Banner

Universal Sompo Health Insurance FAQs

54 reviews Rate This
Highlights
Claim Settlement Ratio70.75%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals4,000+
Policies Sold2,67,221
Renewability Lifelong Renewability
Banner

Claim Settlement

  • Within how many days do I have to file a claim in Universal Sompo Health Insurance?

    The claim must be submitted in the 30 days after the hospitalisation.

  • How much time does Universal Sompo take to settle claims?

    After receiving the relevant documents, Universal Sompo settles the bills within 7 working days.

  • What is the maximum number of claims that can be made in a year in Universal Sompo health insurance policies?

    There is no limit on the number of claims allowed during a policy term. Claims can be made up to the limit of sum insured under the policy.

  • How does Universal Sompo settle claims if I buy more than one health insurance policy?

    Each company pays a relatable proportion of the loss in case the claims are made.

  • Within how many days do I have to file a claim in Universal Sompo Health Insurance?

    The claim must be submitted in the 30 days after the hospitalisation.

  • How much time does Universal Sompo take to settle claims?

    After receiving the relevant documents, Universal Sompo settles the bills within 7 working days.

  • What is the maximum number of claims that can be made in a year in Universal Sompo health insurance policies?

    There is no limit on the number of claims allowed during a policy term. Claims can be made up to the limit of sum insured under the policy.

  • How does Universal Sompo settle claims if I buy more than one health insurance policy?

    Each company pays a relatable proportion of the loss in case the claims are made.

Critical Illness

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses.

  • What is the eligibility for critical illness plan by Universal Sompo?

    You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo.

  • Which diseases are covered under critical illness pan by Universal Sompo?

    Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo: Open Chest CABG, Cancer at a specific stage, First heart attack of a certain severity, Open heart replacement, Permanent paralysis for limbs, Coma of certain severity, etc.

  • What is not covered under the critical illness plan by Universal Sompo?

    Some of the plan exclusions are: Pre-existing diseases until the waiting period is served for 48 months with continuous coverage; convalescence, general debility, rest cure, lethargy etc.; cosmetic or plastic surgery is excluded from the plan.

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses.

  • What is the eligibility for critical illness plan by Universal Sompo?

    You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo.

  • Which diseases are covered under critical illness pan by Universal Sompo?

    Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo:

    • Open Chest CABG
    • Cancer at specific stage
    • First heart attack of certain severity
    • Open heart replacement
    • Permanent paralysis for limbs
    • Coma of certain severity
    • Multiple Scelerosis with persisting symptoms
    • Major organ transplant
    • Kidney failure
    • Open heart replacement
    • Motor Neuron Disease with Permanent Symptoms

  • What is not covered under the critical illness plan by Universal Sompo?

    Some of the plan exclusions are:

    • Pre-existing diseases are not covered until the waiting period is served for 48 months with continuous coverage.
    • Convalescence, general debility, rest cure, lethargy etc. are not covered.
    • Cosmetic or plastic surgery is excluded from the plan.
    • Any experimental treatment performed by the Physician is excluded.

Family

  • Does Universal Sompo offer any plan for a family or extended family?

    Yes, Universal Sompo offers health insurance plans for family or extended family.

  • Does the health insurance plan for family provide coverage for maternity and OPD?

    Yes, the health insurance plan for the family provides coverage for maternity and OPD.

  • Can I buy such health insurance policies online?

    Yes, family floater health insurance plans can be purchased online.

  • Does the family floater health insurance policy provide restoration benefit?

    The family floater health insurance policy provides restoration benefit to the policyholders.

  • What are the options available for policy terms?

    The policy can be purchased for 1 year, 2 years and 3 years.

  • What are the sum insured options under Family floater plans provided by Universal Sompo?

    Family floater plans provided by Universal Sompo can be purchased for sum insured options of Rs. 1 lakh, Rs. 2 lakh, Rs. 3 lakh, Rs. 4 lakh, Rs. 5 lakh, Rs. 6 lakh, Rs. 7 lakh, Rs. 8 lakh, Rs. 9 lakh, and Rs. 10 lakh.

