Kotak Term Insurance User Reviews
Claim Settlement Ratio | 98.50% |
Customer Care | 8:00 AM to 10:00 PM |
Death Benefit Paid For | 3,225 Policies |
Inception | 2001 |
Presence | 232 Branches |
Total Death Benefit Paid | Rs. 170.14 Crore |
Term Life Insurance Premium Calculator
Gender
- Male
- Female
Date of Birth
Do you smoke or chew tobacco?
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Choose required coverage to secure your family’s future
Best Kotak Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Received timely assistance
I contacted InsuranceDekho’s team because I had some queries related to my Kotak e-Term plan. The customer care team reached out to me quickly and helped me resolve my queries regarding my Kotak e-Term plan. I am very thankful to InsuranceDekho for the services provided.
Read MoreSecure payments
I must say that the payments made for the purchase of a term insurance plan from InsuranceDekho are completely secured. I purchased a Kotak E-Term plan from InsuranceDekho and the payments were completely secured. I was given the option of payment through Netbanking, Credit/Debit card, UPI, E-wallets etc.
Read MoreSmooth comparisons
It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I had to enter a few personal details such as age, gender, date of birth along with sum assured and term insurance plans were displayed instantly based on the information provided. I compared and selected Kotak’s e-Term plan from InsuranceDekho.
Read MoreGot to know about useful riders
While purchasing Kotak’s e-Term plan from InsuranceDekho I got to know about some useful riders which can help me increase the scope of coverage of my term plan. I purchased the term plan and added a suitable rider to my term plan.
Read MoreUser-friendly website
The InsuranceDekho website is a user-friendly website. While buying the Kotak - e term plan, I could easily locate its benefits because of the well-managed website. The plan offered many benefits and was worth buying.
Read MoreHelpful customer care services
I had some queries related to my Kotak’s e-term plan which I had purchased from InsuranceDekho. I contacted the customer care number of InsuranceDekho to get my queries resolved, the customer care assistant provided me with effective solutions.
Read MoreBest insurance companies listed
The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I found some of the best insurance companies listed on InsuranceDekho’s website. The information on the website regarding the insurance gave me the confidence to choose and purchase Kotak’s e-term Plan from InsuranceDekho. I am very happy with my purchase.
Read MorePolicy issuance is extremely easy.
InsuranceDekho recommended the Kotak Term plan to me. I was concerned that I would not be able to obtain policy information or a soft copy of the policy documents on time. The insurance details were delivered to my email address minutes after I made the payment, and a soft copy of the policy documents followed shortly after. InsuranceDekho makes policy issuance simple.
Read MoreAmazing benefits
I purchased the Kotak - e term plan from InsuranceDekho a while ago. The plan included all of the features I was searching for. When I had to renew this plan I got a reminder from InsuranceDekho, which was quite helpful as I was able to renew my term plan on time. I am satisfied with my purchase and the services provided by InsuranceDekho.
Read More7 days availability
I visited the InsuranceDekho website on a Sunday to buy the Kotak - e term plan from their website. They were available even on a Sunday to attend to my queries and problems. Loved their services.
Read More
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About Kotak Term Insurance
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What is the customer helpline number of Kotak Life Insurance?
The toll-free customer helpline number of Kotak Life is - 1800 209 8800.
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What is the Claim Settlement Ratio of Kotak Life Insurance?
Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.
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What is the difference between term insurance and life insurance?
A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.
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Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.
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Does Kotak Life Term insurance plans offer tax benefits?
Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.