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Kotak Term Insurance User Reviews

171 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.01%
Starting From ₹ 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
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Rating of Kotak
4.6
Based on
171 User reviews

  • Reliable benefits

    One of the best things about buying Kotak Life Term Insurance from the InsuarnceDEkho was that I could totally rely on the benefits that come along with the plans. The plan offered all the necessary benefits and is worth buying. 

    M
    Megha Rastogi
    On: Apr 10, 2023

  • Swift and hassle-free policy renewal

    Just some days back, I renewed my Kotak Life Term Insurance Policy with InsuranceDekho. They offered swift and hassle-free policy renewal, and I have to say, the process was a breeze. The process was very straightforward. I appreciated that they sent me reminders ahead of time, so I didn't have to worry about forgetting to renew my policy. 

    R
    Riddhi Desai
    On: Apr 05, 2023

  • The fast and simple online application process

    To apply for an insurance policy you need to follow certain simple steps at the InsuranceDekho website. While buying the Kotak Life Term Insurance plan, the website asked me to follow a few quick steps and the process was done in no time. Thanks to InsuranceDekho.  

    A
    Ameena
    On: Mar 31, 2023

  • The website is easily operated

    The InsuranceDekho website is quite handy to use. All the features and information on the plans are easily and readily available. While buying the Kotak Life Term Insurance plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    N
    Nirvaan Seth
    On: Mar 28, 2023

  • The quotes are very easy to fill

      As I wanted to buy insurance, I came across the InsuranceDekho website. I was able to buy the Kotak Life Term Insurance policy within a few minutes as it was very easy to fill in the quotes and got the desired policy immediately. I am quite happy with the services and the plan.

    M
    Monty
    On: Mar 23, 2023

  • Premium calculation made easy

      The InsuranceDekho website is easy to use. I found an online premium calculator tool to compare plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the Kotak Life Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their website 

    S
    Shefali Dhingra
    On: Mar 21, 2023

  • Explanation of risk factors

      When I bought the Kotak Life Term Insurance plan from the InsuranceDekho website, I was delighted at how they fearlessly explained all the risk factors that could come my way and how can I handle those risks in advance.

    T
    Tanmay Arora
    On: Mar 16, 2023

  • Received timely assistance

    I contacted InsuranceDekho’s team because I had some queries related to my Kotak e-Term plan. The customer care team reached out to me quickly and helped me resolve my queries regarding my Kotak e-Term plan. I am very thankful to InsuranceDekho for the services provided. 

    A
    Arav Visala
    On: Feb 28, 2023

  • Secure payments

    I must say that the payments made for the purchase of a term insurance plan from InsuranceDekho are completely secured. I purchased a Kotak E-Term plan from InsuranceDekho and the payments were completely secured. I was given the option of payment through Netbanking, Credit/Debit card, UPI, E-wallets etc. 

    N
    Nirmala Bhattia
    On: Feb 02, 2023

  • Smooth comparisons

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I had to enter a few personal details such as age, gender, date of birth along with sum assured and term insurance plans were displayed instantly based on the information provided. I compared and selected Kotak’s e-Term plan from InsuranceDekho. 

    M
    Mubarak Sethi
    On: Feb 01, 2023

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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