  • Who should buy Universal Sompo family health insurance plan?

    Family health insurance policy by Universal Sompo is an ideal purchase for families that want to ensure peace of mind as well as financial stability even during critical medical situations. So, if you have a family that you want to insure under a single sum insured, buy Complete Healthcare Insurance by Universal Sompo.

  • Can I change the sum assured during Universal Sompo family health insurance tenure?

    Making any sum insured changes during the policy tenure of your Universal Sompo family health insurance would not be possible as the company does not allow the same. To make the desired changes, it would be best to wait until the time of policy renewal.

  • What is the advantage of the Universal Sompo family health insurance plan?

    Complete Healthcare Insurance, Universal Sompo’s family health insurance plan comes with multiple benefits. The key ones include vast cover, single sum insured floats around for all family members, no need to manage multiple individual policies, can cover up to 4 dependent children, no claim bonus, 15 days free-look period, 70 years as maximum entry age, multiple add-ons available to enhance the cover, affordable premium and more.

  • What does Universal Sompo family health insurance plan cover?

    Complete Healthcare Insurance, Universal Sompo’s family plan provides coverage for inpatient hospitalisation expenses, pre and post hospitalisation coverage, maternity expenses, OPD cover, cover for people with HIV/AIDS, second opinion, restoration of Sum Insured, wellness package, emergency ambulance charges, No Claim Bonus, domiciliary hospitalisation cover, convalescence benefit, dental treatment costs due to accident, etc.

  • Does Universal Sompo family health insurance policy offer tax deductions?

    Yes! Under Universal Sompo family health insurance policy provides tax benefits as per Section 80D of the Income Tax Act, 1961 for the policy premium paid.

Feature

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

General Information

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

  • Does the health card serve permanently?

    No, you need to get your health card renewed or reissued during the policy tenure.

  • Who can get covered by a single policy?

    Depending on the policy you have bought, all family members, including spouse, dependent children (above 91 days under 23 years) are covered. Parents up to 70 years are also covered.

  • Where is the list of network hospitals available?

    Hospital list is provided to you with your health card. However, this list is subject to change. You can find the updated list on the TPA website.

  • Can foreigners buy a health policy if they are not Indian National but living in India?

    Yes, foreigners living in India are eligible for getting covered under a policy. But, the coverage is restricted to India only.

  • What is the toll-free number of Universal Sompo Health Insurance?

    The toll-free numbers of Universal Sompo Health Insurance are - 1800-200-4030 and 1800-200-5142.

Help to Buy

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

Individual

  • Does Universal Sompo offer any plan for an individual?

    Yes, Universal Sompo offers individual health insurance plans.

  • What are the options available for policy terms?

    The policy can be purchased for 1 year, 2 years and 3 years.

  • What is the premium frequency under such plans?

    The single premium has to be paid.

  • Who should buy a Universal Sompo individual health insurance plan?

    Universal Sompo’s individual health insurance policy is an ideal choice for any individual who wants to get their medical expenses to be taken care of at the time of an unexpected medical emergency. If you are interested in buying health insurance solely for yourself, Universal Sompo’s Individual Health Insurance Plan would be the ideal choice for you.

  • Can I change the sum assured during Universal Sompo individual health insurance tenure?

    If looking forward to getting the sum insured of your Universal Sompo individual health insurance changed, it is advisable to wait until the policy renewal since insurers do not allow any changes during the policy period or policy tenure.

  • What is the advantage of Universal Sompo individual health insurance plan?

    Buying Universal Sompo’s individual health insurance plan will grant you multiple advantages. Some of the prime benefits of the policy include lifelong renewability, cashless facility at more than 4000 network hospital, inhouse claim settlement, n need for pre-medical checkup up to the age of 45 years, free health checkup once at the end of every four claim free years, 5% cumulative bonus, tax benefits, optional coverage for critical illness and many more.

  • What does Universal Sompo individual health insurance plan cover?

    Universal Sompo under its individual health insurance policy provides cover for inpatient hospitalization, pre & post hospitalization, domiciliary treatment, daily hospital cash benefit, day care treatment, ambulance expenses, organ donor transplant & procedure, as well as optional cover to include critical illness, etc.

