Star Red Carpet Health Insurance

Star Health Senior Citizens Red Carpet Health Insurance comes with several advantages that addresses the critical health care requirements during old age. Some of them are listed below:

• All daycare procedures are covered
• Room, boarding and nursing expenses
• Emergency ambulance charges up to a specified limit
• Surgeon, Anesthetist, Specialist’s or Consultant’s fee up to 25% of the Sum Insured for every hospitalisation
• Expenses for outpatient consultation in the network hospitals up to a specific limit
• 60 days post-hospitalisation expenses for hospitalisation due to disease, illness or injury
• 30 days pre-hospitalisation expenses for hospitalisation due to disease, illness or injury
• Cost of health check-up up to the specified limit at the network hospital for every claim-free year
• Anesthesia, Oxygen, Blood, cost of Pacemaker, OT charges, etc. up to 50% of the Sum Insured for every hospitalisation  

No, that’s not all. The plan comes with certain added advantages. These aim at greater customer satisfaction and provide some monetary benefits to the policyholders. Some of them are-

• Guaranteed renewals for lifetime
• Tax benefits under Section 80D of the Income Tax Act
• Both self and spouse can avail discount under Floater policies by submitting medical reports
• Though the pre-insurance medical test is not necessary under this plan, a discount of 10% on the premium is allowed if some specified medical records of at the time of policy purchase are submitted
• Cashless hospitalisation under network hospitals

Now that you know the major advantages of Star Health’s Senior Citizens Red Carpet Health Insurance Plan, you may consider it as the most appropriate plan for senior citizens.

There are other plans for the senior citizens in the market too. To compare them with this one, you may get in touch with the customer care executives of the leading health insurance broker, InsuranceDekho and know the pros and cons to decide better. So, if you want to buy your parents a health insurance policy with less premium and less Sum Insured, you may undoubtedly give this one thought after getting Need Analysis from InsuranceDekho!

A grace period of 30 days from the date of expiry of the policy is available for renewal. If renewal is made within this 30 day period, the continuity of benefits with reference to waiting periods will be allowed.

Yes. If you make the payment of premium by any mode other than cash for this health insurance policy, you get eligible for relief under Section 80D of the Income Tax Act 1961.

Yes, the policy is portable. If someone seeks to port a plan to another insurer at the time of renewal, he or she must present a duly filled application form before the insurance firm at least before 45 days from the date of renewal.

Anesthesia, Blood, Oxygen, Operation Theatre charges, Cost of Pacemaker, etc., are covered up to 50% of the sum insured per hospitalisation.