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Aditya Birla Sun Life Term Insurance User Reviews

158 reviews Rate This
Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aditya Birla Sun Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aditya Birla
4.7
Based on
158 User reviews
  • User Friendly Platform

    InsuranceDekho is amazing. My purchase of Aditya Birla Sun Life Term Insurance Plan was terrific. I bought this term insurance policy online through the insuranceDekho’s website. It was quite easy to compare all the term plans and choose the best for my needs and requirements. Thank you! InsuranceDekho.

    J
    Jaya Srivastava
    On: Feb 20, 2024
  • Dedicated Support Team

    The team of InsuranceDekho was so helpful when I was searching for a term insurance plan. When I finally decided to buy the Aditya Birla Sun Life Term Insurance plan, even then they guided me throughout the buying process. So, thank you, InsuranceDekho team!

    S
    Simran Kaur
    On: Dec 22, 2023
  • Time-Efficient Term Insurance Shopping

    InsuranceDekho saved us significant time when purchasing the Aditya Birla Sun Term Insurance- DigiShield Plan. Their platform allows easy comparison and instant quotes.

    U
    Unnati Sah
    On: Nov 15, 2023
  • Trustworthy Recommendations

    InsuranceDekho recommended Aditya Birla Sun Life Term Insurance Policy that perfectly aligned with my needs and financial goals. I trust their expertise.

    C
    Chaynika Sah
    On: Sep 27, 2023
  • Tailored Coverage for Individual Needs

    What I loved about InsuranceDekho was their flexibility. They allowed me to customize my Aditya Birla Sun Life Term Insurance Policy’s coverage to fit my unique needs and budget. It's great to have a plan that's truly tailored to me.

    I
    Ileana Kumar
    On: Sep 20, 2023
  • Riders for Added Protection

    The available riders at InsuranceDekho provided me with additional protection options, such as critical illness and disability coverage, enhancing my Aditya Birla Sun Life Term Insurance Policy's value.

    R
    Raja Kumar
    On: Sep 14, 2023
  • Hassle-free renewal

    I had to renew my Aditya Birla Sun Life Term Insurance Policy and I chose to do the renewal with InsuranceDekho. I contacted the helpline number to get answers to my queries. The customer executive understood my situation and helped me at every step of the renewal process. It was very convenient for me to renew the policy with the help of InsuranceDekho’s team.

    T
    Teena Marie
    On: Sep 01, 2023
  • Could easily make payments securely

    Recently I purchased Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. The payments require two-step authentication. I am very satisfied with my purchase with InsuranceDekho.

    A
    Alana Banarjee
    On: Aug 29, 2023
  • Hassle-free policy issuance

    I purchased the Aditya Birla Sun Life Term Insurance Policy from InsuranceDekho. The process was completely hassle-free and the policy details were sent within a few minutes after making the payment. It was very easy to purchase the policy online with the help of InsuranceDekho. 

    S
    Savitri Rao
    On: Aug 24, 2023
  • User friendly platform

    InsuranceDekho is a very user friendly platform from where I purchased the Aditya Birla Sun Life Term Insurance Policy. I was able to compare several term plans within minutes that fit my budget and requirements. The InsuranceDekho’s website is easy to navigate and user friendly. Instructions to purchase, file a claim or renew your policy are also mentioned on the website

    P
    Prakash Thapar
    On: Aug 11, 2023

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Aditya Birla Sun Life Term Insurance Contact Details

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Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What Term Insurance plans does Aditya Birla Sun Life Insurance offer?

    Under the Term insurance category, Aditya Birla Sun Life offers five plans namely- Aditya Birla Sun Life Insurance Premium Back Term Plan, Aditya Birla Sun Life Insurance Future Guard Plan, Aditya Birla Sun Life Insurance Protection Plus Plan, Aditya Birla Sun Life Insurance Protection Easy Plan and Aditya Birla Sun Life Insurance Easy Protect Plan.

  • What is the grace period under Aditya Birla Sun Life Term plans?

    According to the Insurance Regulatory Authority of India (IRDAI) regulations, a grace period of 30 days is allowed from the premium due date under the Aditya Birla Sun Life Term plans.

  • When is the right time to purchase the Aditya Birla Sun Life Term insurance plan?

    The best time to buy an Aditya Birla Sun Life term insurance plan when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What is the claim settlement ratio of Aditya Birla Sun Life insurance?

    Aditya Birla Sun Life insurance has a claim settlement ratio of 97.54% for the financial year 2019-20. 

  • What happens when my Aditya Birla Sun Life term policy expires?

    When the policy expires, and the life assured is alive then no death benefits are paid but if she/he dies then the cover is paid to the beneficiary/nominee.