  • Does Universal Sompo individual health insurance policy offer tax deductions?

    Yes! Under Universal Sompo’s individual health insurance policy, you can avail tax benefits for the premium paid as per Section 80D of the Income Tax Act, 1961.

Kids

  • Can kids be covered under any health insurance plan provided Universal Sompo?

    Yes, a family floater plan offered by Universal Sompo can cover all the family members including self, spouse and children.

  • Do kids have to undergo a medical examination before being covered under a health insurance plan?

    No, kids do not have to undergo any medical examination before they get covered under a health insurance plan. Only persons above 45 to 55 years of age depending upon the declaration of the pre-existing disease have to undergo the same.

  • How many kids can be covered under Universal Sompo’s health insurance plan?

    Floater options available to you in Universal Sompo’s Complete Healthcare Insurance Plan are:

    • 1 Adult+1 Child
    • 1 Adult+2 Child
    • 2 Adult + 2 Child
    • 1 Adult+ 3 Child
    • 2 Adult + 3 Child
    • 2 Adult
    • 2 Adult+1 Child
    • 2 Adult+4 Child

  • What are the benefits that the kids get under health insurance plans by Universal Sompo?

    Some of the benefits that the children get under health insurance plans by Universal Sompo are:

    • Pre and post hospitalisation expenses are covered
    • Dental treatments in case of accidents
    • Daily allowance to meet the non-medical expenses incurred for kids under 12 years if they are hospitalised for a minimum of 72 hours.
    • Outpatient consultation expenses are covered after a waiting period of 3 years.

  • Who should buy Universal Sompo kids health insurance plan?

    Parents who want to insure their dependent children along with themselves under the same policy should buy Universal Sompo kids health insurance plan, Complete Healthcare Insurance. Keep in mind that the policy provides cover for up to 4 dependent children, right from age day 1 up to 25 years.

  • Can I change the sum assured during Universal Sompo kids health insurance tenure?

    If you want to change the sum insured amount of your Universal Sompo kids health insurance, make sure you do so during the policy renewal time and not during policy tenure. Remember, health insurance companies do not allow any changes during the policy period.

  • What is the advantage of Universal Sompo kids health insurance plan?

    The significant advantages of Universal Sompo kids health insurance plan include coverage for up to 4 children, cover for newborn baby, lifetime renewability of policy, cashless facility at 4000+ network hospitals, massive coverage, quick inhouse claim settlement, sum insured range up to Rs. 10 Lakh, different add-on covers to increase the coverage benefits, automatic sum insured restore benefit, affordable premium and many more.

  • What does Universal Sompo kids health insurance plan cover?

    Universal Sompo kids health insurance plan provides cover for many features. The major coverage benefits include inpatient hospitalization, pre & post hospitalization, domiciliary hospitalization, vaccination in case of animal bite, emergency ambulance expenses, AYUSH benefit, daily cash for accompanying an insured child, daycare procedure, cumulative bonus, sum insured restore, dental treatment in case of accidents, and many others.

  • Does Universal Sompo kids health insurance policy offer tax deductions?

    Yes! A Universal Sompo kids health insurance policyholder is eligible to avail tax benefits as per Section 80D of the Income Tax Act, 1961 for the policy premium paid.

Maternity

  • Does Universal Sompo provide maternity benefits under health insurance plans?

    Yes, Universal Sompo provides coverage for maternity expenses under different health insurance plans.

  • Is there any waiting period under such plans?

    Yes, to avail maternity and new born benefits, you have to complete waiting period that differs with different plans.

  • Can I buy maternity health insurance online?

    Yes, you can buy such health insurance plans online.

  • What all is included under maternity coverage under these plans?

    Routine pregnancy, pre and post natal expenses, and baby care expenses are covered under maternity benefits.

  • Who should buy Universal Sompo maternity health insurance plan?

    Universal Sompo maternity health insurance Complete Healthcare Insurance is a perfect choice for married couples and women who wish to start a family soon. Since the waiting period associated with maternity benefits under the plan is 3 years, it is advisable to buy the plan accordingly.

