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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of HDFC
4.6
Based on
162 User reviews

  • Detailed information

    The InsuranceDekho website provides detailed information about each plan they offer. After going through the information provided on the website, I chose the HDFC Click 2 Term plan. The plan is recommended to all those looking for a good term insurance plan. 

    I
    Ishita Tyagi
    On: Feb 03, 2022

  • Informative website

    The InsuranceDekho website is quite informative. I bought the HDFC Click 2 Term plan from their website. While buying the plan, I learned about various things like IDV, claim settlement ratio, and a lot more. The plan that I bought offers many benefits and is satisfactory.

    N
    Naman Singh
    On: Feb 02, 2022

  • Renewed my policy in very less time

    I bought the HDFC Click 2 Term Protect plan a year ago from the InsuranceDekho website. Last week, I wanted to get it renewed. I visited the InsuranceDekho website, and by following some simple steps and with the proper guidance of the team, I got it renewed in very little time.

    S
    Satish Kumar
    On: Feb 01, 2022

  • Customer care service

    I recently bought the HDFC Click 2 Term Protect plan from the InsuranceDekho website. While buying the plan, I was a bit doubtful about the benefits of the plan. I contacted their customer care service and the executive attended to me well and cleared all my doubts. The plan offers amazing benefits and meets all my needs well.

    P
    Paras Aggarwal
    On: Jan 31, 2022

  • HDFC Click 2 protect term plan purchased at ease

    I bought an HDFC Click 2 protect term plan from the InsuranceDekho website. I had to follow certain simple steps to complete the purchase, I could do it at ease. The plan offers several benefits which made my purchase worth it.

    D
    Damini Yadav
    On: Jan 28, 2022

  • Customer care service

    The customer care service at InsuranceDekho is really impressive. I recently bought an HDFC Click 2 protect term plan from their website and had some problems while making the payment. I contacted the customer care service and all my problems were catered to by the executive

    A
    Anuja Kumari
    On: Jan 27, 2022

  • Quick policy issuance

    I recently purchased HDFC Click 2 Protect Life term insurance plan from InsuranceDekho. I am extremely happy with the kind of services provided. After making payment for the term plan, the policy information was sent to my email ID and the policy was issued within minutes. 

    N
    Nitin Yadav
    On: Jan 20, 2022

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    M
    Mayank Kohli
    On: Jan 19, 2022

  • Time convenient

    I purchased the HDFC Click 2 protect the plan from InsuranceDekho. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.

    R
    Rohit Singh
    On: Jan 19, 2022

  • Time-saving comparisons

    InsuranceDekho offers a wide range of digital facilities which include online term insurance premium calculators, policy research, policy renewal, and claim settlement. I was able to compare several term plans according to my requirements using the online term insurance premium calculator. I purchased the HDFC Click 2 Protect Life term plan. 

    H
    Himanshu Singh
    On: Jan 18, 2022

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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