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Maruti Swift Insurance

Maruti Swift Insurance

Top Car Insurance Plans

Comprehensive
Third Party
Own Damage
  • CASHLESS GARAGES 6,800
  • CLAIMS SETTLED 89%
  • ZERO DEP. CLAIMS UNLIMITED
Starting From 18597
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement
  • CASHLESS GARAGES 3,100
  • CLAIMS SETTLED 95%
  • COMPREHENSIVE CLAIMS UNLIMITED
Starting From 25586
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement
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Maruti Swift Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Maruti Swift third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Maruti Swift is available in 11 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.
Variant NameEx-showroom PriceComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance

Maruti Swift LXI

1197 cc, Petrol

₹5.73 Lac

₹ 13824

₹ 3416

₹ 2592

Maruti Swift VXI

1197 cc, Petrol

₹6.36 Lac

₹ 18225

₹ 3416

₹ 7962

Maruti Swift VXI AMT

1197 cc, Petrol

₹6.86 Lac

₹ 13989

₹ 3416

₹ 2256

Maruti Swift ZXI

1197 cc, Petrol

₹6.99 Lac

₹ 14711

₹ 3416

₹ 3443

Maruti Swift ZXI AMT

1197 cc, Petrol

₹7.49 Lac

₹ 15281

₹ 3416

₹ 3760

Maruti Swift ZXI Plus

1197 cc, Petrol

₹7.77 Lac

₹ 15501

₹ 3416

₹ 3443

Maruti Swift VXI CNG

1197 cc, CNG

₹7.77 Lac

₹ 20760

₹ 3476

₹ 4790

Maruti Swift ZXI Plus DT

1197 cc, Petrol

₹7.91 Lac

₹ 15501

₹ 3416

₹ 3443

Maruti Swift ZXI Plus AMT

1197 cc, Petrol

₹8.27 Lac

₹ 16455

₹ 3416

₹ 3760

Maruti Swift ZXI Plus DT AMT

1197 cc, Petrol

₹8.41 Lac

₹ 16455

₹ 3416

₹ 3654

Maruti Swift ZXI CNG

1197 cc, CNG

₹8.53 Lac

₹ 2094

₹ 2094

₹ 2256

Calculate Your Maruti Swift Insurance Price

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

Maruti Swift Key Specifications

Price
Price

₹5.73 Lakhs onwards

Mileage
Mileage

23.2 to 30.9 kmpl

Transmission
Transmission

Manual, Automatic

Engine
Engine

1197 cc

Fuel Type
Fuel Type

Petrol, CNG

Seating Capacity
Seating Capacity

5 Seater

Power
Power

76.43 BHP

Torque
Torque

98.5 NM

Maruti Swift Car Insurance


When you buy Maruti Swift, third-party car insurance is a must-have as mandated by the Indian government. A third-party cover is an insurance plan which insures you against the third-party liabilities which may fall on you after an accident involving your car. Apart from third-party car insurance, you can also buy a comprehensive car insurance plan from InsuranceDekho and protect your car against both standalone and third-party damages.

Maruti Swift Car Insurance Policy: Inclusions

Listed below are the common inclusions when you buy a Maruti Swift car insurance plan:

  • Coverage if your car is lost or stolen
  • With a car insurance plan, you can get coverage for Maruti Swift car if it is damaged due to involvement in any accident or any other reasons
  • Many insurance companies also provide coverage if your car is damaged due to natural calamities.

Maruti Swift Car Insurance Policy: Exclusions

There are certain things that are not covered in your Maruti Swift car insurance plan such as the following:

  • If an accident takes place and it is found that the driver was driving under the influence of alcohol or drugs, then the car insurance claim raised henceforth will not be covered.
  • If a driver is riding without a driving license and valid car registration papers, then the car insurance company will not provide adequate coverage in the Maruti Swift car insurance plan.

How to Buy Maruti Swift Car Insurance from InsuranceDekho?

