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Care Health Insurance Premium Calculator

InsurnaceDekho’s Health Insurance Premium Calculator has made it easier than ever to calculate Care health insurance premium. By providing a few simple details, such as your age, the number of people you want to be covered, add-ons, and any current medical conditions, you can quickly and easily find out how much your insurance will cost.

The calculator will provide you with an instant estimate of your Care health insurance premium by asking you to enter your preferred coverage amount and policy term. You will be able to choose your health insurance with knowledge thanks to this insightful information. Additionally, it will provide an approximation of your coverage to give you an idea of which price fits your budget.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Care Health Insurance Plan List

  • Individual (19)
  • Family (19)
  • Woman (22)
  • Senior Citizen (13)
  • Parents (17)
  • Blood Pressure (22)
  • Kids (13)
  • Thyroid (22)
  • Diabetes (22)
  • Heart (9)
  • Cancer (2)
  • Cover

    7 Lakh

    Cashless Hospital

    6003

    Starting From 727/month*

  • Cover

    7 Lakh

    Cashless Hospital

    6003

    Starting From 1,289/month*

  • Cover

    3 Lakh

    Cashless Hospital

    6003

    Starting From 1,411/month*

See More Plans

Features of Care Health Insurance Premium Calculator

The following are the key features of the Care Health Insurance Premium Calculator:-

  • Instant Premium Estimation:- The Care Premium Calculator provides an easy way to get around the time-consuming process of figuring out how much to pay for health insurance. With just a few simple details, consumers may quickly get an estimate of the premium amount.
  • Convenience:- The Care Premium Calculator gives consumers direct control over decision-making by cancelling the necessity for lengthy consultations with insurance agents. You can easily review different coverage options from the comfort of your home, compare premiums, and make decisions.
  • Policy Recommendations:- By making recommendations for appropriate health insurance based on user input, the Care Premium Calculator offers insightful information. This will assist you in making well-informed choices and selecting the best health insurance plan to fulfil your unique needs and specifications.
  • Customisable Parameters:- Customers have a great deal of flexibility when using the Care Premium Calculator. The calculator allows customers to modify several factors to get the best balance between the amount of premiums and the sum insured.
  • Transparent Filtering:- With the Care Premium Calculator, you may choose and refine premium quotations based on your preferences. Being transparent will also facilitate decision-making by enabling you to weigh your options.

Factors Affecting Premium Calculations

Some of the factors that influence the premium of your Care health insurance policy are listed below:-

  • Age:- Younger people often have cheaper insurance costs than older people since they are less likely to need major medical care.
  • Health Status:- The amount of medical insurance premiums may vary depending on a person's past medical history, present health, pre-existing conditions, and general health. Better-health individuals might pay less in premiums.
  • Geographical Area:- The insured person's health insurance premiums may differ depending on the area or city in which they reside. This is brought about by variations in healthcare infrastructure and expenses.
  • Family Size:- A health insurance policy's premium can be greatly affected by the number of people it covers. A larger family will often pay a higher premium because there is a greater chance of possible claims.
  • Add-ons:- Also known as riders offer extra coverage in addition to the features of your base insurance. Benefits like maternity coverage, critical illness insurance, daily cash allowance, etc., may be among them. Choosing add-ons improves your coverage but raises the price of your subscription.
  • Sum Insured:- The maximum amount that the insurance company will pay for approved medical bills during the policy period is referred to as the sum insured. The coverage increases with the money insured, and as a result, the premium will also increase.
  • Policy Type (Fresh or Port):- Care Health Insurance may provide savings when a new health insurance coverage is purchased. However, the price can be greater if you're porting your current policy from another insurer to Care Health Insurance.
  • Tenure Opted:- The term "policy tenure" describes the amount of time that a health insurance policy is in effect. Longer insurance tenures generally result in slightly cheaper yearly premiums as compared to shorter policy tenures.

Premium Calculator Methodology

The various approaches for calculating premiums are as follows:-

  • Base Premium:- The basic premium is the beginning point for calculating your health insurance premium. The basic premium for your Care health policy is determined by several factors, such as your age, the length of the policy, the amount of the sum covered, and the type of coverage you select. Older individuals or those who select higher coverage levels will often pay higher basic rates than younger individuals with a smaller sum insured.
  • Loading Factors:- Loading factors are extra fees added to your base rate according to specific risk parameters. Your medical history, pre-existing problems, riders or add-ons, lifestyle choices (including drinking or smoking), employment, and location are some of these variables. Your premium will be greater overall if you have a pre-existing ailment because of the higher loading charges.
  • Discounts:- To help clients afford their health insurance, Care offers incentives. These savings could be contingent on several factors, such as buying a policy with a longer term, covering several family members under one insurance, leading a healthy lifestyle, etc.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Care Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • page-template-top-up (1)
Name of PlanSum Insured
EnhanceMin: 1 Day; Max: No Limit1 Lakh Check Premium
Care Enhance Min: 1 Day; Max: No Limit1 Lakh Check Premium

How to Use the Care Health Insurance Premium Calculator?

