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HDFC Life Term Insurance Benefits

164 reviews Rate This
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Some of the benefits that you get by using the HDFC Life Term Insurance Premium Calculator are as follows:

  • Better Decision Maker - HDFC Life Term Premium Calculator helps you in comparing policy quotes of different term plans which can help you in making the right buying decision. The premium calculated by the HDFC Life Term Premium calculator is correct.
  • Right Premium Amount - The basic objective of the HDFC Life term insurance calculator is to get the right amount of premium for your term insurance plan. The knowledge of the premium amount under different plans can help you compare and choose the best-priced term insurance plan for your suitable needs.
  • Error Free - The calculation of the premium in the HDFC Life Term calculator is technology-enabled, therefore, it is less prone to mistakes and errors as compared to manual calculations.
  • Free Cost - HDFC Life Term Insurance Premium Calculator is easy to use and free of cost.
  • Time-Saving and Hassle-Free - When you compare your HDFC Life Term insurance plans in a premium calculator, you are not required to submit any documents. You get a quote within minutes and then you can make a decision whether to buy the plan or not.

Term Life Insurance Premium Calculator


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Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
    Tax Free
    1 Cr
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
    Tax Free
    1 Cr
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
    Tax Free
    1 Cr
Starting From 663/Month
Claim Settlement 4hr Claim Settlement
See More Plans

User Reviews

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What users are saying
  • All
  • Smooth Porting Experience

    InsuranceDekho’s online portal made comparing plans so easy for me, just like a breeze. Term plans of various companies were thoroughly explained and tabulated. I easily found the plan with the best coverage and premium for my needs and chose HDFC Term Insurance for my entire family.

    By Deepak mehta
    On: Jun 19, 2024
  • Great customer service

    Opting for the HDFC Click 2 Protect plan was a decision I am glad I made. Their process was simple, and their support team ensured I had everything I needed to feel confident about our family's future. Highly recommend InsuranceDekho for their transparent and reliable services.

    By Deepant Kumar
    On: May 28, 2024
  • Recommended Insurance Company

    The InsuranceDekho company put in all the effort to simplify my purchasing process. I bought HDFC Term Life Insurance from the official website. Everything was done online, including paperwork, which saved me a lot of time. I am happy to connect with this Insurancedekho company and would recommend it to everyone for buying a term insurance policy with ease.

    By Siddharth Sharma
    On: Jan 25, 2024
  • Easy Claim Process

    I claimed my HDFC Term Life insurance from InsuranceDekho. The Insurancedekho team helped while claiming the HDFC term life insurance which made the process easy and fast. I am very grateful to the Insurancedekho team and their fast service.

    By Nitish Raghav
    On: Dec 04, 2023
  • Family Security

    InsuranceDekho provided me with the HDFC Life Term Insurance- Click 2 Protect Plan that gives me peace of mind, knowing my family will be secure in any eventuality.

    By Rishabh Upadhaya
    On: Nov 03, 2023
Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News

HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.


  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

Find the right HDFC Life Term Insurance for you
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