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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of HDFC
4.6
Based on
162 User reviews

  • Affordable riders

    At the time of purchasing the HDFC Life Term Insurance Policy from InsuranceDekho, I got to know about some useful and affordable riders that can help in increasing the coverage of this term plan. I purchased some riders that were suitable for my term plan. 

    R
    Rahul Chatarjee
    On: Aug 24, 2023

  • Easy payment

    I bought the HDFC Life Term Insurance Policy from InsuranceDekho and I must say the payment process was very quick and hassle-free. The payment portal is completely secure and without verification, the payment will not be processed. 

    A
    Abhishek Mishra
    On: Aug 07, 2023

  • Hassle-free comparisons

    It is very easy to compare several term insurance plans on InsuranceDekho. I used the online term insurance premium calculator tool available on the website which made comparing several term insurance plans an easy task. I purchased the HDFC Life Term Insurance Policy. 

    S
    Shubhan Agarwal
    On: Jul 31, 2023

  • Compassionate and Empathetic Approach

    Dealing with InsuranceDekho during an emergency was reassuring as their team showed compassion and empathy while assisting me with the claim process of my HDFC Life Term Insurance Policy.

    V
    Vivek Bhardwaj
    On: Jul 21, 2023

  • Prompt Resolution of Queries

    Whenever I had a question or require clarification regarding my HDFC Life Term Insurance Policy, InsuranceDekho's customer support team responded promptly with detailed explanations. Their knowledgeable staff was able to address my concerns satisfactorily, ensuring that I had a clear understanding of my policy terms and benefits.

    S
    Sandeep Patil
    On: Jul 19, 2023

  • Best Support Team

    When I bought the HDFC Life Term Insurance Policy from the official website of InsuranceDekho, I didn’t realize the efforts put by a customer support team to make our purchase journey quick and smooth. Within a few weeks of my purchase, I was facing some problems while tracking my policy, so the executives put their flesh and blood to help me as quick as possible. I’m pleased with my experience with the company. 

    D
    Delisha Ahuja
    On: Jul 07, 2023

  • I got constant reminders for renewal

    When I was buying the HDFC Life Term Insurance Policy InsuranceDekho I was completely satisfied. Even after so many years, I still get friendly reminders from the InsuranceDekho team about the policy renewal date and other information. So, I must recommend others as well to buy the HDFC Life Term Insurance Policy from InsuranceDekho

    P
    Parikshit Mathur
    On: Jun 23, 2023

  • Effective communication

    The dedicated team of InsuranceDekho ensured that they offered me effective communication while I was buying the HDFC Life Term Insurance Policy from InsuranceDekho. They assisted me in every step of the purchase process and answered all my questions. 

    A
    Ajay Singh
    On: Jun 20, 2023

  • 5 minutes policy issuance process

    The process of issuing a policy from InsuranceDekho was so quick that it hardly took 5 minutes to complete the entire process. So, I was able to save a lot of time while buying the HDFC Life Term Insurance Policy from InsuranceDekho.

    A
    Ahana Trehan
    On: Jun 16, 2023

  • The plan offers good coverage

    The HDFC Life Term Insurance Policy which I found on InsuranceDekho has amazing coverage to offer. I bought this plan as with the HDFC Life Term Insurance Policy I was able to secure the future of my family.

    M
    Mridul Raina
    On: Jun 13, 2023

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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