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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of HDFC
4.6
Based on
162 User reviews

  • Affordable-term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased HDFC Click 2 Protect Life from InsuranceDekho without any hassle

    U
    Udeshya Ragavat
    On: Jan 18, 2023

  • Availability of riders

    On InsuranceDekho’s website, I found information on different term insurance riders that help in increasing the coverage of the term insurance policy. While purchasing HDFC Click 2 Protect Life term plan from InsuranceDekho I added a suitable rider to my policy. It was very easy to opt for a rider while purchasing the plan from the website. 

    F
    Fatik Nigam
    On: Jan 17, 2023

  • Smooth comparisons

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I had to enter a few personal details such as age, gender, and date of birth along with sum assured, and term insurance plans were displayed instantly based on the information provided. I compared and selected HDFC Ergo term plan from InsuranceDekho.

    M
    Mubarak Sethi
    On: Jan 13, 2023

  • Amazing benefits

    I bought the HDFC term plan from the InsuranceDekho website. The plan offered me all the benefits I was looking for. I am so happy that I finally got the plan of my choice. 

    V
    Vasu Mittal
    On: Jan 11, 2023

  • Good-to-go plan

    The HDFC Term plan is really good. It has all those benefits that one expects from a good term insurance plan. I am happy and satisfied with it. I bought this plan from the InsuranceDekho website.

    J
    Jyotsana Bisht
    On: Jan 10, 2023

  • Renewed my policy in very less time

    I purchased the HDFC Click 2 Term Protect plan from InsuranceDekho a year ago. I wanted to get it renewed last week. I went to the InsuranceDekho website and had it renewed in no time by following a few simple steps and following the team's instructions. The entire renewal process was paperless. 

    R
    Reena Aggarwal
    On: Jan 04, 2023

  • Informative website

    The InsuranceDekho website is quite useful. From their website, I purchased the HDFC Click 2 Term plan. I learned a lot about IDV, the claim settlement ratio, and other things when purchasing the plan. The plan I purchased has a lot of advantages and is satisfactory

    R
    Rohan Sabharwal
    On: Jan 03, 2023

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    M
    Manan Singh
    On: Dec 30, 2022

  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website as I was insured with the HDFC Click 2 Term plan. The process was done without any complications and U got my claim settled in very little time. Very happy with the service received by the team. 

    M
    Mamta Khati
    On: Dec 26, 2022

  • Renewed my policy in very less time

    I bought the HDFC Click 2 Term Protect plan a year ago from the InsuranceDekho website. Last week, I wanted to get it renewed. I visited the InsuranceDekho website, and by following some simple steps and with the proper guidance of the team, I got it renewed in very little time. 

    S
    Satish Kumar
    On: Jun 23, 2022

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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