  • Can I change the sum assured during Universal Sompo maternity health insurance tenure?

    To make any change to your sum insured amount of Universal Sompo maternity health insurance, the ideal time would be policy renewal and not policy tenure as the insurer does not permit any change during the policy tenure.

  • What is the advantage of a Universal Sompo maternity health insurance plan?

    The key advantage of the Universal Sompo maternity health insurance plan is that it provides cover for maternity and newborn baby benefits at an affordable premium rate. Other benefits include cashless facility at 4000+ network hospitals, lifelong renewability of policy, inhouse claim settlement, sum insured range up to Rs. 10 Lakh, multiple add-on benefits to increase the cover, etc.

  • What does Universal Sompo maternity health insurance plan cover?

    Maternity benefits, newborn baby benefits, inpatient hospitalization, pre & post hospitalization, domiciliary hospitalization, cumulative bonus, vaccination in case of animal bite, sum insured restore, daily cash for accompanying an insured child, daycare procedure, emergency ambulance expenses, AYUSH benefit, dental treatment in case of accidents, and many more features are covered under the Universal Sompo maternity health insurance plan.

  • Does Universal Sompo maternity health insurance policy offer tax deductions?

    Yes! Universal Sompo maternity health insurance policy provides tax benefits under Section 80D of the Income Tax Act, 1961 for the policy premium paid.

Parents

  • Does Universal Sompo provide cover for parents in any of its health insurance plans?

    Yes, Universal Sompo provides cover for parents on an individual as well as family floater basis under its Individual Health Insurance Plan.

  • My parents are above 55 years of age. Do they need to undergo a medical examination before being covered under a health insurance plan by Universal Sompo?

    Individuals above 45 to 55 years of age have to undergo a medical examination depending upon the declaration of pre-existing disease.

  • My parents are aged above 50 years but are fit and fine. Should I buy a health insurance plan for them?

    The older someone gets, the more difficult it gets to buy regular health insurance. So, it is better to purchase a specialized health insurance plan for them that address their hospitalisation or medical requirements.

  • What are the benefits provided to parents under health insurance plans offered by Universal Sompo?

    Parents covered under health insurance plans offered by Universal Sompo enjoy the following benefits:

    • Coverage for expenses related to domiciliary hospitalisation
    • Option to cover critical illnesses
    • In-patient hospitalisation expenses covered
    • Pre and post hospitalisation expenses are covered
    • Charges for blood, hospitalisation are covered

  • Who should buy Universal Sompo parents health insurance plan?

    Universal Sompo parents health insurance policy is a perfect purchase for elderly and parents who feel buying health insurance can bring financial stability in an unfortunate medical emergency situation.

  • Can I change the sum assured during Universal Sompo parents health insurance tenure?

    The ideal time to make any change to the Universal Sompo parents health insurance policy would be policy renewal period. Since health insurance companies do not allow any changes during the policy tenure, it is advisable to wait until it is time to renew your policy.

  • What is the advantage of Universal Sompo parents health insurance plan?

    There are many advantages of Universal Sompo parents health insurance. The major benefits include lifelong renewability of policy, cashless facility at 4000+ network hospitals, wide coverage, hassle-free inhouse claim settlement, sum insured range up to Rs. 10 Lakh, freedom to choose add-ons to increase the coverage benefits, automatic sum insured restore benefit, reasonable premium and more.

  • What does Universal Sompo parents health insurance plan cover?

    Some of the key coverage features under Universal Sompo parents health insurance plan include inpatient hospitalization, pre & post hospitalization, domiciliary hospitalization, daycare procedure, cumulative bonus, sum insured restore, vaccination in case of animal bite, emergency ambulance expenses, AYUSH benefit, daily cash for accompanying an insured child, dental treatment in case of accidents, and many more.

  • Does Universal Sompo parents health insurance policy offer tax deductions?

    Yes, it does! A Universal Sompo parents health insurance policy provides tax benefits as per Section 80D of the Income Tax Act, 1961.

