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Aviva Term Insurance User Reviews

84 reviews Rate This
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 6:00 PM
Death Benefit Paid For790 Policies
Inception2002
Presence93 Offices
Total Death Benefit Paid80.78 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
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2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Aviva Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aviva
5.0
Based on
84 User reviews
  • Good claim settlement ratio

    A good claim settlement ratio determines how easily a claim can be settled. So, before buying the Aviva Jana Suraksha plan from InsuranceDekho, I first checked the claim settlement ratio and then bought it. 

    G
    Gayatri Trivedi
    On: Jul 13, 2022
  • Dedicated support team

    The team of InsuranceDekho is extremely helpful. They assisted me in buying the Aviva Jana Suraksha plan as well as offered timely advice about buying which plan. So, thank you guys for assisting me in the best possible way. 

    A
    Ananya Chatterjee
    On: Jul 12, 2022
  • Easy tools for comparing policy

    The website of InsuranceDekho had amazing tools for comparing different policies. After comparing the different life plans, I bought the Aviva Jana Suraksha plan from InsuranceDekho. 

    D
    Dhruv
    On: Jul 11, 2022
  • Online term calculator

    The availability of an online term calculator on InsuranceDekho simplified my task when I had to calculate the premium for different plans. On comparing the premium for different plans, I decided to finally buy the Aviva Jana Suraksha plan from InsuranceDekho.

    S
    Sagar Malhotra
    On: Jul 08, 2022
  • Was guided by experts

    When I was buying the Aviva Jana Suraksha plan from InsuranceDekho, the customer team guided me throughout. They explained each process in detail and made it so easy for me to buy the Aviva Jana Suraksha plan  without any hassles.

    V
    Vishnu
    On: Jul 07, 2022
  • Online process

    One of the best things about buying the Aviva Jana Suraksha plan from InsuranceDekho was that the entire process was online. I was easily able to purchase the - plan from the comfort of my home and moreover, there was no paperwork involved.

    M
    Mihir Vatsa
    On: Jul 06, 2022
  • Time-saving process

    The process of buying the Aviva Jana Suraksha plan from InsuranceDekho was completed in a matter of no time. Thus, I can easily say that buying a life plan from InsuranceDekho is definitely a time-saving process. 

    S
    Saurabh Kumar
    On: Jul 04, 2022
  • Detailed explanation on the website

    The website of InsuranceDekho contained detailed information about a range of term plans. It was after going through different term plans, that I finally bought the Aviva Jana Suraksha plan from InsuranceDekho. 

    R
    Rakshit Kumar
    On: Jul 01, 2022
  • Little paperwork involved

    In the process of buying the Aviva Jana Suraksha plan from InsuranceDekho, there was little paperwork involved. As the entire process was digital, everything seemed very smooth. 

    D
    Diksha Sharma
    On: Jun 30, 2022
  • My queries were answered

    I genuinely thank the team of InsuranceDekho for answering my queries on time. I received such prompt replies that I was confident about buying Aviva Jana Suraksha plan from InsuranceDekho.

    P
    Punit Malhotra
    On: Jun 29, 2022

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Aviva Term Insurance Contact Details

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Claim Process at Aviva Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the claim settlement ratio of Aviva Life Insurance?

    Aviva Life Insurance had a staggering claim settlement ratio of 97.53% in the FY 2019-2020

  • What is the minimum age required to be eligible for the Aviva Life Term Insurance plan?

    The minimum age to apply for the Aviva Life Term Plan is 18 years.

  • Is my Term Insurance policy with Aviva Life cover COVID 19?

    Yes, under Aviva Life term insurance plan you are covered under COVID 19.

  • What are the exclusions while buying Aviva Life Term Insurance Plans?

    The exclusions under Aviva Life Term Insurance are as follows:

    • Death due to medical condition not mentioned in the policy document
    • Death due to illegal activity 
    • Death due to suicide within 1 year of the inception of the policy.
  • What are the documents required to purchase an Aviva Life Term Insurance plan online?

    The following documents are needed to buy Aviva Life Term Insurance Plan:

    • Age Proof
    • ID Proof
    • Income Proof