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HDFC Life Term Insurance Plans

126 reviews Rate This
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

HDFC Life Insurance offers two economic term insurance plans that offer full protection and financial stability to your loved ones in case of any misfortunate event like death. These plans are comprehensive and are designed specially to meet the varied requirements of the customers. The plans come with riders for added protection, which you can opt for by paying an extra premium at the time of policy purchase. All in all, HDFC Life offers affordable and easy to understand term insurance plans that offer excellent protection in case of unforeseen events.

HDFC Life Term Insurance Plans

HDFC Life Insurance offers two-term insurance plans which are explained below:

1. HDFC Life Click 2 Protect Life: Considering the lifestyle changes and life stage needs, HDFC Life Insurance offers Click 2 Protect plan that truly keeps you protected. The plan comes with 3 coverage options i.e. Life and CI Rebalance, Life Protect and Income Plus, from which you can choose as per your requirement. For instance, if you choose Income Plus Option, then you can get income payouts from 60 years onwards. One of the advantages of getting this plan is that it auto balances death and critical illness benefits with an increase in age. Apart from this, the plan also comes with an option to avail cover for whole life.

2. HDFC Life Saral Jeevan Bima: HDFC Life Saral Jeevan Bima offers comprehensive coverage at affordable premiums. The plan offers much needed financial protection to the loved ones of the insured and can be purchased by people aged between 18 years and 65 years. The policy offers a minimum sum insured of Rs. 5 Lakh, in multiples of Rs. 50,000 thereof. There is no maximum sum insured limit under the plan but the acceptance of any case is subject to Board Approved Underwriting Policy (BAUP). Also known as the ‘Pure Risk’ plan, this plan offers life coverage and a lump sum amount in case of the sudden demise of the life assured. On buying the plan, you will be eligible for tax benefits as per the prevailing tax laws.

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

HDFC Life Term Insurance Plan List

    Name of PlanSum Assured
    Click 2 Protect Plan20 lac - 10 cr Get Quotes Now

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    Claim Process at HDFC Life Term Insurance

    • 1

      Claim Intimation

      In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
    • 2

      Submission of Documents

      Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
    • 3

      Claim Evaluation

      Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
    • 4

      Claim Settlement

      If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

    FAQ About HDFC Life Term Insurance

    • What are Term Insurance Riders?

      A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

    • When is the right time to purchase the HDFC Life Term insurance plan?

      The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

    • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

      The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

    • Can my HDFC Life Term insurance premium change after a period of time?

      Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

    • Can NRIs purchase HDFC Life Term insurance plans?

      Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.