Portability

  • Will I get the existing benefits if I port my health insurance policy to Universal Sompo?

    Yes, the existing benefits that you have in your current health insurance policy will be added in the new health insurance policy according to the terms and conditions.

  • How can I transfer my health insurance plan to Universal Sompo?

    To get your health insurance policy ported to Universal Sompo Contact Universal Sompo. You will have to fill an application form for porting the policy. Your application will then be processed.

  • When should I inform Universal Sompo if I want to port my health insurance policy?

    You need to inform Universal Sompo at least 45 days prior to the expiry of your present period of insurance. You can avail the benefit at the time of renewal only.

  • Can I port my health insurance policy any time during the policy period?

    No, you can avail the portability benefit only at the time of renewal of your existing policy.

Premium

  • How are the premiums for health insurance plans by Universal Sompo decided?

    Premiums for health insurance plans by Universal Sompo depends on factors such as family status, individual age, health condition, type of policy, add-ons, rider, etc.

  • Will I get discount on premium paid for health insurance policies purchased from Universal Sompo?

    Yes, Star Health offers discount on premium on some of the health insurance plans available with it.

  • Can I pay premiums online in Universal Sompo?

    Yes, Universal Sompo allows you to pay health insurance premiums online.

  • Will I get the entire premium refunded if I cancel my Universal Sompo health insurance policy?

    Yes, you are entitled to the refund of premium on the pro rata basis for the unexpired period of the policy which Universal Sompo pays on demand.

  • Will Universal Sompo refund me the entire amount if I cancel my policy after 15 days of its commencement?

    No. If you cancel your Universal Sompo Health Insurance Policy up to 1 month of its commencement, Universal Sompo retains 25% of the annual premium.

  • How can I calculate the premium for health insurance policies of Universal Sompo?

    You can visit the official website of Universal Sompo (www.universalsompo.com) and click on the Get Quote tab after filling in your personal details to get an idea of the premium amount. You can also visit the health insurance broker’s website like www.insurancedekho.com to get the best price.

Senior Citizen

  • Is there any health insurance policy specifically for the senior citizens provided by Universal Sompo?

    Yes, Universal Sompo provides health insurance policy especially designed for senior citizens by the name of Senior Citizen Health Insurance Policy.

  • Who can take this policy?

    Any senior citizen aged above 60 years can purchase this policy to cover himself/ herself and his/her spouse.

  • Are pre-acceptance medical tests required under this policy?

    Yes. Senior citizens and their spouse (if proposed for insurance under the Policy) may be asked to undergo medical tests for purpose of consideration of Your proposal. If the proposal to purchase the policy has been accepted, 50% of the amount of the tests will be reimbursed.

  • What are the additional benefits under this policy?

    The policyholders get several added benefits with this policy such as-cumulative bonus, family discounts, options for sum insured, portability, free look up period and so on.

  • Who should buy Universal Sompo senior citizen health insurance plan?

    Any senior citizen aged more than 60 years who wishes to insure themselves a well as their spouse can buy Universal Sompo senior citizen health insurance plan. While the minimum entry age is 60 years, the maximum entry age is 70 years.

  • Can I change the sum assured during Universal Sompo senior citizen health insurance tenure?

    If you want to make any changes to the sum insured amount of your Universal Sompo senior citizen health insurance policy, the right time to do so would be policy renewal and not policy period as the latter is not allowed by health insurance companies.

  • What is the advantage of Universal Sompo senior citizen health insurance plan?

    Senior Citizen Health Insurance by Universal Sompo has many advantages including comprehensive cover, easy in-house claim settlement, cumulative bonus, family discounts, options for sum insured, portability, free look up period and affordable premium are to name a few.

  • What does Universal Sompo senior citizen health insurance plan cover?

    Universal Sompo senior citizen health insurance plan provides cover for in-patient treatment expenses, pre & post hospitalization, day care procedures and surgeries, daily hospital cash allowance, emergency ambulance charges, expenses of accompanying person, optional cover for critical illness/surgical procedure and many more.