Thinking of buying Maruti Swift car insurance Online? Here is how you can do the same:

  • Go to online websites such as that of InsuranceDekho (www.insurancedekho.com) and click on car insurance
  • Then, enter details such as car number, model, variant, and other details
  • Also, enter your email address and mobile number after which you get redirected to the quotes page
  • Select the ideal car insurance plan and add-ons that suit you the best
  • Complete your KYC, fill in the proposal form and complete the payment
  • The policy document will be sent to you at your registered email ID

How to Renew Maruti Swift Car Insurance Online?

Every car insurance plan comes with an expiry date, so once you have bought a car insurance plan, you can also renew it online. Listed below are the steps you need to follow to renew your car insurance online:

  1. Go to online websites such as that of InsuranceDekho (www.insurancedekho.com) and click on car insurance
  2. Enter details like Maruti Swift car number and other details. Also, enter the expiry date of your car insurance plan and enter claim details, if you have made any car insurance claim in the past year
  3. Select the ideal car insurance plan and add-ons that suit you the best
  4. Complete your KYC, and fill in the proposal form confirming vehicle details such as Chassis Number, Engine Number etc.
  5. Finally, proceed with paying the renewal price of the Maruti Swift car insurance

Maruti Swift Car Insurance Claim Process

With car insurance, you can raise two types of claims namely cashless claims, and reimbursement claims.

Cashless Claims

Cashless claims are those where the policyholder need not spend any money out of their pocket and get their car repaired directly at a network garage. Here is the cashless claim process for your Maruti Swift car:

  • Inform your insurance company about the accident by reaching out to their customer care team or by visiting their official website or through their mobile app, if available. Share all events of the incident in detail to the police and lodge an FIR, especially in case of accident, fire, theft, and so on.
  • Click photos of damages sustained by your car, bodily injuries suffered by you or any passenger, etc., after the accident to hold as evidence during the claim settlement.
  • Search a network garage nearby and pull your car there for repair. If your car is unable to be moved due to damage, you can also contact your insurer to arrange towing facilities.
  • Once your car reaches the garage, your insurance company will send a surveyor to survey your car’s damages and assess their extent. He may also require you to show him all the valid documents like policy copy, car registration certificate, driving license, FIR, etc.
  • The surveyor will estimate the claim amount and prepare a claim report and send it to your insurer. Based on the surveyor's report, your insurer will approve or reject your claim.
  • If your insurance company gives approval, the network garage will start repairing your car and after the repair, your insurer will settle the repair bills directly with the garage.

In case you buy or renew your Maruti Swift car insurance from InsuranceDekho, you can reach out to InsuranceDekho’s 24x7 Available Claims’ Support team, and InsuranceDekho’s Claims’ Support team will help you in end-to-end claims support

Reimbursement Claim

Unlike cashless claim settlement, in car insurance reimbursement, you need to first spend money out of your pocket which will be later settled by the insurance company. For raising reimbursement claims, here is all that you need to do:

  • Inform your insurance company about the incident promptly and register your claim.
  • Take your insured car to any garage of your choice to get it repaired.
  • A surveyor will be sent by your insurer to access the level of damages.
  • A claim report will be prepared and submitted by the surveyor to your insurer.
  • The garage will repair your car and generate the bill which you will have to pay.
  • Submit the original bills of repair to your insurance company with a claim form.
  • The insurer will examine repair bills and claim forms and reimburse the cost of repair.

In case you buy or renew your Maruti Swift car insurance from InsuranceDekho, you can reach out to InsuranceDekho’s 24x7 Available Claims’ Support team, and InsuranceDekho’s Claims’ Support team will help you in end-to-end claims support

Note - It’s always a good idea to go for insurers that cover claims in a cashless manner through their own network of garages. The higher the number of cashless garages empanelled by an insurer the more easier it is for a customer during claims

Benefits of Buying a Maruti Swift Car Insurance Plan from InsuranceDekho

There are several benefits of buying a Maruti Swift car insurance plan from InsuranceDekho such as the following:

  • With InsuranceDekho, you can buy your Maruti Swift car insurance plan right from the comfort of your home. All you have to do is submit a few documents, make the payment, and then you will instantly receive your car insurance plan details.
  • On buying Maruti Suzuki car insurance you can get 24*7 customer support. So, be it regarding claim settlement or any other queries, you can easily reach out to the customer team of InsuranceDekho.
  • The claim settlement process with InsuranceDekho is quite convenient, which is another reason why you should buy Maruti Swift car insurance from InsuranceDekho.

