as user-friendly as the website. It makes managing my Aegon Term Insurance-iTerm Insurance Plan on the go a breeze.
Read MoreFamily-Focused Plans
InsuranceDekho offers family-focused term insurance plans, ensuring that all members of my family are covered under one policy. The Aegon Term Insurance Policy is convenient and cost-effective.
Read MoreEfficient and Flexible
I had to make changes to my Aegon Term Insurance Policy, and InsuranceDekho handled it efficiently. Their flexibility in policy adjustments is impressive and ensures I'm always adequately covered.
Read MoreDependable Financial Security
I trust InsuranceDeko to provide dependable financial security for my loved ones. Their Aegon Term Insurance Policy is the backbone of our financial plan.
Read MoreFamily-Centric Coverage
I appreciate that InsuranceDekho's Aegon Term Insurance Policy is designed with families in mind. It provides the safety net my loved ones deserve.
Read MoreHelpful claims team
Filed a claim for the Aegon Term Insurance Policy at InsuranceDekho’s website. I had some trouble understanding the process so I called the helpline number of InsuranceDekho, the customer care executive connected me to the claims team and they resolved all of my queries. Very helpful claim team at InsuranceDekho.
Read MoreHassle-free and quick renewal process
I wanted to renew my Aegon Term Insurance Policy from InsuranceDekho. The renewal process was quite easy and hassle-free. I followed the instructions mentioned on the website to renew my policy.
Read MoreSecure payments
While purchasing Aegon Term Insurance Policy I was a little skeptical about entering my card details on the website but I was highly impressed by the different payment gateway options available that assured me that the payment is completely secure.
Read MoreHassle-free policy issuance
Bought the Aegon Term Insurance Policy from InsuranceDekho. The purchasing process was quick and completely hassle free and the policy details were sent immediately after the payment. The policy issuance is hassle-free. Extremely easy to purchase a term plan from InsuranceDekho.
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FAQ About Aegon Term Insurance
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What will I get if my Aegon Life Term Insurance policy matures?
Aegon Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.
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Can I make changes to my Aegon term policy after I buy it?
No, policy terms and the premium amount cannot be changed once the policy is bought.
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Are terrorist attacks covered under the Aegon life term insurance policy?
Yes, death due to terrorist attacks is covered under the Aegon term plan. The death benefit can be claimed by the policyholder nominee or the legal heir.
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How much life cover should I select when I buy an Aegon term plan?
Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:
- At age 30 years, life cover should be 20 times your annual income.
- At age 40 years, life cover should be at 15 times your annual income.
- At age 50, your life cover should be 10 times your annual income.
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What is Critical Illness Cover?
Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.