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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of HDFC
4.6
Based on
162 User reviews

  • Renewed my policy in very less time

    I bought the HDFC Click 2 Term Protect plan a year ago from the InsuranceDekho website. Last week, I wanted to get it renewed. I visited the InsuranceDekho website, and by following some simple steps and with the proper guidance of the team, I got it renewed in very little time. 

    S
    Satish Kumar
    On: Mar 16, 2022

  • Received the best guidance

    I had some queries related to my HDFC Click 2 protect term plans which I had purchased from InsuranceDekho. So I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant listened to my queries and provided me with effective solutions. Thanks to InsuranceDekho for helping me clear my doubts. 

    A
    Adarsh Bera
    On: Mar 04, 2022

  • Easy comparisons

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected HDFC Click 2 Protect Life plan from InsuranceDekho.

    C
    Chanchesh Bhatt
    On: Feb 16, 2022

  • So many good and big companies

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I found some of the best insurance companies listed on InsuranceDekho’s website. The information on the website regarding the insurance gave me the confidence to choose and purchase HDFC Click 2 protect Plan from InsuranceDekho. I am very happy with my purchase.

    C
    Chaitu Sharma
    On: Feb 16, 2022

  • Detailed information

    The InsuranceDekho website gives comprehensive information on each of their plans. After reviewing the material on the internet, I decided for the HDFC Click 2 Term plan. All individuals looking for a decent term insurance plan should consider this plan.

    V
    Vaibhav Birla
    On: Feb 14, 2022

  • Informative website

    The InsuranceDekho website is quite useful. From their website, I purchased the HDFC Click 2 Term plan. I learnt a lot about IDV, claim settlement ratio, and other things when purchasing the plan. The plan I purchased has a lot of advantages and is satisfactory.

    R
    Rohan Sabharwal
    On: Feb 11, 2022

  • Purchased at ease

    The buying process of the InsuranceDekho website is easy. I bought the HDFC Clock 2 Term plan from their website. The process was easy and involved no complications. I was able to buy it in no time.  

    A
    Arpita Bhatt
    On: Feb 09, 2022

  • Quick policy issuance

    I bought the HDFC Click 2 Term plan from the InsuranceDekho website. The process was quick and easy. I just had to follow certain steps, and it was done. The plan is amazing and offers many benefits to the users. I am happy to have bought this plan. 

    P
    Parul Chauhan
    On: Feb 07, 2022

  • Paperless policy issuance

    Got HDFC Click 2 Protect Life term plan from InsuranceDekho. I must say that the policy issuance process was completely hassle free and paper less. While purchasing the policy no paperwork was required and I was able to upload all the documents on the portal. Extremely satisfying experience with Insurance Dekho. 

    N
    Nirmal Vardan
    On: Feb 05, 2022

  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website as I was insured with the HDFC Click 2 Term plan. The process was done without any complications and U got my claim settled in very little time. Very happy with the service received by the team. 

    M
    Mamta Khati
    On: Feb 04, 2022

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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