HDFC Life Term Insurance Plans
Claim Settlement Ratio | 98.01% |
Customer Care | 9:00 AM to 9:00 PM |
Death Benefit Paid For | 12,509 Policies |
Inception | 2000 |
Presence | 421 Branches |
Total Death Benefit Paid | Rs. 50.33 Crore |
HDFC Term Insurance offers two economic term insurance plans that offer full protection and financial stability to your loved ones in case of any misfortunate event like death. These plans are comprehensive and are designed specially to meet the varied requirements of the customers. The plans come with riders for added protection, which you can opt for by paying an extra premium at the time of policy purchase. All in all, HDFC Life offers affordable and easy-to-understand term insurance plans that offer excellent protection in case of unforeseen events.
HDFC Term Insurance Plans
HDFC Life Insurance offers two-term insurance plans which are explained below:
- HDFC Life Click 2 Protect Life: Considering the lifestyle changes and life stage needs, HDFC term Insurance offers a Click 2 Protect plan that truly keeps you protected. The HDFC term plan comes with 3 coverage options i.e. Life and CI Rebalance, Life Protect, and Income Plus, from which you can choose as per your requirements. For instance, if you choose the Income Plus Option, then you can get income payouts from 60 years onwards. One of the advantages of getting this plan is that it auto-balances death and critical illness benefits with an increase in age. Apart from this, the plan also comes with an option to avail cover for whole life.
- HDFC Life Saral Jeevan Bima: HDFC Life Saral Jeevan Bima offers comprehensive coverage at affordable premiums. The plan offers much-needed financial protection to the loved ones of the insured and can be purchased by people aged between 18 years and 65 years. The policy offers a minimum sum insured of Rs. 5 Lakh, in multiples of Rs. 50,000 thereof. There is no maximum sum insured limit under the plan but the acceptance of any case is subject to the Board Approved Underwriting Policy (BAUP). Also known as the ‘Pure Risk’ plan, this plan offers life coverage and a lump sum amount in case of the sudden demise of the life assured. On buying the plan, you will be eligible for tax benefits as per the prevailing tax laws.
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Best HDFC Life Term Insurance Plans
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
- Revised Zero Cost Benefit
- Terminal Illness
- Cover Continuance Benefit
- Insta-Payment on Claim Intimation
- Nominee's Choice payout
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.2%
- Waiver of Premium on Disability
- Terminal Illness
- Life Stage Benefit
- Special Exit Benefit
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.4%
- Terminal illness
- Special Exit - Option to get your premiums back
- Renewability Option
Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
HDFC Life Term Insurance Contact Details
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FAQs
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When is the right time to purchase the HDFC Life Term insurance plan?
The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.
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What are the minimum and maximum age to buy an HDFC Life term insurance plan?
The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.
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Can my HDFC Life Term insurance premium change after a period of time?
Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.
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Can NRIs purchase HDFC Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.