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PNB MetLife Term Insurance Plans

166 reviews Rate This
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
2 Crore
    Tax Free
    1 Cr
Starting From 707/Month
24hr Claim Settlement
Key Features:
  • Zero Cost Benefit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 771/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
  • Terminal illness
See More Plans

PNB MetLife Insurance offers a wide variety of term insurance plans that provide complete protection and financial stability to your family members if any unfortunate incident happens like death. These are comprehensive plans, specially designed to fulfill different needs and requirements of the policyholders. Moreover, to obtain additional protection, you can choose to add riders at the cost of an additional premium amount while buying the insurance policy. Altogether, PNB MetLife provides economical and simple term insurance plans that provide complete financial assistance to your family members even in your absence.

PNB MetLife Term Insurance Plans

PNB MetLife offers 9 term insurance plans, which are highlighted below:

1. PNB MetLife Mera Term Plan: This term insurance plan is specifically created to look after your family members even in your absence. PNB MetLife Mera Term Plan is comprehensive in nature and offers financial assistance to your loved ones by making sure all their expenses and needs at every stage of life are taken care of, without having to compromise on the standard of living. The coverage offered under this PNB Metlife term plan is till 99 years of age. You can also include riders in your term plan in order to enhance the coverage. The 4 different ride options available are critical illness benefits, serious illness, accidental disability, and accidental death benefits.

2. PNB MetLife Mera Term Plan Plus: This plan offers a comprehensive life cover to you and your loved ones at a very affordable cost. This plan provides you with the flexibility to select protection against critical illness, disability, terminal illness, and death alongside different available options such as whole-life protection and spouse coverage. Furthermore, the coverage can be enhanced with different cover enhancement options available under the plan.

3. PNB MetLife Mera Mediclaim Plan: PNB MetLife has come together with Care Health Insurance Ltd to offer their customers both life insurance and health coverage. The PNB MetLife term insurance plan comes with a life cover along with an inbuilt terminal illness rider.

4. PNB MetLife Saral Jeevan Bima: According to the Insurance Regulatory and Development Authority of India (IRDAI) guidelines, the Saral Jeevan Bima Plan offered by PNB MetLife is a standard term plan. It offers multiple benefits to safeguard your family by providing options to choose the policy duration and premium payment term options.

5. PNB MetLife Aajeevan Suraksha Plan: The Aajeevan Suraksha plan by PNB MetLife offers financial assistance and the option to make payment for premiums for a shorter time period. Under this plan, the policyholder is also given the option to choose between staying protected for the entire life or for a fixed duration. Moreover, this plan also provides a joint life cover.

6. PNB MetLife Mera Jeevan Suraksha Plan: The Mera Jeevan Suraksha plan by PNB MetLife offers a lump sum amount or regular income in the event of the unfortunate death of the policyholder. It comes with the option to provide coverage to your spouse along with an option to select the return of premiums upon survival till the end of the plan duration, ensuring a financially stable future for your family even in your absence. Under this plan, a policyholder also gets coverage against terminal illness.

7. PNB MetLife Family Income Protector Plus Plan: The Family Income Protector Plus Plan by PNB MetLife gives the policyholder the flexibility to select monthly regular income and premiums. Moreover, by the end of the plan duration, if nothing happens to the policyholder then they are given the option to take 110% of their premium back under the option term with the return of payments.

8. PNB MetLife Income Protection Plan: The income protection plan by PNB MetLife is a life insurance plan that meets the dual objectives of offering both protection and savings to a customer. Under this plan, your family members are offered a lump sum amount or guaranteed monthly income to ensure financial stability in your absence.

9. PNB MetLife POS Suraksha Plan: PNB MetLife POS Suraksha Plan is a non-participating, non-linked, individual life insurance plan that provides a lump sum amount or regular income in the event of the unfortunate death of the policyholder. This plan provides a return on premium upon the survival of the policyholder till the date of maturity of the plan.

PNB MetLife Term Insurance User Reviews

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What users are saying
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  • The InsuranceDekho website is very user-friendly. I could easily compare different term insurance options and ...

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    PNB MetLife
    By Nidhi Raut
    On: Oct 30, 2023
  • InsuranceDekho has become a partner for life's uncertainties. Their PNB MetLife Term Insurance- Mera Term Plan...

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    PNB MetLife
    By Komal Pant
    On: Oct 18, 2023
  • While I haven't had to make a claim yet, InsuranceDekho's reputation for a smooth and hassle-free claims proce...

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    PNB MetLife
    By Jitin Thinda
    On: Sep 25, 2023
  • I appreciate how InsuranceDeko allows me to customize my PNB MetLife Term Insurance Policy to fit my specific ...

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    PNB MetLife
    By Rachit Mehra
    On: Sep 15, 2023
  • I was very worried as my PNB MetLife Term Insurance Policy lapsed due to non-payment of premiums, But Insuranc...

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    PNB MetLife
    By Neerja Singh
    On: Sep 12, 2023
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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About PNB MetLife Term Insurance

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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