Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

Bharti AXA (now ICICI Lombard) Health Insurance Top-up & Super Top-up Plans

A super top-up policy covers the total of hospitalisation bills up to the maximum of super top-up plan limits beyond the threshold amount. This means that the policy covers expenses related to multiple hospitalisations in a year over the deductible amount. A deductible in super top-up policy is the threshold limit up to which the healthcare expenses are borne by the insured. The policy becomes active for subsequent claims only after the deductible is paid.

Smart Super Top-Up Insurance Policy

Smart Super Top-Up Insurance Policy offers the policyholders additional coverage for extra security at affordable premium. Available for individuals as well as families, the policy can cover children as well if they are aged between 91 days and 5 years. Children aged above 5 years can be offered an individual policy. You can purchase this policy for 1 year, 2 years, or 3 years.

Key Benefits of Smart Super Top-Up Insurance Policy

Smart Super Top-Up Insurance Policy covers the insured for sum insured options of up to Rs. 60 lakh and deductible options starting from Rs. 1 lakh. Other benefits that the policy offers the insured are listed below:

  • Cover for in-patient treatment expenses
  • Cover for domiciliary hospitalisation expenses
  • Cover for daycare treatments up to sum insured limit
  • Cover for expenses related to organ transplant
  • Tax benefits under Section 80D of the Income Tax Act, 1961

Who Can Buy This Plan?

People aged between 18 years and 65 years can buy Smart Super Top-Up Insurance Policy.

Waiting Period Under the Plan

Smart Super Top-Up Insurance Policy comes with an initial waiting period of 30 days. The policy comes with a waiting period of 48/36/24 months for treatment of pre-existing diseases and its direct complications.

Renewability of the Plan

Smart Super Top-Up Insurance Policy offers lifetime renewability benefits to the policyholders.

Exclusions Under the Plan

Smart Super Top-Up Insurance Policy does not cover the insured for the following expenses:

  • Treatment of obesity
  • Change of gender treatments
  • Self-inflicted injuries like suicide
  • Expenses incurred on unproven treatments
  • Hazardous or adventure sports like mountain climbing, etc.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Bharti AXA (now ICICI Lombard) Health Insurance Plan List

  • Family (2)
  • Individual (2)
  • Critical Illness (1)
  • Kids (1)
  • Maternity (1)
  • Parents (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Smart Health Insurance PlanMin: 91 Days; Max: No Limit2 Lakh Check Premium
Smart Health Essential PolicyMin: 91 days; Max: 65 years Check Premium
Smart Super Health Assure PolicyMin: 91 days; Max: 65 years1 Lakh - 4 Lakh Check Premium
Micro SmartHealth Insurance PolicyMin: 91 days; Max: 80 years10000; 20000 Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50000 - 2.5 Lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Smart Super Health PlanMin: 91 Days; Max: 65 Years5 Lakh Check Premium

Health Insurance News

Bharti AXA Health Insurance User Reviews

Write your review
What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • I would like to thank InsuranceDekho for helping me in renewing my Bharti AXA Health Insurance Policy before t...

    Read More
    L
    Bharti AXA
    By Lalit Kumar
    On: Mar 11, 2024
  • The process of buying the Bharti AXA Health Insurance plan from InsuranceDekho was possible with an online or ...

    Read More
    S
    Bharti AXA
    By Saloni Saini
    On: Mar 01, 2024
  • I purchased the ICICI Lombard Health Insurance Policy from the InsuranceDekho platform which provides me compr...

    Read More
    A
    Bharti AXA
    By Anita Goswami
    On: Aug 23, 2023
  • I recently bought the Royal Sundaram- Lifeline Policy at InsuranceDekho and found the process smooth enough. I...

    Read More
    A
    Bharti AXA
    By Ajay Batra
    On: Aug 16, 2023
  • My heartful thanks to InsuranceDekho for helping me in buying a health insurance plan quickly. I bought Royal ...

    Read More
    M
    Bharti AXA
    By Manoj Kapoor
    On: Jul 07, 2023

Network Hospital in Popular Cities

CityNo of Hospital
Noida37
Chennai152
Mumbai117
Ahmedabad87
Patna37
Indore57
Bengaluru184
View All