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Bandhan Life Insurance User Reviews

136 reviews Rate This
Highlights
Claim Settlement Ratio99.66%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For274 policies
Total Death Benefit Paid86.14 Crore

Term Life Insurance Premium Calculator

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  • Male
  • Female

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bandhan Life Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.7%
Starting From 688/Month
Claim Settlement
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.2%
Starting From 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.4%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Bandhan
4.7
Based on
136 User reviews
  • Complete Cover

    Last year, when I bought my term plan from Bandhan Life Insurance, I was a bit doubtful. But, having a critical illness rider on my term plan provided me with additional financial security. Recently, I was able to take advantage of its benefits. Thanks to InsuranceDekho for suggesting this option!

    S
    Shoba rani
    On: Jun 20, 2024
  • Fantastic Service

    I decided to buy family insurance from InsuranceDekho, and choosing the Bandhan term insurance for my family's safety was a no-brainer. Their process was smooth, making it easy for me to understand and secure our future without hassle.

    N
    Nandini Goyal
    On: Jun 07, 2024
  • Quick and Easy Process

    InsuranceDekho is the best online platform to buy term insurance plans. I bought the Aegon Term Insurance Plan quickly and easily. Comparing the plans to buying the best term plan for myself by very easy and smooth process. Thank you InsuranceDekho for helping me out.

    J
    Jatin Sharma
    On: Feb 07, 2024
  • Effortless Service

    The team of InsuranceDekho offered me effortless customer support when I was buying the Aegon Term Insurance plan with them. They helped me completely and made it easier for me to buy the Aegon term Insurance Plan from InsuranceDekho.

    N
    Niharika Saini
    On: Dec 11, 2023
  • Responsive Customer Support

    Dealing with InsuranceDekho's customer support was a positive experience. They were quick to respond to my queries about my Aegon Term Insurance-iTerm Insurance Plan, providing clear and concise information about my term insurance policy.

    S
    Soma Sunder
    On: Nov 16, 2023
  • Responsive Mobile App

    I often use the InsuranceDekho mobile app, and it's just as user-friendly as the website. It makes managing my Aegon Term Insurance-iTerm Insurance Plan on the go a breeze.

    N
    Nitika Chahal
    On: Nov 07, 2023
  • Family-Focused Plans

    InsuranceDekho offers family-focused term insurance plans, ensuring that all members of my family are covered under one policy. The Aegon Term Insurance Policy is convenient and cost-effective.

    K
    Kamal Kishore
    On: Oct 03, 2023
  • Efficient and Flexible

    I had to make changes to my Aegon Term Insurance Policy, and InsuranceDekho handled it efficiently. Their flexibility in policy adjustments is impressive and ensures I'm always adequately covered.

    A
    Archana Sourabh
    On: Sep 21, 2023
  • Dependable Financial Security

    I trust InsuranceDeko to provide dependable financial security for my loved ones. Their Aegon Term Insurance Policy is the backbone of our financial plan.

    P
    Poonam Kaushal
    On: Sep 15, 2023
  • Family-Centric Coverage

    I appreciate that InsuranceDekho's Aegon Term Insurance Policy is designed with families in mind. It provides the safety net my loved ones deserve.

    P
    Priya Chauhan
    On: Sep 08, 2023

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Bandhan Life Insurance Contact Details

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Claim Process at Bandhan Life Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What will I get if my Bandhan Life Term Insurance policy matures?

    Bandhan Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.

  • Can I make changes to my Bandhan term policy after I buy it?

    No, policy terms and the premium amount cannot be changed once the policy is bought.

  • Are terrorist attacks covered under the Bandhan life term insurance policy?

    Yes, death due to terrorist attacks is covered under the Bandhan term plan. The death benefit can be claimed by the policyholder nominee or the legal heir. 

  • How much life cover should I select when I buy an Bandhan term plan?

    Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:

    • At age 30 years, life cover should be 20 times your annual income.
    • At age 40 years, life cover should be at 15 times your annual income.
    • At age 50, your life cover should be 10 times your annual income.
  • What is Critical Illness Cover?

    Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.