Using the Care Health Insurance premium calculator involves the following steps:-

Step 1:- Click on "Health Insurance" on the official InsuranceDekho website.

Step 2:- Click "View Plans" after entering your name and mobile number on the following screen.

Step 3:- Enter the required information in the pop-up window, such as family size, pincode, pre-existing conditions, etc., and click the "View Plans" button once more.

Step 4:- After customising your search using the above filters, you can view the total cost of the particular health insurance plan of your choosing.

Frequently Asked Questions FAQs

Ques 1. Can I use the Care Health Insurance Premium Calculator to estimate premiums for different coverage options or add-ons?

Ans:- Yes, you can use the Care Health Insurance premium calculator to estimate premiums for different coverage options or add-ons.

Ques 2. Does the Care Health Insurance Premium Calculator provide a breakdown of the premium cost, including taxes and fees?

Ans:- Yes, the Care Health Insurance premium calculator provides a breakdown of the premium cost, including taxes and fees.

Ques 3. Can I get assistance or support if I encounter any issues while using the Care Health Insurance Premium Calculator from InsuranceDekho?

Ans:- Yes, InsuranceDekho assists with any issues or concerns faced while using the Care Health Insurance premium calculator.

Ques 4. What is the Care Health Insurance Premium Calculator?

Ans:- A tool for estimating the premium you will pay for your health insurance policy is the Care Health Insurance Premium Calculator.

Ques 5. What factors affect premium calculation in Care Health Insurance policies?

Ans:- The variables that influence the cost of Care Health Insurance policies are age, health status, family size, location, total insured, add-ons selected, etc.

Health Insurance News

FAQs

  • Does Care Health Insurance provide discounts on their group health insurance plans?

    No, Care Health Insurance does not offer discounts on group health insurance. However, they do offer certain discounts on family floater-based plans.

  • What is the annual premium of Care Health Insurance?

    The annual premium will vary from plan to plan. The base policy is usually customized by customers according to their health requirements which will affect the premium they pay.

  • Does Care Health Insurance accept premiums monthly?

    Yes, Care Health Insurance accepts premiums monthly. The policyholder can also pay premium quarterly and yearly according to their convenience.

  • What is the maximum premium under Care Health Insurance?

    The amount of premium paid by the customer depends on their plan. Customers customize their base policy according to their needs which will define their premium.

  • Are deductible options available under Care Health Insurance for lowering the premium?

    Yes, deductible options are available under Care Health Insurance for lowering the premiums. A customer can customize their policy according to their needs and reduce their premiums.

User Reviews

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What users are saying
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  • Multiple types of Health Insur...

    It was a smart move to get Care health insurance from InsuranceDekho. Their platform gave me comprehensive details regarding Care's policies, enabling me to make an educated decision. I like Care's broad range of coverage options and dedication to meeting client needs. The assistance I received from InsuranceDekho during the purchasing process was priceless in ensuring that my family and I had the appropriate coverage.

    S
    Care
    By Sunil Kumar
    On: Jul 02, 2024
  • Comprehensive Coverage and Opt...

    InsuranceDekho offered me a wide range of health insurance plans to choose from, catering to my specific needs and budget. I found Care Health Insurance which covers everything I was looking for at a reasonable premium.

    M
    Care
    By Muskan Jangra
    On: Jul 01, 2024
  • Great Assitance

    My family and I have benefited much from Care Health, and I am grateful to InsuranceDekho for their assistance in selecting the best plan for me. Their wide range of coverage options gives us much-needed protection against unanticipated medical expenses. Their commitment to client satisfaction and their round-the-clock service are impressive. I can rest easy knowing my family's health is adequately taken care of thanks to Care Health.

    V
    Care
    By Vishakha Vaid
    On: Jun 27, 2024
  • Best plan choice made through ...

    InsuranceDekho has completely changed my perspective on healthcare. They helped me get Care Health Insurance and their comprehensive plans provide coverage for a broad spectrum of medical costs. Their dedication to creating a simple and easy claim procedure is what I value most. Knowing that Care Health has my back and will help me financially in hard times gives me comfort.

    S
    Care
    By Shivika Singh
    On: Jun 25, 2024
  • Customising plan is simple

    It was easy to get Care Health Insurance with InsuranceDekho. My plan was easily customizable because of its user-friendly platform and kind service. I made sure I chose the finest choice for my needs thanks to the advice I received. I'm really happy with how simple the procedure was.

    P
    Care
    By Priya Aggrawal
    On: Jun 19, 2024

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