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Maruti Swift Car Insurance User Reviews

85 Reviews
Why did they insure their car with InsuranceDekho
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    good to work
    nice experiance with you all. keep it well. very good service.iam nothing to say everything is good. i have nothing to write
  • quotesiconAffordable plans
    I was looking for a good car insurance plan for my Maruti Swift which is affordable and would meet all my expenses. I was suggested to visit the InsuranceDekho ...Read More
    By Shashank SinghOn:2nd February, 2022
  • quotesiconList of leading insurance companies
    It is very easy to purchase a good car insurance policy from insurancedekho. It contains detailed and elaborated information about the insurance company such a...Read More
    By Dinesh KundanOn:7th January, 2022
  • quotesiconExpert suggestions
    While I was trying to get a suitable car insurance policy for my Maruti Swift, I received some useful suggestions from the experts of InsuranceDekho. The sugges...Read More
    By Timir Biswas On:31st December, 2020
  • quotesiconDedicated helpdesk
    The help desk of InsuranceDekho is always on their toes to help the customers. I wanted to learn whether Universal Sompo Third Party car insurance policy was go...Read More
    By Ishan Bhatnagar On:22nd December, 2020
  • quotesiconActive chat
    I availed the chat option on the Insurancedekho website and I was impressed. I received an instant response to my queries. Now my Maruti Swift is insured with a...Read More
    By Soma GhoshOn:18th November, 2020
  • quotesiconCommendable transparency
    I got prompt service from InsuranceDekho when I needed to renew my New India car insurance policy for Maruti Swift. I was impressed with the simplicity and tran...Read More
    By Sneha DharOn:27th October, 2020
  • quotesiconPlethora of options
    InsuranceDekho provides numerous car insurance policy options. After going through the various policies, it was easy for me to choose the Liberty policy for my ...Read More
    By Abhilash MukherjeeOn:14th October, 2020
  • quotesiconBudget-friendly options
    When I was looking for suitable car insurance for my Maruti Swift, I wanted a budget-friendly policy. A friend suggested InsuranceDekho and I gave it a chance. ...Read More
    By Atanu PandeyOn:14th October, 2020
  • quotesiconOrganised platform
    I was impressed with the InsuranceDekho website. It was nicely organised and I got all the information regarding the HDFC Ergo car insurance policy for my Marut...Read More
    By Naval Chaudhry On:13th October, 2020
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Maruti Swift Car Insurance FAQs

  • 1

    What are the different types of car insurance plans you can buy for your Maruti Swift car?

    The different types of car insurance plans you can buy for your Maruti Swift car includes third-party car insurance, standalone own-damage car insurance, and comprehensive car insurance plan.

  • 2

    What are the different factors that determine Maruti Swift car insurance premium?

    The different factors that determine Maruti Swift car insurance premium include fuel type, age of the car, variant, and other factors.

  • 3

    Will I be fined If I don’t have a Maruti Swift car insurance policy?

    Yes, every car driving on Indian roads including second hand ones are required to have at least a third party insurance policy. When you purchase a second hand car make sure to transfer the policy to your name along with the essential documents. If caught without one you can be fined Rs. 2,000 and/or imprisonment for up to 3 months.

  • 4

    What are the Factors that Affect the Insurance Price of the Swift?

    Yes, you cannot drive your Maruti Swift without a valid car insurance policy.

  • 5

    Can I buy Maruti Swift car insurance online?

    To file for an insurance claim. First, file an FIR at your nearest police station. Next, inform the insurance provider of the situation. They will tell you exactly what documents you will require depending on the incident. Submit the claim form duly filled along with the required documents. The insurance provider will schedule a visit for the surveyor who will analyse the damage. The claim amount will be fixed according to his/her report. Once the claim has been approved you can take the car to a network garage and they will take care of the repairs and the cost will be handled in a cashless manner by the insurance provider.

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