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Bajaj Allianz Term Insurance User Reviews

42 reviews Rate This
Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bajaj Allianz Term Insurance Plans

1 Crore
1.5 Crore
    Tax Free
    1 Cr
Starting From 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 787/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of Bajaj Allianz
Based on
42 User reviews
  • Transparent Policy Terms

    The Bajaj Allianz Term Insurance Policy terms are crystal clear, and there are no hidden surprises with InsuranceDeko. You know exactly what you're getting. It is worth it as there is no hidden agenda whatsoever.

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    Namita Jahan
    On: Sep 15, 2023
  • Assistance with Policy Beneficiaries

    InsuranceDekho assists policyholders in naming beneficiaries and ensuring that the process is clear and straightforward. The Bajaj Allianz Term Insurance Policy made it easier for beneficiaries to receive the policy benefits when the time comes.

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    Alka Purbo
    On: Sep 12, 2023
  • Lifesaver in Uncertain Times

    InsuranceDekho's Bajaj Allianz Term Insurance Policy has been a lifesaver for my family. It offers the stability and protection we need in these uncertain times.

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    Koina Vaish
    On: Sep 08, 2023
  • Smooth and Stress-Free Claims

    Dealing with the Bajaj Allianz Term Insurance Policy recommended by InsuranceDekho during a challenging time was quite smooth and stress-free. Knowing that my family will be taken care of lifts a significant burden.

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    Anurup Saha
    On: Sep 05, 2023
  • Hassle-free and safe purchase

    I purchased the Bajaj Allianz Term Insurance Policy from InsuranceDekho. The purchasing process was very hassle-free and safe. The payment gateways required two-step authentication to process the payment. The purchasing process was easy and time-saving. 

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    Anu Bagoria
    On: Aug 22, 2023
  • Advanced chatbox feature

    The Chatbox feature at the InsuranceDekho platform is of excellent nature. It served me with multiple solutions related to my Bajaj Allianz Term Insurance Policy which I got for my parents. It took seconds to answer all my queries.

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    Ravi Gandhi
    On: Aug 07, 2023
  • Secure Today, Confident Tomorrow

    The Bajaj Allianz Term Insurance Policy allows me to secure my family today and be confident about their tomorrow. The policy features are excellent and have very simplified policy documentation. InsuranceDekho is indeed a very reliable website.

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    Kanchan Rawat
    On: Jul 24, 2023
  • Prompt Policy Issuance

    I was pleasantly surprised at how quickly InsuranceDekho issued my term insurance policy. The efficient processing of the Bajaj Allianz Term Insurance Policy allowed me to have peace of mind without any delays.

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    Piya Das
    On: Jul 20, 2023
  • The plan offers good coverage

    The Bajaj Allianz Term Insurance Policy available on InsuranceDekho offers wider coverage. Moreover, it also provides a range of services. So, thank you team for creating such an amazing plan. 

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    Chetan Prasad
    On: Jul 17, 2023
  • Renewing Plans Was Easy

    I bought the Bajaj Allianz Term Insurance Policy from InsuranceDekho a year ago. I reached out to their team to renew my term plan. I would like to appreciate each and every one in the team for helping me throughout the process. 

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    Pooja Gulati
    On: Jul 10, 2023

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Bajaj Allianz Term Insurance Contact Details

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Claim Process at Bajaj Allianz Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Bajaj Allianz Term Insurance

  • What benefits will I get if I buy term insurance?

    Some of the benefits that you get on buying term insurance include affordable premium, return of premium option, flexibility in premium payment, death benefit, flexible policy terms and more. 

  • Why should I buy term insurance from Bajaj Allianz?

    You should choose Bajaj Allianz to buy a term insurance plan to make the most of benefits like high CSR (98.02%), vast network across the country, large product variety with excellent features, prompt claim settlement and more. 

  • Can I buy a joint term insurance plan with my spouse?

    Yes! You can choose Bajaj Allianz Life Smart Protect Goal policy that will help you avail the benefit of joint cover for you and your spouse.

  • Which are some of the Bajaj Allianz term insurance plans that I can buy online?

    Life Smart Protect Goal, eTouch Online Term, and iSecure are some of the Bajaj Allianz term insurance plans that you can easily buy online. 

  • What is the toll-free number of Bajaj Allianz Life Insurance?

    Toll-free number of Bajaj Allianz Life Insurance is 1800-209-7272.