Edelweiss Health Insurance Claim Settlement

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Highlights
Claim Settlement Ratio79.82%
COVID-19 CoverYes
Free Health CheckupAvailable
In-House Claim SettlementAvailable
Network Hospitals2,578+
Policies Sold10,449
RenewabilityLifelong

Claim Settlement of Edelweiss Health Insurance

Edelweiss General Insurance ensures an easy and hassle-free claim process. With more than 2,500 network hospitals spread across the country, the company is committed to settling claims as per the policy terms and conditions. Whether it is planned or emergency hospitalisation, claims are approved in both the cases. In addition, this insurance company entertains all health insurance claims, be it cashless or reimbursement. It directly pays the hospital in case of cashless hospitalisation and transfers the money to the policyholder’s account in case of the reimbursement claim. 

  • Claim Process for Cashless Treatment

    Cashless facility is applicable only if the treatment is availed at network hospitals of Edelweiss General Insurance. The insurance company has a tie-up with thousands of top hospitals in India. Here are step-by-step guides to file a cashless claim:

    • First, look for a network hospital in your city for cashless treatment. The list of network hospitals is available on the insurer’s official website
    • Inform the insurer within 48 hours in emergency hospitalisation and 72 hours before getting admitted in case of planned hospitalisation
    • Carry your health card issued by the insurer and a photo ID while visiting the hospital
    • Fill the pre-authorisation request form given to you by the hospital and submit it at the hospital help desk
    • After checking your identity, the hospital sends the form to the Edelweiss General Insurance
    • If the claim is approved by the insurance company, then it pays the hospital bills directly
  • Reimbursement Treatment

    The reimbursement claim is filed in both network and non-network hospitals. The process includes the following steps:

    • Inform Edelweiss General Insurance as soon as possible - both in planned and emergency hospitalisation. It is normally 48 hours in emergency hospitalisation and 72 hours in case of planned hospitalisation
    • Collect discharge summary, hospital bill, invoices, medical reports, etc. from the hospital. Make sure the documents are hospital sealed
    • Download the ‘Claim Form’ from the insurer’s website and fill it properly and sign it
    • Annex a valid photo ID and the cashless card
    • Send all the documents to the address of Edelweiss General Insurance
    • After reviewing the claim form and documents, the insurer approves the claim. However, the approval is subject to the policy terms and conditions
  • Documents Needed

    Find a list of documents you should submit in case of the reimbursement claim:

    • Investigation reports (original)
    • The discharge summary from the hospital
    • Pharmacy bills along with the prescription
    • FIR or post-mortem report if any
    • Original bills, receipts, and discharge report
    • Duly-filled claim form and indoor case papers
    • Original hospital bills and a valid photo ID
    • Doctor's report and original consultation notes
    • Surgeon's bill and nature of operation performed
    • Test reports along with attending doctor’s report
    • A canceled cheque with your name on it or bank account details
  • Incurred Claim Ratio (ICR) of Edelweiss Health Insurance

    Incurred Claims Ratio is an important approach to find the best insurance company. It enables you to know whether or not the company is able to pay the claims. Every year IRDAI (Insurance Regulatory and Development Authority) reveals the data of the ICR in its annual report. The ICR of Edelweiss General Insurance for FY 2018-19 is 115%.

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Edelweiss Health Insurance Contact Details

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Claim Process at Edelweiss Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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