HDFC Life Term Insurance User Reviews
Claim Settlement Ratio | 98.01% |
Customer Care | 9:00 AM to 9:00 PM |
Death Benefit Paid For | 12,509 Policies |
Inception | 2000 |
Presence | 421 Branches |
Total Death Benefit Paid | Rs. 50.33 Crore |
Term Life Insurance Premium Calculator
Gender
- Male
- Female
Date of Birth
Do you smoke or chew tobacco?
- Yes
- No
Choose required coverage to secure your family’s future
Best HDFC Life Term Insurance Plans
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
- Zero Cost Benefit
- Terminal Illness
- Nominee's Choice payout
- Voluntary Top Up
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹95.28%
- Waiver of Premium on Disability
- Terminal Illness
- Life Stage Benefit
- Special Exit Benefit
- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.39%
- Terminal illness
- Special Exit - Option to get your premiums back
- Renewability Option
Excellent policy at affordable premium
This is my first experience with InsuranceDekho as well as HDFC Life. I recently purchased HDFC Life Saral Jeevan Bima policy. Must say that the policy offers superior cover at affordable premium rates.
Website is good
I was looking for a term plan when I found InsuranceDekho. Must say that I got detailed information about HDFC Click 2 Protect Plan as well as other insurance policies. The website is well-designed. Kudos to the team!
No paperwork required
I am so satisfied with my recent purchase of HDFC Life Saral Jeevan Bima. The issuance process went so smooth and I did not have to engage in paperwork of any kind. Superb job done by InsuranceDekho team.
Best insurance advice ever
I was extremely confused between two term insurers. Glad to say that I took advice from InsuranceDekho experts and opted HDFC Life Click 2 Protect Life. Not only did I get the cover I had desired for, but also got it at an affordable premium rate.
Website helps you make a quick choice
I am here to highlight the way the InsuranceDekho website has been built. Every detail is so easy to understand. The premium calculator was quite simple to use as well. I got HDFC Life Saral Jeevan Bima issued and am content with my decision.
Easy policy issuance
I got my HDFC term insurance plan issued with the help of the customer care team of the InsuranceDekho team. The entire process was simple and hassle-free. I will recommend everyone to visit InsuranceDekho for term insurance plans.
Buying term plan was easy
I have always relied on InsuranceDekho for buying the ideal insurance policy. HDFC Click 2 Protect Life is my latest purchase that I was able to do easily with the help of the professional team that the company has.
Learned about factors that affect quotes
From InsuranceDekho I learned about many quotes affecting factors like the plan type, policyholder’s medical history, sum assured amount and so on. After learning about these factors I was alert while generating my quotes. Finally, I purchased HDFC Click 2 Protect Plan.
Remarkable educative experience
It was my first time buying a term insurance plan. InsuranceDekho provided me with a remarkable educational experience as I learned about the quotes generating factors, type of claims, rider facilities and so on. Ultimately I purchased HDFC Life Saral Jeevan Bima.
Allows multiple online payment modes
I would like to thank InsuranceDekho for giving me the freedom to choose the convenient payment mode while paying the premium of HDFC Click 2 Protect Plan. I selected my credit card, gave the necessary details, typed in the payable amount and proceeded. Within seconds the payment was confirmed.
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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- Tax benefit upto 1,50,000*
- Claim support everyday 10AM-7PM
- 80 Lacs+ happy customers
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FAQs
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What are Term Insurance Riders?
A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.
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When is the right time to purchase the HDFC Life Term insurance plan?
The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.
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What are the minimum and maximum age to buy an HDFC Life term insurance plan?
The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.
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Can my HDFC Life Term insurance premium change after a period of time?
Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.
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Can NRIs purchase HDFC Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.