Care Health Insurance Plans

Care Health Insurance offers a variety of plans such as individual health plans, family floater health plans, senior citizen health plans, and more, Care Health Insurance is a leading insurer in India. While buying Care health insurance plans you need to consider several factors such as the age of the policyholder, the type of the policy, and more. It is important to choose the plan that suits your needs in the best way possible.

Best Care Health Insurance Plans in India in 2024

Some of the most popular plans offered by Care Health Insurance are as follows:

• Care Supreme: The Care Supreme plan is a comprehensive health insurance plan that meets most of your health insurance needs. This plan provides benefits such as daycare treatment, annual health check-ups, organ donor expenses, AYUSH treatment, and more. With this care health insurance company plan, you can choose a sum insured of Rs. 7 lakhs, Rs. 10 lakhs, or Rs. 15 lakhs.
• Care Joy Maternity Insurance Plan: The Care Joy Maternity Insurance Plan as the name suggests provides coverage for expecting mothers and newborn babies. It covers over 540 daycare procedures and provides coverage for newborn babies for up to 90 days. The minimum entry age for adults is 18 years and for children, it is 1 day. On the other hand, the maximum entry age is 45 years for adults and 24 years for a child.
• Care Senior Health Advantage Plan: This is one of the best plans you can buy for your aging parents. While the minimum entry age for this plan is 61 years, there is no maximum entry age. Moreover, this plan can be bought both as an individual and family floater plan.

You can buy several other Care health insurance plans, such as Care Classic Plan, Care Enhance Plan, Care Freedom Plan, Care Critical Mediclaim Plan, Care Cancer Mediclaim Plan, Care Heart Mediclaim Plan, and the list continues for Care medical insurance.

Care Health Insurance Plan Inclusions And Exclusions

The Care health insurance plans have a few inclusions as well as exclusions which are mentioned here:

What Is Covered in Care Health Insurance Policies?

• In-Patient Hospitalization
• COVID-Treatment
• Pre-hospitalization expenses
• Post-hospitalization expenses
• Advance Medical Treatment
• Daily Allowance

Exclusions and Limitations of Care Health Insurance Policy

• Suicide
• Any disease, injury, etc within 30 days of policy start.
• Any expense due to an overdose of alcohol or drugs
• Tests related to infertility or in vitro fertilization.
• Treatment related to childbirth, pregnancy, abortion, etc.

Tips for Choosing the Right Care Health Insurance Plan

Care Health Insurance company offers various health plans but to choose the right care health plan, check the tips given here.

1. Right sum Insured: The sum assured should be 10 times your annual income so that it can offer maximum compensation.
2. Lifetime Renewability: Choose a health policy that can be renewed for a lifetime to have it covered even on retirement days.
3. Restore Limit: Select a policy that comes with a restore limit feature and adds cover to the sum insured limit.
4. Short Waiting Period: Choose an insurance policy with a shorter waiting period of around 4 to 6 months.
5. Less Premium: Always compare policies and choose the one with less premium.