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HDFC Term Insurance Premium Calculator

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Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

HDFC Life Term insurance premium calculator is used for the calculation of an individual's monthly or annual premium that is paid against the HDFC term insurance plan. It helps an individual in evaluating the sum assured amount that they would want to protect the future of their family members financially.

HDFC Life offers 3 Term Insurance plans. HDFC Term insurance calculator assists you in adjusting your sum assured depending upon the future requirements of your loved ones and family members in your absence.

How To Use Premium Calculator for HDFC Term Insurance?

HDFC Life insurance premium calculator is specially designed to aid in simplifying the decision on whether to buy a suitable HDFC Life term plan or not.

The following are the steps to use the InsuranceDekho Premium calculator for HDFC Term Insurance :

Step 1: Visit the official website of InsuranceDekho and Open the HDFC Life Premium Calculator.

Step 2: Now you are supposed to fill in the asked information like Age, Gender, and Life Cover in the HDFC term plan Calculator.

Step 3: Based on the information provided by you, the premium will be calculated for the HDFC Life term insurance plan.

Step 4: You can modify the calculated premium by changing the mentioned factors like age, life cover, gender, and so on.

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

User Reviews

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What users are saying
  • All
  • Recommended Insurance Company

    The InsuranceDekho company put in all the effort to simplify my purchasing process. I bought HDFC Term Life Insurance from the official website. Everything was done online, including paperwork, which saved me a lot of time. I am happy to connect with this Insurancedekho company and would recommend it to everyone for buying a term insurance policy with ease.

    S
    HDFC
    By Siddharth Sharma
    On: Jan 25, 2024
  • Easy Claim Process

    I claimed my HDFC Term Life insurance from InsuranceDekho. The Insurancedekho team helped while claiming the HDFC term life insurance which made the process easy and fast. I am very grateful to the Insurancedekho team and their fast service.

    N
    HDFC
    By Nitish Raghav
    On: Dec 04, 2023
  • Family Security

    InsuranceDekho provided me with the HDFC Life Term Insurance- Click 2 Protect Plan that gives me peace of mind, knowing my family will be secure in any eventuality.

    R
    HDFC
    By Rishabh Upadhaya
    On: Nov 03, 2023
  • Affordable Plans

    InsuranceDekho offers a wide range of term insurance plans at various price points. I was able to find the HDFC Life Term Insurance Policy which is an affordable plan that provided great coverage for my family.

    S
    HDFC
    By Shennan Manik
    On: Oct 30, 2023
  • Affordable Premiums Without Co...

    I was initially skeptical about finding affordable term insurance without sacrificing coverage quality. However, InsuranceDekho surprised me with the range of policies that offer excellent protection at reasonable premiums. I could easily buy the HDFC Life Term Insurance Policy  

    R
    HDFC
    By Rubi Kumari
    On: Oct 12, 2023
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Term Insurance News

HDFC Term Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is a Term Insurance Policy?

    A Term Insurance policy is said to be a pure life insurance plan. It provides financial protection and stability to the policyholder’s family or loved ones in case of unforeseen events. Term plans provide higher cover at an affordable premium rate.

  • What are the different factors that will affect my HDFC Life Term insurance premium?

    Your HDFC Life term insurance premium calculation will be dependent upon various factors including your age, gender, pre-existing disease, occupation, and cover up to which age.

  • How does my Age affect my HDFC Life term insurance premium?

    Age is a prominent factor in determining the premium for your HDFC Life term insurance plan. The higher your age, the higher the premium you are required to pay.

  • What is the total coverage amount that should be taken under the HDFC Life Term Insurance plan?

    The coverage of the HDFC Life Term insurance plan should be adequate enough to cover the financial needs of the policyholder’s family members in the event of an unfortunate incident resulting in the demise of the policyholder. The ideal coverage of your term plan should be 10 to 12 times your annual income.

  • What are the different Riders options available with HDFC Life Term Insurance Plans?

    HDFC Life Term Insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Accidental Disability Rider.

Find the right HDFC Term Insurance for you