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United India Health Insurance Top-up & Super Top-up Plans

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio78.03%
COVID-19 CoverYes
Network Hospitals7,000+
Policies Sold11,82,067
RenewabilityLifelong

Top-up & Super Top-up of United India Health Insurance

A super top-up plan helps the insured enhance their health insurance cover. But the benefits of a super top-up policy kick in only when the threshold limit is crossed. The policy covers the insured for multiple hospitalisations and looks at the aggregate claim. A super top-up policy is a good choice for people suffering from any affliction that may lead to multiple and frequent hospitalisations. Note that the premiums paid for super top-up plans are subject to tax benefits under Section 80D of the Income Tax Act, 1961.

United India Insurance Super Top-Up Medicare Policy

Super Top-Up Medicare Policy is a super top-up insurance product by United India Insurance. Of immense help in upgrading the existing health policy, Super Top-Up Medicare comes across as an all-round health insurance plan that offers coverage above the chosen deductible limit along with extraordinary features, in case of an illness or accident. A rewarding policy to invest in, Super Top-Up Medicare can cover all family members under single policy with different sum insured and threshold level.

Key Benefits of Super Top-Up Medicare Policy

Super Top-Up Medicare Policy by United India Insurance is the best way to protect yourself from financial burden of unexpected medical expenses. Easily available on family floater sum insured basis, the policy comes with a vast sum insured range starting from Rs. 3 lakh to Rs. 15 lakh. The prime benefits that the super top-up plan covers include:
  • In-patient hospitalisation
  • Ayurvedic treatment
  • Modern treatments
  • Specific day care procedures
  • Emergency ambulance charges
  • Threshold limit between Rs. 2 lakh and Rs. 5 lakh
  • Expenses for organ donor transplant
  • Tax rebate as per Section 80D of the Income Tax Act, 1961

Who Can Buy this Plan?

United India Insurance’s Super Top Up Medicare Policy can be purchased by people aged between 18 years and 80 years. Beyond 80 years, only renewals are allowed.

Waiting Period Under the Plan

The waiting period for pre-existing diseases is 48 months. For any illness, except for an injury, the waiting period is 30 days.

Renewability of the Plan

Super Top-Up Medicare policy is renewable for lifetime.

Exclusions Under the Plan

Super Top-Up Medicare Policy does not cover the insured against the following expenses:
  • Dental treatment or surgery
  • AIDS and or other related diseases
  • Plastic surgery or other beauty related treatment
  • Naturopathy, acupressure and other such therapies
  • War, participation in any criminal activity or any other related condition

United India Health Insurance Top Up List

    Name of PlanSum Insured
    Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years 3 Lakh Get Quotes Now
    Save Tax upto ₹75000*
    Under Section 80D

    *Tax benefits are subject to changes in Income Tax Act.

    United India Health Insurance Plan List

      Name of PlanSum Insured
      Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
      Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
      UNI Criticare PolicyMin: 21 Years; Max: 65 Years1 Lakh Get Quotes Now
      Family Medicare PolicyMin: 3 Months; Max: 80 Years2 Lakh Get Quotes Now
      Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now

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      United India Health Insurance User Reviews

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      What users are saying
      • All
      • Price
      • Helpful
      • Network Hospitals
      • Claim
      • Renew
      • Premium
      • Top up
      • Critical Illness
      • Very Helpful plan

        I recently bought the United Insurance Arogya Sanjeevani Policy. The plan is quite helpful and is helping me w...

        Read More
        M
        United India
        By Mannat Saluja
        On: May 17, 2022
      • Very Helpful plan

        I recently bought the United Insurance Arogya Sanjeevani Policy. The plan is quite helpful and is helping me w...

        Read More
        S
        United India
        By Sonia Suneja
        On: May 16, 2022
      • Very Helpful plan

        I recently bought the United Insurance Arogya Sanjeevani Policy. The plan is quite helpful and is helping me w...

        Read More
        M
        United India
        By Mannat Saluja
        On: Mar 11, 2022
      • Flexible top class price modes

        InsuranceDekho’s portal has a secured price gateway and it provides me a number of methods to pay the to...

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        S
        United India
        By Sakshi Jain
        On: Jan 14, 2022
      • Several coverage benefits

        My United Insurance Individual Health Insurance Policy offers me several coverage benefits. I bought the polic...

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        K
        United India
        By Kavita Kapila
        On: Dec 13, 2021
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      United India Health Insurance Contact Details

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      Claim Process at United India Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

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