HDFC Term Insurance Premium Calculator
Claim Settlement Ratio | 98.01% |
Customer Care | 9:00 AM to 9:00 PM |
Death Benefit Paid For | 12,509 Policies |
Inception | 2000 |
Presence | 421 Branches |
Total Death Benefit Paid | Rs. 50.33 Crore |
Term Life Insurance Premium Calculator
Gender
- Male
- Female
Date of Birth
Do you smoke or chew tobacco?
- Yes
- No
Choose required coverage to secure your family’s future
Best HDFC Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
HDFC Term Insurance Mediclaim Policy Premium Calculator
HDFC Life Term insurance premium calculator is used for the calculation of an individual's monthly or annual premium that is paid against the HDFC term insurance policy. It helps an individual in evaluating the sum assured amount that they would want to protect the future of their family members financially.
HDFC Life offers 3 Term Insurance plans. HDFC Life Term Premium calculator assists you to adjust your sum assured depending upon the future requirements of your loved ones and family members in your absence.
How To Use Premium Calculator for HDFC Term Insurance?
HDFC Life insurance premium calculator is specially designed to aid in simplifying the decision on whether to buy a suitable HDFC Life term plan or not.
The following are the steps to use the InsuranceDekho Premium calculator for HDFC Term Insurance :
Step 1: Visit the official website of InsuranceDekho and Open the HDFC Life Premium Calculator.
Step 2: Now you are supposed to fill in the asked information like Age, Gender, Life Cover in the HDFC Life Premium Calculator.
Step 3: Based upon the information provided by you, the premium will be calculated for the HDFC Life term insurance plan.
Step 4: You can modify the calculated premium by changing the mentioned factors like age, life cover, gender, and so on.
Explore HDFC Term Insurance


Why to Buy Term Insurance Policy Online from InsuranceDekho
- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
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HDFC Term Insurance Premium Calculator FAQs
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What is a Term Insurance Policy?
A Term Insurance policy is said to be a pure life insurance plan. It provides financial protection and stability to the policyholder’s family or loved ones in case of unforeseen events. Term plans provide higher cover at an affordable premium rate.
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What are the different factors that will affect my HDFC Life Term insurance premium?
Your HDFC Life term insurance premium calculation will be dependent upon various factors including your age, gender, pre-existing disease, occupation, and cover up to which age.
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How does my Age affect my HDFC Life term insurance premium?
Age is a prominent factor in determining the premium for your HDFC Life term insurance plan. The higher your age, the higher the premium you are required to pay.
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What is the total coverage amount that should be taken under the HDFC Life Term Insurance plan?
The coverage of the HDFC Life Term insurance plan should be adequate enough to cover the financial needs of the policyholder’s family members in the event of an unfortunate incident resulting in the demise of the policyholder. The ideal coverage of your term plan should be 10 to 12 times your annual income.
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What are the different Riders options available with HDFC Life Term Insurance Plans?
HDFC Life Term Insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Accidental Disability Rider.