PNB MetLife Term Insurance Plans
|Claim Settlement Ratio||98.17%|
|Customer Care||10:00 AM to 7:00 PM|
|Death Benefit Paid For||4,241 Policies|
|Total Death Benefit Paid||Rs. 235.11 Crore|
PNB MetLife Insurance offers a wide variety of term insurance plans that provide complete protection and financial stability to your family members if any unfortunate incident happens like death. These are comprehensive plans, specially designed to fulfil different needs and requirements of the policyholders. Moreover, to obtain additional protection, you can choose to add riders at the cost of an additional premium amount while buying the insurance policy. Altogether, PNB MetLife provides economical and simple term insurance plans that provide complete financial assistance to your family members even in your absence.
PNB MetLife Term Insurance Plans
PNB MetLife offers 9 term insurance plans, which are highlighted below:
1. PNB MetLife Mera Term Plan: This term insurance plan is specifically created to look after your family members even in your absence. PNB MetLife Mera Term Plan is comprehensive in nature and offers financial assistance to your loved ones by making sure all their expenses and needs at every stage of life is taken care of, without having to compromise on the standard of living. The coverage offered under this plan is till 99 years of age. You can also include riders in your term plan in order to enhance the coverage. The 4 different ride options available are critical illness benefits, serious illness, accidental disability and accidental death benefit.
2. PNB MetLife Mera Term Plan Plus: This plan offers a comprehensive life cover to you and your loved ones at a very affordable cost. This plan provides you with the flexibility to select protection against critical illness, disability, terminal illness and death alongside different available options such as whole life protection and spouse coverage. Furthermore, the coverage can be enhanced with different cover enhancement options available under the plan.
3. PNB MetLife Mera Mediclaim Plan: PNB MetLife has come together with Care Health Insurance Ltd to offer their customers both life insurance and health cover together. The plan comes with a life cover along with an inbuilt terminal illness rider.
4. PNB MetLife Saral Jeevan Bima: According to Insurance Regulatory and Development Authority of India (IRDAI) guidelines, Saral Jeevan Bima Plan offered by PNB MetLife is a standard term plan. It offers multiple benefits to safeguard your family by providing options to choose the policy duration and premium payment term options.
5. PNB MetLife Aajeevan Suraksha Plan: Aajeevan Suraksha plan by PNB MetLife offers financial assistance and the option to make payment for premiums for a shorter time period. Under this plan, the policyholder is also given the option to choose between staying protected for the entire life or for a fixed duration. Moreover, this plan also provides a joint life cover.
6. PNB MetLife Mera Jeevan Suraksha Plan: Mera Jeevan Suraksha plan by PNB MetLife offers a lump sum amount or regular income in the event of the unfortunate death of the policyholder. It comes with the option to provide coverage to your spouse along with an option to select return of premiums upon survival till the end of plan duration, ensuring a financially stable future for your family even in your absence. Under this plan, a policyholder also gets coverage against terminal illness.
7. PNB MetLife Family Income Protector Plus Plan: Family Income Protector Plus Plan by PNB MetLife gives the policyholder the flexibility to select monthly regular income and premium. Moreover, by the end of the plan duration, if nothing happens to the policyholder then they are given the option to take 110% of their premium back under the option term with return of payments.
8. PNB MetLife Income Protection Plan: The income protection plan by PNB MetLife is a life insurance plan that meets the dual objectives of offering both protection and savings to a customer. Under this plan, your family members are offered a lump sum amount or guaranteed monthly income to ensure financial stability in your absence.
9. PNB MetLife POS Suraksha Plan: PNB MetLife POS Suraksha Plan is a non participating, non-linked, individual life insurance plan that provides lump sum amount or regular income in the vent of unfortunate death of the policyholder. This plan provides a return on premium upon the survival of the policyholder till the date of maturity of the plan.
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PNB MetLife Term Insurance Plan List
|Name of Plan||Sum Assured|
|Mera Term Plan Plus||20 lac - 10 cr||Get Quotes Now|
PNB MetLife Term Insurance User Reviews
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PNB MetLife Term Insurance Contact Details
Insurance Dekho755 1196 989Mon to Sun 10:00 AM to 7:00 PM
PNB MetLife Term Insurance1800-425-6969Mon to Sat 10:00 AM to 7:00 PM
Claim Process at PNB MetLife Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
FAQ About PNB MetLife Term Insurance
Why should I choose the PNB MetLife term insurance plan?
PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.
Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?
Yes, However, smoker premium rates are higher as compared to non-smoker rates.
What is the toll-free customer care number of PNB MetLife Insurance?
The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969.
What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?
PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.
What is the grace period of the PNB Metlife Insurance company?
A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.