  • Does Universal Sompo senior citizen health insurance policy offer tax deductions?

    Yes! Under Section 80D of the Income Tax Act, 1961 a Universal Sompo senior citizen health insurance policyholder can avail tax benefits for the premium paid.

Top-up

  • What is the minimum and maximum entry age under top-up plans offered by United India Insurance?

    The minimum and maximum entry age under top-up plans offered by United India Insurance is 3 months and 80 years respectively.

Woman

  • Does Universal Sompo provide any discounts for women under its women-centric health insurance plans?

    Yes. Universal Sompo provides special discounts for women under its women-centric health insurance plans.

  • Is the health insurance plan for women in Universal Sompo available on individual or family floater basis?

    Health insurance plan for women in Universal Sompo is available on both individual and family floater basis.

  • Does Universal Sompo provide coverage for women under any of its health insurance plans?

    Yes, Universal Sompo provides coverage for women and special benefits for them under its health insurance plans.

  • What are the benefits provided by Universal Sompo under its women-centric health insurance plans?

    Universal Sompo provides the following benefits under its women-centric health insurance plans-

    • Pre and post maternity expenses are covered
    • Coverage for a newborn baby is provided
    • Day care procedures are covered
    • Pre and post hospitalisation expenses covered
    • Out patient consultation expenses are covered
    • Convalescence benefit is provided

  • Who should buy Universal Sompo woman health insurance plan?

    Complete Healthcare Insurance, the perfect Universal Sompo woman health insurance plan is a must buy for women who want to get themselves as well as their families secured against medical expenses in case of an unexpected medical emergency situation.

  • Can I change the sum assured during Universal Sompo woman health insurance tenure?

    No, you cannot! If you want to make any change to the sum insured amount of your Universal Sompo woman health insurance policy, it would be best to do so at the time of policy renewal and not during the policy period.

  • What is the advantage of the Universal Sompo woman health insurance plan?

    Universal Sompo woman health insurance plan has multiple benefits to offer. Some of the prime advantages of the plan include cover for maternity and newborn baby benefits, cashless facility at 4000+ network hospitals, lifelong renewability of policy, inhouse claim settlement, comprehensive cover, sum insured range up to Rs. 10 Lakh, availability of various add-on benefits to enhance the cover, reasonable premium rate and many more.

  • What does Universal Sompo woman health insurance plan cover?

    Complete Healthcare Policy, the ultimate Universal Sompo woman health insurance policy provides coverage for maternity benefits, newborn baby benefits, inpatient hospitalization, pre & post hospitalization, domiciliary hospitalization, sum insured restore, daily cash for accompanying an insured child, daycare procedure, cumulative bonus, vaccination in case of an animal bite, emergency ambulance expenses, dental treatment in case of accidents, AYUSH benefit, and various others.

  • Does Universal Sompo woman health insurance policy offer tax deductions?

    Yes! A policyholder of Universal Sompo woman health insurance policy can avail tax benefits under Section 80D of the Income Tax Act, 1961 for the policy premium paid.

Universal Sompo Health Insurance Plan List

Name of PlanSum Insured
Complete Healthcare InsuranceMin: 1 Day; Max: 70 Years1 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Get Quotes Now
Individual Health Insurance PlanMin: 3 Months; Max: 55 Years1 Lakh Get Quotes Now
Critical Illness PolicyMin: 5 Years; Max: 65 Years2.5 Lakh Get Quotes Now
Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years1 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
Hospital Cash Insurance PolicyMin: 6 months; Max: 70 years Get Quotes Now

Universal Sompo Health Insurance Top Up List

Name of PlanSum Insured
Super Healthcare Policy Min: 91 days; Max: 80 years1 Lakh - 1 Crore Get Quotes Now

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

    Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members

Universal Sompo Health Insurance User Reviews

Write your review
What users are saying
  • All
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

Health Insurance News

  • Latest
  • Popular

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1140 Universal Sompo Cashless Network Hospitals in India

Insurance Products by Universal Sompo General Insurance

Health Insurance Articles

  • Latest Articles
  • Popular Articles

*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - support@insurancedekho.com ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.