HDFC User Reviews
|Claim Settlement Ratio||98.01%|
|Customer Care||9:00 AM to 9:00 PM|
|Death Benefit Paid For||12,509 Policies|
|Total Death Benefit Paid||Rs. 50.33 Crore|
The InsuranceDekho website is quite informative. I bought the HDFC Click 2 Term plan from their website. While buying the plan, I learned about various things like IDV, claim settlement ratio, and a lot more. The plan that I bought offers many benefits and is satisfactory.
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
Popularly Opted Term Insurance Sum Assured
Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 45 Lacs+ happy customers
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HDFC Life Term Insurance Contact Details
Insurance Dekho755 1196 989Mon to Sun 10:00 AM to 7:00 PM
HDFC Life Term Insurance1800-266-9777Mon to Sun 9:00 AM to 9:00 PM
Claim Process at HDFC Life Term Insurance
Claim IntimationIn the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
Submission of DocumentsClaim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
Claim EvaluationOnce the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
Claim SettlementIf claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.
FAQ About HDFC Life Term Insurance
What are Term Insurance Riders?
A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.
When is the right time to purchase the HDFC Life Term insurance plan?
The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.
What are the minimum and maximum age to buy an HDFC Life term insurance plan?
The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.
Can my HDFC Life Term insurance premium change after a period of time?
Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.
Can NRIs purchase HDFC Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.