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Aviva Term Insurance Plans

83 reviews Rate This
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 6:00 PM
Death Benefit Paid For790 Policies
Presence93 Offices
Total Death Benefit Paid80.78 Crore

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aviva Term Insurance Plans

1 Crore
2 Crore
    Tax Free
    1 Cr
Starting From 707/Month
24hr Claim Settlement
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 771/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • Terminal illness
See More Plans

Aviva Life Insurance Company is dedicated to provide top-grade services and products to its customers. The insurance company offers 4 comprehensive term insurance plans which offer life cover and financial security to your family at an affordable price. These plans provide financial security to your family in the event of your unforeseen demise during the policy tenure. Aviva Life ensures a seamless claim settlement procedure and strives to provide effective solutions to its customers.

Aviva Term Insurance Plans

Aviva Life offers 4 Term insurance plans at an affordable cost and high sum assured. The details of the plans are explained below :

1. Aviva LifeShield Advantage: Aviva LifeShield Advantage Term Plan is an individual non participating life insurance plan. This plan provides financial security to your family as well as supports you in case of permanent disability during the tenure of the policy. Under Aviva LifeShield Advantage Term Plan, you also get the maturity benefits at the end of the tenure. This plan offers you to choose from 2 category of protection- Life Protection and Life Cum Disability (with the return of premium)

2. Aviva Jan Suraksha: Aviva Jan Suraksha is a comprehensive and affordable term insurance plan that offers protection to your children and dependents and a guaranteed lump sum amount in case of an unfortunate event. In case of accidental death, a double sum assured will be paid to the nominee. You can pay your premiums – monthly, quarterly, half-yearly, annually, or singularly. Under Aviva Jan Suraksha, you are entitled to tax benefits under The Income Tax Act,1961.

3. Aviva Life Shield Premium: Aviva Life Shield Premium plan is comprehensive protection plan. This plan provides life cover and financial protection to your family in case of your unfortunate demise during the policy term. Aviva Life Shield Premium plan helps you ensure financial security of your loved ones even in your absence. This plan also offers Accidental Death Benefit and Waiver of Premium Cover Benefit.

4. Aviva Saral Jeevan Bima Plan: Aviva Saral Jeevan Bima plan is a basic pure protection plan. This plan offers life cover and financial protection to your family even if you're not around. Aviva Saral Jeevan Bima is an affordable plan. Under this plan you get the flexibility to choose the premium payment term. This plan also offers tax benefits under Section 80C and 10(10D) of The Income Tax Act,1961.

Aviva Term Insurance User Reviews

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What users are saying
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  • InsuranceDekho offers plans which will cater all your needs within a budget that you hold. Bought Aviva Jana S...

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    By Ashish Chauhan
    On: Feb 10, 2023
  • On the website of InsuranceDekho, there is a detailed list of the best insurance companies that provide term p...

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    By Tanu Chaudhary
    On: Oct 13, 2022
  • I opted for the online process of buying the Aviva Jana Suraksha plan from InsuranceDekho. With the online opt...

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    By Harshita Kashyap
    On: Oct 12, 2022
  • I was provided with the relevant information when I was buying the Aviva Jana Suraksha plan with InsuranceDekh...

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    By Jayanti Das
    On: Sep 29, 2022
  • I was easily able to reach the team of InsuranceDekho when I was buying the Aviva Jana Suraksha plan with them...

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    By Garima Makhija
    On: Sep 28, 2022
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  • Tax benefit upto 1,50,000*
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Aviva Term Insurance Contact Details

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Claim Process at Aviva Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Aviva Term Insurance

  • What is the claim settlement ratio of Aviva Life Insurance?

    Aviva Life Insurance had a staggering claim settlement ratio of 97.53% in the FY 2019-2020

  • What is the minimum age required to be eligible for the Aviva Life Term Insurance plan?

    The minimum age to apply for the Aviva Life Term Plan is 18 years.

  • Is my Term Insurance policy with Aviva Life cover COVID 19?

    Yes, under Aviva Life term insurance plan you are covered under COVID 19.

  • What are the exclusions while buying Aviva Life Term Insurance Plans?

    The exclusions under Aviva Life Term Insurance are as follows:

    • Death due to medical condition not mentioned in the policy document
    • Death due to illegal activity 
    • Death due to suicide within 1 year of the inception of the policy.
  • What are the documents required to purchase an Aviva Life Term Insurance plan online?

    The following documents are needed to buy Aviva Life Term Insurance Plan:

    • Age Proof
    • ID Proof
    • Income Proof
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