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Kia Seltos Insurance

Kia Seltos Insurance

Top Plans

Third Party
Own Damage
Starting From 2881
Key Features:
  • Maximum Cashless Garages
  • Over Night Vehicle Repairs
  • 24x7 Roadside Assistance
  • Quick Claim Settlement
Starting From 2396
Key Features:
  • Towing Assistance (For Accidents)
  • Coverage Outside India
  • PSU Provider
  • Quick Claim Settlement
See More Plans

Calculate Your Kia Seltos Insurance Price

Select your car brand

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Which city is your car registered in?

  • Ahmedabad
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  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

Kia Seltos Key Specifications


₹9.89 Lakhs onwards


16.1 to 20.8 kmpl


Manual, Automatic


1353 cc

Fuel Type
Fuel Type

Petrol, Diesel

Seating Capacity
Seating Capacity

5 Seater


113.4 BHP


144 NM

​How to Buy Insurance for Kia Seltos via InsuranceDekho?

Kia Seltos Summary

The Kia Seltos is a mid-sized SUV car that comes with city-friendly dimensions. It's got an upright stance which is generally liked by Indian SUV buyers and sports sleek people. It is a 5 seater SUV available in 18 variants, 5 engine options that are BS6 compliant and run on both manual and automatic transmission. The engine capacity of this car ranges up to 1499 cc and delivers a mileage up to 20.8 km. When it comes to safety features, it gets up to six airbags, brake assist, emergency stop signal, ABS with EBD, vehicle stability management (VSM), hill assist control (HAC), and electronic stability control (ESC).

Kia Seltos Car Insurance

Car owners are compulsorily required to own at least a third party insurance plan while driving in India. The liability only cover is meant to provide compensation for damages sustained by a third party due to the insured’s car. To drive a car without a third-party car insurance cover is a punishable offence that can make you pay a fine of Rs. 2,000 and/or imprisonment for a maximum of up to 3 months.

Types of Car Insurance Covers

Different types of car insurance plans are available that you can buy for your Kia Seltos car:

1. Third Party Cover

Third-party insurance is the basic cover that compensates your financial liabilities towards a third party due to an accident with your car. The liabilities could arise due to bodily injuries, death, disability and property damage of a third party. The property damage cover is limited to Rs. 7.5 lakh under this policy.

2. Own-Damage Cover

This car insurance is designed to cover damages or losses sustained by your own car due to a mishap such as an accident, theft, fire, natural and manmade calamity, riots, strikes, etc. This car insurance cover is meant to safeguard your own car and gives no coverage to third party damage.

3. Comprehensive Cover

This car insurance provides comprehensive coverage to car owners. It takes care of your third party liabilities as well as your own damages. This complete cover gives your car holistic protection. However, it costs relatively higher than other insurance plans due to its extensive coverage, but, it is the most recommended insurance cover.

How to Buy Insurance for Kia Seltos via InsuranceDekho?

Here are the steps to buy a car insurance plan for your Kia Seltos at InsuranceDekho:

Step 1: Visit the InsuranceDekho website.

Step 2: Enter the number of your car. If you don’t have it, you can also proceed by choosing your car’s brand, model, variant, fuel type, registration year, etc.

Step 3: Enter your name and mobile number correctly. Get free policy quotes.

Step 4: Choose the policy that suits you the best as per your requirements and budget.

Step 5: Pay for the premium of the opted plan and get the policy document via email.

Kia Seltos Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Kia Seltos third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Kia Seltos is available in 21 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.

Kia Seltos Anniversary Edition IVT

1497 cc,Petrol

₹14.75 Lac

Kia Seltos Anniversary Edition D

1493 cc,Diesel

₹14.85 Lac

Kia Seltos Anniversary Edition

1497 cc,Petrol

₹13.75 Lac

Kia Seltos HTX G

1497 cc,Petrol

₹13.09 Lac

Kia Seltos GTX Plus AT D

1493 cc,Diesel

₹17.34 Lac

Kia Seltos HTK Plus G

1497 cc,Petrol

₹11.49 Lac

Kia Seltos HTE G

1497 cc,Petrol

₹9.89 Lac

Kia Seltos GTK

1353 cc,Petrol

₹13.79 Lac

Kia Seltos GTX DCT

1353 cc,Petrol

₹16.29 Lac

Kia Seltos HTX Plus D

1493 cc,Diesel

₹15.34 Lac

Kia Seltos GTX

1353 cc,Petrol

₹15.29 Lac

Kia Seltos HTK Plus AT D

1493 cc,Diesel

₹13.54 Lac

Kia Seltos GTX Plus DCT

1353 cc,Petrol

₹17.29 Lac

Kia Seltos HTK D

1493 cc,Diesel

₹11.54 Lac

Kia Seltos HTX IVT G

1497 cc,Petrol

₹14.09 Lac

Kia Seltos GTX Plus

1353 cc,Petrol

₹16.29 Lac

Kia Seltos HTE D

1493 cc,Diesel

₹10.34 Lac

Kia Seltos HTK G

1497 cc,Petrol

₹10.29 Lac

Kia Seltos HTX Plus AT D

1493 cc,Diesel

₹16.34 Lac

Kia Seltos HTK Plus D

1493 cc,Diesel

₹12.54 Lac

Kia Seltos HTX D

1493 cc,Diesel

₹14.14 Lac

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Kia Seltos Car Insurance User Reviews

1 Reviews
Why did they insure their car with InsuranceDekho
  • Smooth like Butter
    Super smooth experience. Especially liked the guided quote explanation provided by the team - they were tracking my prog...
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    Hdfc Ergo car InsuranceBy Karthik NamboodiryOn:29th October, 2022
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Car Insurance News

Kia Seltos FAQ's

  • 1

    Which insurer has the best claim settlement ratio for Kia Seltos cars

    Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Kia Seltos cars.

  • 2

    From where can I purchase insurance for my Kia Seltos car

    You can compare car insurance policies offered by all the top-rated insurers in India for Kia Seltos at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes

  • 3

    Which are the insurance add-ons for Kia Seltos cars

    The most opted insurance add-ons with Kia Seltos cars include RSA (Road Side Assistance) cover, zero depreciation add-on, NCB (No Claim Bonus) cover and engine cover among others.

  • 4

    What all documents do I need to get my Kia Seltos car insurance renewed?

    You can get your Kia Seltos car insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
    1 Previous Year Policy Number
    2 Previous Year Policy Expiry Date
    3 Vehicle Registration Number