What is the eligibility for Star Micro Rural And Farmers Care Policy offered by Star Health And Allied Insurance?

Star Micro Rural And Farmers Care Policy can be purchased by Indian nationals aged between 18 years and 65 years. You can also include dependent children aged between 12 months and 25 years under the policy.

Can I include my family members under Star Micro Rural And Farmers Care Policy?

Yes. Apart from self, you can include legally wedded spouse, and up to 2 dependent children under Star Micro Rural And Farmers Care Policy.

What is the co-payment clause under Star Micro Rural And Farmers Care Policy?

Star Micro Rural And Farmers Care Policy is subject to co-payment of 20% of each and every admissible claim amount. This is applicable to fresh as well as policies renewed where the age of the insured is 61 years and more. The co-payment is not applicable to those who have entered the policy before attaining 61 years of age and renew the plan without any break.

What are the sum insured options available under Star Micro Rural And Farmers Care Policy?

Star Micro Rural And Farmers Care Policy comes with sum insured options of Rs. 1 Lakh for individual and Rs. 2 Lakh for floater basis.

Can I pay the premium for Star Micro Rural And Farmers Care Policy in instalments?

Yes. You can pay the premium for Star Micro Rural And Farmers Care Policy on a monthly, quarterly, half-yearly basis. You can also pay the health insurance premium on an annual basis.

Star Micro Rural And Farmers Care Health Insurance Wordings

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Highlights

Cashless Approval TAT	90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio	89.90%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Name of Plan	Sum Insured
Smart Health ProPopular		Check Premium
Women CarePopular		Check Premium
PremierePopular		Check Premium
AssurePopular		Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 yearsPopular	3 Lakh-1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years	50,000 - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years	25 Thousand - 1 Lakh	Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years		Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years		Check Premium
Family DeliteMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years	1 Lakh	Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium
Red CarpetMini: 60 Years; Max 75 Years	1 Lakh	Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years	3 Lakh	Check Premium
Cardiac CareMin: 10 Years; Max 65 Years	3 Lakh	Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years	2 Lakh	Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years	3 Lakh	Check Premium
Star Health GainMin: 91 Days; Max: 65 Years	1 Lakh	Check Premium
Special Care Min: 3 Years; Max: 25 Years	3 Lakh	Check Premium
Criticare PlusMin 18 Years; Max: 65 Years	2 Lakh	Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years	3 Lakh	Check Premium

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Name of Plan	Sum Insured
Super SurplusMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years		Check Premium

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FAQs on Star Micro Rural And Farmers Care Policy Health Insurance Plan

What is the eligibility for Star Micro Rural And Farmers Care Policy offered by Star Health And Allied Insurance?
Star Micro Rural And Farmers Care Policy can be purchased by Indian nationals aged between 18 years and 65 years. You can also include dependent children aged between 12 months and 25 years under the policy.
Can I include my family members under Star Micro Rural And Farmers Care Policy?
Yes. Apart from self, you can include legally wedded spouse, and up to 2 dependent children under Star Micro Rural And Farmers Care Policy.
What is the co-payment clause under Star Micro Rural And Farmers Care Policy?
Star Micro Rural And Farmers Care Policy is subject to co-payment of 20% of each and every admissible claim amount. This is applicable to fresh as well as policies renewed where the age of the insured is 61 years and more. The co-payment is not applicable to those who have entered the policy before attaining 61 years of age and renew the plan without any break.
What are the sum insured options available under Star Micro Rural And Farmers Care Policy?
Star Micro Rural And Farmers Care Policy comes with sum insured options of Rs. 1 Lakh for individual and Rs. 2 Lakh for floater basis.
Can I pay the premium for Star Micro Rural And Farmers Care Policy in instalments?
Yes. You can pay the premium for Star Micro Rural And Farmers Care Policy on a monthly, quarterly, half-yearly basis. You can also pay the health insurance premium on an annual basis.

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.