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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

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Rating of HDFC
4.6
Based on
162 User reviews

  • Easy quote comparisons

    Comparing term insurance quotes is an easy task at InsuranceDekho. The online premium calculator not only saves time but helps make an informed decision. I entered my personal information in the calculator along with the sum assured and coverage period and it displayed me several term plan options that suited my requirements. I purchased HDFC Click 2 Protect Life plan. ...

    K
    Komal Bisht
    On: Oct 05, 2021

  • User-friendly website

    InsuranceDekho website is very user-friendly and easy to understand. I had to settle a claim for my HDFC Click 2 Protect Life term plan, so I landed on the claim settlement page of the website. I found instructions to file a claim on the website itself. Following the instructions I was able to file the claim for my term insurance policy. 

    S
    Smriti Dasgupta
    On: Sep 29, 2021

  • Learned about the premium calculation factors

    Online term insurance premium calculator on the InsuranceDekho website, helped me learn about some factors that determine the premium of a term insurance plan. Using the premium calculator, I calculated the premium and purchased HDFC Click 2 Protect Life plan from InsuranceDekho. 

    S
    Suresh Inani
    On: Sep 28, 2021

  • Implements paperless systems

    While purchasing HDFC Click 2 Protect Life plan from InsuranceDekho minimum paperwork was required. Even the policy issuance required no paperwork, as soon as I made the payment, the policy was issued and sent to my email ID. I am extremely happy with the paperless systems implemented by InsuranceDekho. 

    P
    Pallavi Kohli
    On: Sep 23, 2021

  • Bought an ideal term plan

    I purchased an ideal term plan from InsuranceDekho. I had my doubts before purchasing the HDFC Click 2 Protect Life plan. I contacted the InsuranceDekho’s helpdesk and the executive was able to clear doubts easily. This helped me make my mind up to purchase the plan. 

    M
    Mehul Kamboj
    On: Sep 22, 2021

  • Excellent customer assistance

    InsuranceDekho’s customer assistance team is very knowledgeable. I had some queries related to the purchase of HDFC Click 2 Protect Life plan, the customer care executive resolved all of my queries and even guided me through every step of the purchasing process. I am impressed with the quality of service I received from InsuranceDekho. 

    P
    Pratiik Verma
    On: Sep 15, 2021

  • Educative experience

    This was my first ever purchase from InsuranceDekho. The website provided me with an educational experience, while purchasing the HDFC Life Saral Jeevan Bima, I learned about types of claims, quotes generating factors, riders, types of term insurance plans etc. 

    Z
    Zaid Ali Khan
    On: Sep 14, 2021

  • Easy policy issuance

    I got my HDFC Click 2 Protect Life plan from InsuranceDekho, with the help of the customer care executive. The entire process was made easy and simple by the customer care executive and policy was issued quickly. I will recommend everyone to visit InsuranceDekho for other term insurance plans. 

    H
    Harshit Manchanda
    On: Sep 08, 2021

  • Interesting website

    InsuranceDekho has easy to understand information on it’s website. Be it the purchasing process of claim settlement, the clear instructions mentioned on the website make purchasing and filing a claim so easy. I followed the instructions and purchased HDFC Click 2 Protect Life term insurance. 

    A
    Arvind Shukla
    On: Sep 07, 2021

  • Expert advice available

    I contacted the customer care team of InsuranceDekho because I was looking for a cost-effective term insurance policy. I talked to a knowledgeable customer care executive regarding my requirements. He suggested that I check the HDFC Click 2 Protect Life plan as it best suited my requirements and was under my budget. I liked the suggestion and purchased the plan. 

    A
    Aabid Khan
    On: Sep 02, 2021

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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