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PNB MetLife Term Insurance User Reviews

164 reviews Rate This
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator


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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
    Tax Free
    1 Cr
Starting From 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of PNB MetLife
Based on
164 User reviews
  • Good information on the website

    InsuranceDekho’s website is very informative. I learnt about the factors affecting premium calculators, tax benefits from investing in a term insurance plan, and things to consider before purchasing a term insurance plan. The information on the website helped me conduct thorough research and I purchased PNB MetLife Mera Term Plan from InsuranceDekho. This plan fits my budget and fulfils my coverage needs. ...

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    Sanjeev Mittal
    On: Oct 20, 2021
  • Smooth payment

    Bought PNB MetLife Mera Term Plan from InsuranceDekho and received the policy documents within minutes. The payment was end-to-end encrypted. Your card details are encrypted and the payment process is smooth. After being convinced that the payment is secured I entered my card details to purchase the plan smoothly. 

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    Taahid Roy
    On: Oct 13, 2021
  • Secure payments

    I must say that the payments made for the purchase of a term insurance plan from InsuranceDekho are completely secured. I purchased PNB MetLife Mera Term Plan from InsuranceDekho and the payments were completely secured. I was given the option of payment through Netbanking, Credit/Debit card, UPI, E-wallets etc. 

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    Ashika Bhatia
    On: Oct 12, 2021
  • Purchased a good term plan

    I purchased a term insurance that fulfilled my insurance requirements under my predefined budget. I purchased PNB MetLife Mera Term Plan from insurance dekho after comparing several other term insurance policies. With the help of details of the plan mentioned on InsuranceDekho’s website helped me make an informed decision. 

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    Teena Choudhary
    On: Oct 06, 2021
  • Easy claim settlement procedure

    At InsuranceDekho claim settlement is hassle-free and quick. I wanted to settle a claim for my PNB MetLife Mera Term plan, and I followed the instructions mentioned on the website to settle my claim. The claim was settled on time with any hassles. 

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    Jaswant Bhattacharyya
    On: Oct 05, 2021
  • Secure payments

    I purchased a PNB MetLife Mera Term plan from InsuranceDekho. I was very skeptical before purchasing the plan, mainly because of the payment but payments on the website are secure, two step authentication is required to confirm the payment. 

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    Akhil Gera
    On: Sep 29, 2021
  • Quick policy issuance

    I bought PNB MetLife Mera Term plan from InsuranceDekho, and I must say that the policy issuance was quick and hassle-free. As soon as the payment was made, the policy was issued and the policy details along with the policy were sent to my email ID very quickly. 

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    Kirti Bora
    On: Sep 28, 2021
  • Organised website

    InsuranceDekho’s website is very user friendly and it is very easy to navigate through the website. I wanted to purchase the best term insurance plans, InsuranceDekho’s website helped conduct a thorough research which helped me purchase the PNB MetLife Mera Term Plan. 

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    Kanak Malhotra
    On: Sep 23, 2021
  • Informative website

    InsuranceDekho’s website is quite informative. I learned about the different factors that affect premium calculation and about different types of rider that can enhance the coverage of a term insurance plan. I purchased a PNB MetLife Mera Term plan with a suitable rider. 

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    Satish Kapoor
    On: Sep 22, 2021
  • Secure payments

    The payments on InsuranceDekho’s website are completely secure. The card details were only asked for when I was purchasing the plan. When I had issues, I contacted the help desk and they were able to guide me through the process. I purchased a PNB MetLife Mera Term plan from IsuranceDekho. I would recommend InsuranceDekho to my friends and family. 

    Read More
    Mayank Arora
    On: Sep 15, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About PNB MetLife Term Insurance

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.