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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of HDFC
4.6
Based on
162 User reviews

  • Learned about the factors that affect premium calculation

    The online term insurance premium calculator helped me learn about the factors that affect the premium calculation. Using the online tool I calculated the premium and purchased the HDFC Life Click 2 Protect Life term insurance policy. 

    A
    Anurag Vidya
    On: Sep 01, 2021

  • Supportive team

    I am here to appreciate the highly professional team of InsuranceDekho. The experts provided me with their full support during the HDFC Life Click 2 Protect Life policy issuance. So impressed! 

    A
    Abhishek Misra
    On: Aug 26, 2021

  • Convenient premium calculator

    Online term insurance premium calculator on the website is very convenient. I calculated the premium for HDFC Click 2 Protect Life term insurance policy before purchasing by providing some basic personal information such as name, gender, age, sum assured etc. 

    Y
    Yamir Khan
    On: Aug 25, 2021

  • Easy claim settlement

    I wanted to file a claim for my HDFC Click 2 Protect Life term plan, and InsuranceDekho provided me with an easy and hassle-free claim settlement process. I found the claim settlement instructions on the website and followed it to file a claim for my term insurance plan. Whenever I had an issue the customer care executive helped me with my query. 

    S
    Subham Malhotra
    On: Aug 18, 2021

  • Easy policy issuance

    I purchased a HDFC Click 2 Protect Life term insurance policy from InsuranceDekho. I was able to purchase the term plan very easily by following the instructions mentioned on the website. The process was smooth and hassle-free. I will recommend others to visit the InsuranceDekho website for term plans. 

    P
    Pragun Sangal
    On: Aug 17, 2021

  • Got instant response for my queries

    I used the helpline number of InsuranceDekho to clear my doubts about the claim settlement procedure for my HDFC Click 2 Protect Life term insurance plan. I got an instant response and the customer care executive was very helpful, he guided me through the claim filing process. I am extremely thankful and happy. 

    S
    Sneha Negi
    On: Aug 11, 2021

  • Active support team

    I am highly impressed and satisfied with the services provided by the InsuranceDekho customer care team. I had queries related to claim settlement for my HDFC Click 2 Protect Life plan and the customer care executive gave me an effective solution for my query. 

    J
    Joginder Singh
    On: Aug 10, 2021

  • Helpful insights received

    It was my first time purchasing a term insurance plan. InsuranceDekho’s website helped me with the purchase as the website is quite informative and the website has mentioned the instructions to ease the purchasing process for their customers. I purchased HDFC Life Saral Jeevan Bima without any hassle. 

    R
    Rijul Suri
    On: Aug 04, 2021

  • Very informative website

    InsuranceDekho has a very informative website. Details about different products and insurance companies are displayed very neatly which makes using the website very easy. Due to a very informative website the purchasing process for HDFC Life Click  2 Protect Life was quite easy and smooth. 

    A
    Aadil Khan
    On: Aug 03, 2021

  • Purchasing a term plan was easy

    Purchasing a term plan for InsuranceDekho was very easy, I purchased a HDFC Life Saral Jeevan Bima plan for my father. The purchasing process was simplified with the help of the customer care team at InsuranceDekho. 

    A
    Amandeep Kaur
    On: Jul 28, 2021

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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