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PNB MetLife Term Insurance User Reviews

171 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of PNB MetLife
4.6
Based on
171 User reviews

  • Easy claim settlement procedure

    At InsuranceDekho claim settlement is hassle-free and quick. I wanted to settle a claim for my PNB MetLife Mera Term plan, and I followed the instructions mentioned on the website to settle my claim. The claim was settled on time with any hassles. 

    J
    Jaswant Bhattacharyya
    On: Oct 05, 2021

  • Secure payments

    I purchased a PNB MetLife Mera Term plan from InsuranceDekho. I was very skeptical before purchasing the plan, mainly because of the payment but payments on the website are secure, two step authentication is required to confirm the payment. 

    A
    Akhil Gera
    On: Sep 29, 2021

  • Quick policy issuance

    I bought PNB MetLife Mera Term plan from InsuranceDekho, and I must say that the policy issuance was quick and hassle-free. As soon as the payment was made, the policy was issued and the policy details along with the policy were sent to my email ID very quickly. 

    K
    Kirti Bora
    On: Sep 28, 2021

  • Organised website

    InsuranceDekho’s website is very user friendly and it is very easy to navigate through the website. I wanted to purchase the best term insurance plans, InsuranceDekho’s website helped conduct a thorough research which helped me purchase the PNB MetLife Mera Term Plan. 

    K
    Kanak Malhotra
    On: Sep 23, 2021

  • Informative website

    InsuranceDekho’s website is quite informative. I learned about the different factors that affect premium calculation and about different types of rider that can enhance the coverage of a term insurance plan. I purchased a PNB MetLife Mera Term plan with a suitable rider. 

    S
    Satish Kapoor
    On: Sep 22, 2021

  • Secure payments

    The payments on InsuranceDekho’s website are completely secure. The card details were only asked for when I was purchasing the plan. When I had issues, I contacted the help desk and they were able to guide me through the process. I purchased a PNB MetLife Mera Term plan from IsuranceDekho. I would recommend InsuranceDekho to my friends and family. 

    M
    Mayank Arora
    On: Sep 15, 2021

  • Excellent customer service

    InsuranceDekho has quite a knowledgeable customer assistance team, the customer care executives are trained to provide effective solutions for every query of the customer. I had my doubts while purchasing the PNB MetLife Mera Term plan, and the customer care executive cleared all my doubts, which made me purchase the term plan. 

    A
    Anita Yadav
    On: Sep 14, 2021

  • Queries resolved instantly

    After I purchased the PNB MetLife Mera Term plan, I had some queries related to the term insurance plan. I called the help desk to clear my doubts and the executive was very knowledgeable, he answered my questions and resolved my queries. I am satisfied with the service provided by the customer care executive. 

    J
    Japneet Singh
    On: Sep 08, 2021

  • Secure payments

    I purchased a PNB MetLife Mera Term plan from InsuranceDekho. I was very skeptical about making payments on the website, but while paying I noticed that the payment requires two step authentication which gave me confidence while purchasing the term plan. This showed me that payments made on InsuranceDekho are very secure. 

    D
    Deepa Magesh
    On: Sep 07, 2021

  • Easy comparison

    Comparing term insurance policies at InsuranceDekho is quite an easy task, I was able to compare several term insurance policies using the online premium calculator tool on the website. The online term insurance premium calculator tool makes comparison so easy. I compared several policies and purchased PNB MetLife Mera Term Plan. 

    M
    Muskan Bhudiraja
    On: Sep 02, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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