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New India Cancer Mediclaim Health Insurance

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New India Assurance Health Insurance
Cancer Mediclaim Policy
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

About New India Cancer Mediclaim Health Insurance

Expenses related to sudden medical contingencies can easily drain your entire savings. The medical procedures and treatments for cancer are mostly out of the range of a common man. Therefore, a medical insurance policy like New India Assurance Cancer Mediclaim Policy is the best way out to get the right and advanced treatment for yourself or your loved ones during those tough times. New India Cancer Mediclaim Policy is offered to the members of the Indian Cancer Society, which came into effect from July 1985.

The Society offers various kinds of membership to its members, for instance, membership to life members, corporate members, well-wisher ordinary members, etc. Anyone who is aged below 70 years and is not a Cancer patient or a potential Cancer case can seek membership of the society. The policy provides several coverage benefits to the policyholders. Some of them are-room and boarding charges, including registration and admission fees as provided by the hospital; Ayurvedic/Homeopathic mode of treatment; cover for ambulance services; and so on.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Nursing expenses
  • Allopathic treatment
  • Emergency ambulance expenses
  • Anaesthetist, Consultant, Surgeon, Medical Practitioner’s fees
  • Blood, oxygen, anaesthesia, OT charges, surgical appliances cost, etc.

What's Not Included

  • Fraudulent claims
  • Naturopathy treatment
  • Cancer treatment within 3 months from the inception of the policy
  • Any sexually transmitted disease
  • Any injury contributed by nuclear weapons, war, etc.

1070 New India Cashless Network Hospitals in India

Choose New India Assurance Critical Illness Plan

Cancer Mediclaim Policy User Reviews

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What users are saying
  • All
  • I could calculate the premiums of the Cancer Mediclaim Policy of The New India Assurance using InsuranceDekho’...

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    By Gautami Hazra
    On: Nov 11, 2020
  • Because of cancer mediclaim policy, i was able to get treated timely with best quality facilities. It covers n...

    Read More
    By Atul Kharbanda
    On: Feb 25, 2020
  • I liked this plan and brought from insurancedekho last week. If you are not satisfied with its coverage featur...

    Read More
    By Rajiv Ranjan
    On: Feb 25, 2020
  • Cancer plans are not very commonly offered by health insurance plans. And hence when i read abt this plan on t...

    Read More
    By Amar Sain
    On: Feb 12, 2020
  • I have purchased  health insurance plan for my family earlier from an agent and i must say that buyi...

    Read More
    By Sanjay
    On: Feb 12, 2020

New India Cancer Mediclaim Policy Expert Review

  • Expert Review

    Cancer is a life-threatening disease. Its treatment can take a toll on your savings. The expenses incurred on the medical procedures for cancer can cost an arm and a leg. So, having cancer insurance is worth if you have a risk of developing the disease. In that situation, you can’t rely on your basic health plan. The good thing is that the Cancer Mediclaim Policy designed by New India Assurance is a policy suited for those with risks of developing this disease.

    This policy provides financial aid if you’re diagnosed with cancer and covers cancer-related treatment, including radiation therapy, surgery, chemotherapy, nursing care, blood transfusion and the cost of prescribed medicines, thereby saving you from making a dent in your savings. A thoughtfully designed product, Cancer Mediclaim Policy gets you and your loved ones world-class treatment during those tough times without any financial worry. The policy is available for the members of the Indian Cancer Society. 

  • Major Attractions

    New India’s Cancer Mediclaim Policy offers benefits to the insured. It covers room charges; boarding expenses; nursing expenses; fees of the surgeon, anaesthetist, medical practitioner, consultants, specialists; costs of anaesthesia, blood, oxygen; operation theatre charges; surgical appliances; medicines & drugs; diagnostic tests and similar expenses. Further benefits include:

    • The policy is available for Indian Cancer Society members including life members, well-wisher ordinary members, corporate members, etc.
    • The individuals below 70 years and patients with no potential cancer cases can get the membership
    • The insurance premium is a part of the membership fees of the society
    • To avail the benefits of the policy, you need to fill the membership form of the society
    • The policy covers the insured members, his/her spouse and dependent children
    • If they contract cancer, the insurer pays the cost of diagnosis, biopsy, surgery, chemotherapy, radiotherapy, hospitalisation and rehabilitation up to the sum insured
    • The sum insured is available in the multiples of Rs. 50,000, up to maximum of Rs. 2 Lakh
    • A cumulative bonus of 5% for every claim-free year, up to maximum of 50%
    • Expenses incurred for an ambulance within city at the time of admission and discharge only 
  • What’s More?

    Not just the above benefits can be gained. The expenses incurred on post-hospitalisation (maximum 60 days) are also covered. The plicy continues to cover other persons till the date of the expiry in case the insured or the insured person dies due to cancer during the policy period. Some other highlights of the policy are: 

    • Dedicated Third Party Administrator (TPA) service
    • Free check-up for cancer only once
    • 50% discount for a subsequent check-up for cancer
    • Tax saving under section 80D of the Income Tax Act
    • Separate indemnities are available for each child
  • Conclusion

    With the benefits and features of New India’s Cancer Mediclaim Policy, it can be said that this policy is more worth for the people with a family history of cancer or for ones who are likely to contract the disease. Generally, basic health insurance is more than enough for you and your family. However, if you have a risk of developing this critical illness, you must buy a cancer plan like Cancer Mediclaim Policy.

    If a cancer health insurance policy is a must for you, then opt for the online platform like InsuranceDekho for the purchase. InsuranceDekho lets you get complete information about health insurance policy with full transparency. The company allows you to compare different cancer plans, know the policy terms and conditions, and choose the plan of your choice without any hassle.

New India Cancer Mediclaim Policy Brochure

  • 79.11 KB
  • PDF Document
  • Jul 23, 2019

Claim Process at New India Assurance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Cancer Mediclaim Policy Health Insurance Plan

  • What is the policy tenure of New India Assurance Cancer Mediclaim Policy?

    New India Assurance’s Cancer Mediclaim Policy can be purchased for one year or five years and each member has to pay an annual membership of the society including premium, before the date of expiry. 


  • Is there any bonus that New India Assurance provides to its policyholders through this policy?

    Yes. New India Assurance allows a cumulative bonus of 5% for every year when a claim is not made up to a maximum of 50%. 

  • Will I have to serve a waiting period on renewal of this policy?

    No. The renewal insurance will not have any waiting period. The policy can be used as before once it is renewed. 

  • Who all can be covered under this policy?

    Insured members and their spouses can be covered under this policy.  Dependent children can also be added along with the insured individual if an additional premium is paid for the same. Every child is granted separate indemnities. 

  • What are the sum insured options available under this policy?

    New India Assurance’s Cancer Mediclaim Policy can be purchased for sum insured options of Rs. 50,000; Rs. 1 Lakh; Rs. 1.5 Lakh; and Rs. 2 Lakh.

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