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PNB MetLife Term Insurance User Reviews

164 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of PNB MetLife
4.6
Based on
164 User reviews

  • Excellent customer service

    InsuranceDekho has quite a knowledgeable customer assistance team, the customer care executives are trained to provide effective solutions for every query of the customer. I had my doubts while purchasing the PNB MetLife Mera Term plan, and the customer care executive cleared all my doubts, which made me purchase the term plan. 

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    A
    Anita Yadav
    On: Sep 14, 2021

  • Queries resolved instantly

    After I purchased the PNB MetLife Mera Term plan, I had some queries related to the term insurance plan. I called the help desk to clear my doubts and the executive was very knowledgeable, he answered my questions and resolved my queries. I am satisfied with the service provided by the customer care executive. 

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    J
    Japneet Singh
    On: Sep 08, 2021

  • Secure payments

    I purchased a PNB MetLife Mera Term plan from InsuranceDekho. I was very skeptical about making payments on the website, but while paying I noticed that the payment requires two step authentication which gave me confidence while purchasing the term plan. This showed me that payments made on InsuranceDekho are very secure. 

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    D
    Deepa Magesh
    On: Sep 07, 2021

  • Easy comparison

    Comparing term insurance policies at InsuranceDekho is quite an easy task, I was able to compare several term insurance policies using the online premium calculator tool on the website. The online term insurance premium calculator tool makes comparison so easy. I compared several policies and purchased PNB MetLife Mera Term Plan. 

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    M
    Muskan Bhudiraja
    On: Sep 02, 2021

  • Instant policy issuance

    I purchased PNB MetLife Mera Term Plan from InsuranceDekho and I must say that the policy issuance process is hassle-free and quick. The policy was issued almost instantly after the payment. 

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    C
    Charu Arora
    On: Sep 01, 2021

  • PnB MetLife is good

    I have found PnB MetLife Mera Term Plan Plus policy an excellent term insurance. I would like to express my thanks to the InsuranceDekho team for their support in this policy issuance. 

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    V
    Vrinda Arora
    On: Aug 26, 2021

  • Wide range of plans

    InsuranceDekho offers a wide range of term insurance plans. These plans are offered by some of the leading life insurance companies in India. I compared several term insurance plans offered by different life insurance providers, according to my budget. I purchased PNB MetLife Mera Term Plan Plus. 

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    R
    Rupali Shrinivas
    On: Aug 25, 2021

  • Informative website

    I wanted to know more about term insurance plans before purchasing one. InsuranceDekho’s website has detailed information about the plans and the insurance companies. The website was very easy to navigate. With the help of information on the website, I made up my mind to purchase PNB MetLife Mera Term Plan as it fit in my budget and fulfilled my insurance requirements. ...

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    N
    Naman Verma
    On: Aug 18, 2021

  • Queries resolved easily

    After I purchased the PNB Metlife Mera Term Plan, I had some queries related to policy. The customer care team of InsuranceDekho helped me get all the answers to my queries. I am highly impressed with their service! 

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    P
    Peeyush Nakul
    On: Aug 17, 2021

  • Premium calculator tool made comparing easy

    InsuranceDekho offers an online premium calculator tool which is very helpful. Using the premium calculator I generated free quotes and comparing term plans got easy. I was impressed by the online tool and I purchased PNB MetLife Mera Term Plan from InsuranceDekho. 

    Read More
    R
    Ritu Pathak
    On: Aug 11, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About PNB MetLife Term Insurance

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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