Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & more Login
Car insurance starting from ₹ 6/day*
  • Car No.
  • Select Plan
  • Policy Issued

Maruti Alto 800 Insurance

Maruti Alto 800 Insurance

Top Car Insurance Plans

Comprehensive
Third Party
Own Damage
  • CASHLESS GARAGES 6,800
  • CLAIMS SETTLED 89%
  • ZERO DEP. CLAIMS UNLIMITED
Starting From 11185
Key Features:
  • Maximum Cashless Garages
  • Over Night Vehicle Repairs
  • 24x7 Roadside Assistance
  • Quick Claim Settlement
  • CASHLESS GARAGES 3,100
  • CLAIMS SETTLED 95%
  • COMPREHENSIVE CLAIMS UNLIMITED
Starting From 14173
Key Features:
  • Towing Assistance (For Accidents)
  • Coverage Outside India
  • PSU Provider
  • Quick Claim Settlement
See More Plans

Maruti Alto 800 Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Maruti Alto 800 third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Maruti Alto 800 is available in 20 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.
Variant NameEx-showroom PriceComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance

Maruti Alto 800 STD BSIV

796 cc, Petrol

₹2.94 Lac

₹ 8199

₹ 2094

₹ 1461

Maruti Alto 800 STD

796 cc, Petrol

₹2.95 Lac

₹ 8199

₹ 2094

₹ 1461

Maruti Alto 800 STD Opt BSIV

796 cc, Petrol

₹2.97 Lac

₹ 8174

₹ 2094

₹ 1492

Maruti Alto 800 STD Opt

796 cc, Petrol

₹3.00 Lac

₹ 8174

₹ 2094

₹ 1492

Maruti Alto 800 VXI BSIV

796 cc, Petrol

₹3.44 Lac

₹ 8651

₹ 2094

₹ 1862

Maruti Alto 800 LXI BSIV

796 cc, Petrol

₹3.50 Lac

₹ 8744

₹ 2094

₹ 1761

Maruti Alto 800 LXI

796 cc, Petrol

₹3.53 Lac

₹ 8744

₹ 2094

₹ 1761

Maruti Alto 800 STD Opt

796 cc, Petrol

₹3.54 Lac

₹ 2094

₹ 2094

₹ 1461

Maruti Alto 800 LXI Opt BSIV

796 cc, Petrol

₹3.55 Lac

₹ 8562

₹ 2094

₹ 1792

Maruti Alto 800 LXI Opt

796 cc, Petrol

₹3.57 Lac

₹ 8562

₹ 2094

₹ 1792

Maruti Alto 800 VXI

796 cc, Petrol

₹3.76 Lac

₹ 8651

₹ 2094

₹ 1862

Maruti Alto 800 VXI Plus

796 cc, Petrol

₹3.90 Lac

₹ 8651

₹ 2094

₹ 2186

Maruti Alto 800 LXI Opt

796 cc, Petrol

₹4.23 Lac

₹ 2094

₹ 2094

₹ 1461

Maruti Alto 800 LXI CNG

796 cc, CNG

₹4.33 Lac

₹ 10043

₹ 2094

₹ 2592

Maruti Alto 800 LXI S-CNG

796 cc, CNG

₹4.33 Lac

₹ 10043

₹ 2094

₹ 1901

Maruti Alto 800 LXI Opt S-CNG

796 cc, CNG

₹4.36 Lac

₹ 10043

₹ 2094

₹ 2419

Maruti Alto 800 LXI Opt CNG

796 cc, CNG

₹4.36 Lac

₹ 10043

₹ 2094

₹ 2118

Maruti Alto 800 VXI

796 cc, Petrol

₹4.43 Lac

₹ 2094

₹ 2094

₹ 1461

Maruti Alto 800 VXI Plus

796 cc, Petrol

₹4.57 Lac

₹ 2094

₹ 2094

₹ 1461

Maruti Alto 800 LXI Opt S-CNG

796 cc, CNG

₹5.13 Lac

₹ 2094

₹ 2094

₹ 1461

Calculate Your Maruti Alto 800 Insurance Price

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

Maruti Alto 800 Key Specifications

Price
Price

₹2.95 Lakhs onwards

Mileage
Mileage

22.05 to 33 kmpl

Transmission
Transmission

Manual

Engine
Engine

796 cc

Fuel Type
Fuel Type

Petrol, CNG

Seating Capacity
Seating Capacity

5 Seater

Power
Power

40.36 BHP

Torque
Torque

60 NM

Maruti Alto 800 Car Insurance

Securing your Maruti Alto 800 with a suitable car insurance policy is crucial for protecting against financial liabilities due to accidents, theft, or other damages. Car insurance not only provides peace of mind but also ensures compliance with legal requirements, making it an indispensable part of owning and driving your Alto 800.

Maruti Alto 800 Car Insurance Policy: Inclusions

A standard car insurance policy for the Maruti Alto 800 typically includes:

  • Damage from Accidents: Coverage for any damages to the Alto 800 due to accidents.
  • Third-Party Liability: Protection against legal liabilities arising from injuries, death, or property damage to third parties.
  • Theft: Compensation in case of the theft of the Alto 800.
  • Natural Disasters: Covers damages caused by natural calamities like floods, earthquakes, etc.
  • Man-Made Disasters: Protection against damages due to riots, vandalism, and other man-made events.
  • Personal Accident Cover: Financial protection in case of injury or death of the driver while operating the vehicle.

