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However, every insurance policy whether a third party plan or a comprehensive policy is purchased with the registration number of your car. Let us dig into the details of this number and understand how it can be utilised to check the status of your car insurance.
What Is a Car Registration Number?
A car registration number is a number issued by the Regional Transport Office (RTO) of the particular district. This registration number is distinguished for every car because it helps in the identification of the car as well as the car owner. After the purchase of a new car, it has to be registered with the local RTO within 30 days of its purchase. After the registration of your car, the RTO releases a unique registration number for it that you should fix at the front and back of your car after getting it printed on a number plate. Its attachment to your car will help in its identification.
The registration number comes in a specific format which is AA DD AA DDDD. Here ‘A’ represents the letters, while and ‘D’ symbolises the numerical digits. The first two letters denote the code of the state, where your car is registered. The next two digits signify the district code and the next two alphabets indicate the ongoing series of the RTO, which is designed for vehicle classification. In the registration number, the last four digits serve the purpose of identification of your car. In short, if your car has a number i.e., UP 32 GA 1988, then UP would stand for the state where the car registered, which is Uttar Pradesh, 32 implies the district of the state where the RTO exists, GA would be the RTO sequence number and 1988 would stand for the unique identification number of your car.
The basic concept behind this registration number is that its first six characters could be the same in various cars, but the last four figures can never be the same as they are unique and created for the identification of the car.
Guide To Find Car Registration Details Online
The process to find car registration details is easy. You can trace car owner details by registration number online through a national registry known as VAHAN. The website is a central database that contains all crucial vehicle data or information like fuel type, owner name, road tax details, car class or type, registration date, registration number and so on. Insurance Expiry Date. It centralizes all information pertaining to driving licences and vehicle registration certificates from different DTOs and RTOs. Below is the step to check vehicle registration details online-enabled through VAHAN:
Step 1: Visit the website of VAHAN to check the car owner name.
Step 2: Click on ‘Know Your Vehicle Details’.
Step 3: Enter the vehicle registration number which is your Car Plate Number.
Step 4: Enter the human verification code and click on ‘Search Car’.
Step 5: Make a note of the car owner’s name and other details of the car.
How To Check Car Registration Details With SMS?
You can find out the RTO car information who wants data without checking it online can also check car registration details with SMS. Here are the steps to find out how:
Step 1: Enter VAHAN Vehicle Registration Number.
Step 2: Send the SMS to 7738299899.
You will get complete details of the car in addition to the car owner’s name, RTO details, make and model, RC and FC expiry, insurance details, and so on.
Reasons To Find Car Details With Number Plate
In India, several cars are being purchased every day which can be new and used. Many cars are registered on a daily basis the details of which are difficult to trace. Below are some reasons due to which you should find car details with number plate:
1. Hit and Run Case
To track a car owner with a car registration number can be a tedious task, especially in a hit-and-run case. With VAHAN, you can find the car owner details through number plate details.
2. In Case of Accident
If your car gets meets an accident and gets damaged that arise a dispute between you and a third party, you can trace your car owner’s details through their vehicle’s registration number.
3. Buying A Used Car
If you are buying a used vehicle directly from the owner or through a dealer, you should check the detail of the vehicle or its owner through VAHAN. It ensures the genuineness and authenticity of the vehicle and its owner.
4. No Objection Certificate
With VAHAN, RTOs across the nation can access your car data through the centralized database or the national registry of vehicle’s registration certificates, due to which you can avoid presenting a NOC for your car.
How to Use the Registration Number?
The registration number of a car serves a lot more than providing uniqueness and helping in the identification of different cars. Some other benefits of a registration number are as follow:
To Purchase a Car Insurance Policy
You can not buy a car insurance policy without having a registration number. Whenever a car insurance plan is offered by an insurance company, the registration number of the insured car is entered in the policy document which confirms that the insurance policy is created and issued to a particular car.
To Renew a Car Insurance Policy
During the renewal process of your car insurance policy, every policyholder will have to enter the registration number of his or her car to renew the car insurance cover. When it comes to the purchase or renewal of your car insurance policy, it is never possible without your car’s registration number.
To Request the Claim for Insurance
To request an insurance claim for compensation against damage or loss sustained by your car or even by a third party, you must fill up your car registration number along with your car insurance plan number. In fact, you may also require to submit a registration certificate of the car to process your insurance claims.
To Check Details of Car Insurance
The best registration number of a car is that it can fetch the car insurance plan even if you do not have an insurance policy number. Hence, you should always keep it safe with you. To get the details of the car insurance plan you just have to enter the registration number of your car.
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Select your car brand
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Which city is your car registered in?
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When did you buy your car?
How to Check Car Insurance Details With Registration Number?
Whenever a car insurance policy is drafted, the registration number of your car is always associated with it. Hence, you can check your car insurance plan details online by just entering the registration number on some websites. Below are the following ways to get the details of your car insurance policy:
1. Visit the website of the RTO where your car is registered and fill up the registration number of your car in the given section and click “proceed” to find the policy details.
2. Visit the website of the State Transport Department and enter the registration number of your car to get the car insurance plan details.
3. Visit the website of the Ministry of Road Transport and Highways, i.e., www.parivahan.gov.in/parivahan/ and fill up your car’s registration number to receive the complete details of your insurance plan.
4. Visit the website of the Insurance Information Bureau, which is framed by the Insurance Regulatory and Development Authority of India (IRDAI), and enter the registration number of your car to check the details of your car insurance cover.