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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

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Rating of HDFC
4.6
Based on
162 User reviews

  • Secure payments

    While purchasing HDFC Click 2 Protect Life I was a little skeptical about entering my card details on the website but I was highly impressed by the different payment gateway options available that assured me that the payment is completely secure. 

    M
    Mitesh Kanmani
    On: Nov 09, 2021

  • 5 minutes policy issuance

    Purchased HDFC Click 2 Protect Life term insurance plan from InsuranceDekho. I am extremely happy with the kind of services provided. After making payment for the term plan, the policy information was sent to my email ID and the policy was issued within minutes. 

    R
    Rajeev Medha
    On: Nov 03, 2021

  • Got my policy issued very quickly

    I am a new customer of InsuranceDekho. I wished to buy the HDFC Life Pension Guaranteed Plan. I would like to highlight that the team of experts helped me get the plan issued very quickly. I am so relieved. 

    S
    Shantanu Malhotra
    On: Oct 28, 2021

  • Quick claim settlement

    I wanted to file a claim for the Max Life Smart Secure Plus plan. Although the instructions were mentioned on the website of InsuranceDekho I still had some trouble with filing the claim. I called the helpline number and the customer care team briefed me about the process and I was able to file the claim easily. 

    A
    Aditya Sandhu
    On: Oct 27, 2021

  • Amazing term plan

    I wanted to purchase a term plan under a predefined budget. InsuranceDekho helped me compare several term insurance policies that fit in my budget. After comparing it, I purchased HDFC Click 2 Protect Life term insurance plan. I am extremely satisfied with my purchase with InsuranceDekho. 

    R
    Rupesh Naruka
    On: Oct 26, 2021

  • Quick policy issuance

    I bought HDFC Click 2 Protect plan from InsuranceDekho. The policy was issued quickly and hassle-freely. The policy was issued quickly after the payment was processed, the soft copy of policy and policy details were sent to my email ID. Highly satisfied with the instant policy issuance. Would recommend InsuranceDekho to friends and family.

    G
    Gautam Khanna
    On: Oct 20, 2021

  • Smooth payment process

    I bought HDFC Click 2 Protect Life term insurance plan from InsuranceDekho. The payment was smooth and was completely secured. Without OTP the payment was not confirmed and the policy was issued within minutes. 

    S
    Sanjana Arora
    On: Oct 19, 2021

  • Best term plans offered

    As I was looking through different term insurance plans offered by InsuranceDekho, I noticed some of these plans are provided by leading insurance companies in India. This convinced me to purchase HDFC Click 2 Protect Life term insurance plan from InsuranceDekho. 

    V
    Veena Chakrabarti
    On: Oct 13, 2021

  • Quick comparisons

    It is very easy to compare term insurance plans with the help of InsuranceDekho. Term insurance plans that match your requirements are instantly displayed which helped me conduct quick comparisons of term insurance plans that fulfil my needs and budget. After comparing several plans I purchased HDFC Click 2 Protect Life term plan. 

    P
    Pranav Bhardawaj
    On: Oct 12, 2021

  • Hassle-free premium calculation

    Calculating premium using the InsuranceDekho’s online term insurance premium calculator is very easy and instantly displays several term insurance plans that fit your requirements according to the details you mention. I calculated the premium, compared several term insurance plans and finally purchased HDFC Click 2 Protect Life from InsuranceDekho. 

    A
    Anees Barman
    On: Oct 06, 2021

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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