Maruti Alto 800 Car Insurance Policy: Exclusions

The exclusions in a Maruti Alto 800 car insurance policy often include:

  • General Wear and Tear: Normal ageing and depreciation of the vehicle.
  • Driving Under Influence: Damages occurring under the influence of alcohol or drugs.
  • Invalid Driving License: Claims made when the car is driven by someone without a valid driving license.
  • Illegal Activities: Use of the car for illegal activities or purposes like racing.
  • Mechanical or Electrical Breakdown: Issues not caused by an insurable event.
  • War and Nuclear Risks: Damage due to war-like situations or exposure to nuclear materials.

How to Buy Insurance for Maruti Alto 800 From InsuranceDekho

Get the best car insurance plans at InsuranceDekho. All you have to do is follow the below steps:

Step 1: Visit the official website InsuranceDekho

Step 2: In the “Get Your Quote” section, enter your car’s number.

Step 3: Then you have to enter your name and mobile number to get car insurance quotes

Step 4: Select a car insurance quote based on your budget and requirement

Step 5: Once the payment is made for your chosen insurance plan, you will get its policy document via email.

Maruti Suzuki Alto 800 Car Insurance Claim Process

Cashless Car Insurance Process

The cashless car insurance process gets your car repaired free of cost at your insurer’s network garage and makes the insurer to settle your repair expenses. Here is the cashless car insurance claim process for your Alto 800 car:

  • Inform your insurance company immediately after an accident or mishap by contacting the customer care team of your insurer or through their website or mobile app, if available.
  • Tell the police about the event in detail and lodge an FIR, mainly in case of accident, theft, etc.
  • Click some photos of damages sustained by your car, your bodily injuries, etc., after the accident to keep them as valid proof during the claim settlement.
  • Take your car to the nearest network garage for cashless repairs. You can contact your insurer to arrange towing facility if your car could not move.
  • After your car reaches the garage, your insurer will send a surveyor to assess the extent of damages sustained by your car. Here you will have to show all the relevant documents like car registration certificate, driving license, FIR, etc., to the surveyor.
  • The surveyor will prepare and submit a claim report stating the estimate of the claim amount. Based on the documents and surveyor's report, your insurer will approve or reject your claim.
  • If the insurance company gives approval, the network garage will start repairing your car. Once the repair is completed, your insurer will settle the repair bills directly with the garage.

Reimbursement Car Insurance Process

With the reimbursement claim process, you will have to pay for the repair bills initially and then your insurer will reimburse it. Here is the reimbursement car insurance claim process for your Alto 800 car:

  • Intimate your insurance company about the incident and register your claim.
  • Take your insured car to any garage or workshop of your choice to get it repaired.
  • The surveyor of your insurance company will visit the garage to access the damages.
  • A claim estimate report will be prepared and submitted to your insurance company by the surveyor.
  • The garage will start repairing your damaged car and you will have to pay the generated repair bill.
  • Submit the original bills of repair issued by the garage and other relevant documents to your insurer with a claim form.
  • The insurance company will examine your repair bills and claim form and then will reimburse your repair cost.

Check Insurance Quotes of Similar Cars

Find Right Car Insurance Quotes by Cars Body Type

  • Hatchback
  • Sedan
  • SUV
  • MUV

Calculate your Car IDV

Maruti Alto 800 Car Insurance User Reviews

15 Reviews
Why did they insure their car with InsuranceDekho
Write a Review

Car Insurance News

Maruti Suzuki Alto 800 Car Insurance FAQs

  • 1

    What is the Best Car Insurance Plan for My Maruti Alto 800?

    The best car insurance plan for your Maruti Alto 800 depends on your needs. However, having a comprehensive plan is advisable; it covers the cost of both own-damage and third party liabilities under a single premium, making it cost-effective and convenient.

  • 2

    Will Car Insurance Pay for My Alto 800 Car’s Windshield if it is Shattered in an Accident?

    Yes, if you have a standalone own-damage cover or a comprehensive cover you can receive compensation for the cost of repairing the windshield in case of an accident. However, if the accident happened due to some kind of illegal driving, such as driving without a license or while under the influence of alcohol or drugs, the insurance company can reject your claim Additionally, keep in mind that the compensation will take into account the IDV and will also include deductibles.

  • 3

    Does My Second Hand Alto 800 Require Car Insurance?

    Yes, it is compulsory for every vehicle driving on Indian roads including second hand vehicles to have at least a third party insurance policy. Without it, you can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. Moreover, keep in mind that you need to transfer your car insurance policy to your name after the purchase.

  • 4

    What Factors Affect My Alto 800 Car Insurance Price?

    The car insurance premium amount is dependent on the Insured Declared Value (IDV) of the vehicle, which is heavily dependent on the depreciation rate on the different car parts and it’s age.

  • 5

    How to Claim Car Insurance for My Alto 800?

    The following steps will guide you to file an insurance claim for your Alto 800:

    • Step 1: In case of an accident, mishap or theft make sure to file an FIR at the earliest at your nearest police station. A copy of this will be required for the claim process.
    • Step 2: Inform the insurance provider. Each claim process documents are a little different based on the insurance company and the mishap.
    • Step 3: Provide the required documents along with the claim form duly filled to the insurance provider.
    • Step 4: The insurance provider will schedule a visit of the surveyor. he/she will analyse the damage and submit a report. It is according to this report that the claim request will be completed.
    • Step 5: After the report has been filed and the claim approved, you can take the car to a network garage where the repair can be done and compensated for in a cashless manner. Otherwise, you can take the car to another workshop of your choice and submit the original receipts for compensation.
View More Questions