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Kotak Term Insurance User Reviews

164 reviews Rate This
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
    Tax Free
    1 Cr
Starting From 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of Kotak
Based on
164 User reviews
  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website since I was insured with the Kotak - e term plan from their website. The process involved no complications at all. The claim was settled in very less time and at ease. The team guided me well in the process.    

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    Saloni Saini
    On: Feb 09, 2022
  • Easy and time saving claim settlement

    I filed a claim for the Kotak E-Term plan on InsuranceDekho’s website, it was very easy to file a claim with the help of InsuranceDekho. The claims teams helped through every step and updated me. The claim was settled before the expected time. InsuranceDekho offers hassle free and timely claim settlement. 

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    Sonika Ajuja
    On: Feb 08, 2022
  • Informative website

    The InsuranceDekho website is informative. I bought the Kotak -e term plan. While purchasing it, I read about a lot of informative things on their website. I read about Human Life Value (HLV)  and the importance of claim settlement ratio. This helped me learn new things. 

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    Kanchan Rawat
    On: Feb 07, 2022
  • Good information available

    My friend suggested that I visit InsuranceDekho because I wanted to purchase a good term plan. As suggested, I visited the website and found several term insurance plans available. I was able to find good information regarding how to choose a good term plan from InsuranceDekho. With the help of information on the website I purchased Kotak’s E-Term plan. I am satisfied that I purchased a good term plan from InsuranceDekho

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    Saroj Kapoor
    On: Feb 06, 2022
  • Got my policy renewed in very less time

    I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

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    Dheeraj Kumar
    On: Feb 04, 2022
  • Purchased at ease

    The process to buy a plan from the InsuranceDekho website is easy. I just had to follow some steps, and I was done! I bought the Kotak-e term plan from their website. Thanks to the team for being a great help in the buying process. I must say that the plan is really good and you must buy this plan. 

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    Nimisha Shukla
    On: Feb 03, 2022
  • Amazing benefits

    I bought the Kotak -e term plan from the InsuranceDekho website which comes with necessary benefits. The plan is amazing in itself. I loved it for all its benefits and would recommend it to all.

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    Ritu Batra
    On: Feb 02, 2022
  • Amazing benefits

    I bought the  Kotak - e term plan from the InsuranceDekho website. The plan offered me all the benefits I was looking for. I am so happy that I finally got the plan of my choice. 

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    Vasu Mittal
    On: Feb 01, 2022
  • User-friendly website

    The InsuranceDekho website is a user-friendly website. While buying the Kotak - e term plan, I could easily locate its benefits because of the well-managed website. The plan offered many benefits and was worth buying. 

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    Niyati Aggarwal
    On: Jan 31, 2022
  • Safe payment methods

    Recently I purchased a Kotak e-term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho

    Read More
    Nancy Bisht
    On: Jan 28, 2022

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Kotak Term Insurance

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.