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Kotak Term Insurance User Reviews

164 reviews Rate This
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
    Tax Free
    1 Cr
Starting From 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 787/Month
24hr Claim Settlement
Key Features:
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of Kotak
Based on
164 User reviews
  • Easy ways of renewing the policy

    It is extremely easy to renew the Kotak Life Term Insurance Policy on InsuranceDekho. I just had to visit the website of InsuranceDekho and then explore the renewal options. I made the payment and then my plan for the Kotak Life Term Insurance Policy was easily renewed. 

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    Neelam Sethi
    On: Jun 21, 2023
  • The plan offers good coverage

    The Kotak Life Term Insurance Policy available on InsuranceDekho has the added advantage of offering wider coverage. Moreover, you can also include a number of add-ons to further outweigh the benefits of the Kotak Life Term Insurance Policy.

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    Hriday Mehta
    On: Jun 16, 2023
  • Coverage for Accidental Death

    The Kotak Life Term Insurance Policy from InsuranceDekho includes coverage for accidental death providing an extra layer of financial protection in the event of a tragic accident. Glad to have secured my family under this plan.

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    Madhu Goswami
    On: Jun 07, 2023
  • Affordable Premiums

    One of the standout features of the Kotak Life Term Insurance Policy was the affordability of its premiums. They offered competitive rates that were within my budget, without compromising on the coverage provided. I appreciated their commitment to providing affordable options for individuals seeking term insurance coverage.

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    Deepak Jain
    On: Jun 05, 2023
  • Flexibility and financial protection

    The Kotak Life Term Insurance Policy has given me the flexibility to choose the coverage duration that aligns with my financial goals. The policy provides excellent financial protection and am glad that I bought this policy from InsuarnceDekho.

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    Pooja Bhaskar
    On: May 29, 2023
  • Got friendly reminders

    A good part about buying the Kotak Life Term Insurance Policy from InsuranceDekho was that I got friendly reminders. So, whenever the due date for my policy was approaching, I was able to pay the premium for the Kotak Life Term Insurance Policy on time. 

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    Priya Deol
    On: May 24, 2023
  • Budget-friendly plans

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased the Kotak Life Term Insurance Policy from InsuranceDekho without any hassles.

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    Rita Dabari
    On: May 18, 2023
  • Top-notch service

    I was offered top-notch services when I was buying Kotak Life Term Insurance Policy from InsuranceDekho. The amazing team members of InsuranceDekho ensured that I faced no problems while buying the policy. So, thank you team InsuranceDekho for your effortless service.

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    Vinay Gulati
    On: May 11, 2023
  • Chatbox feature

    The chatbox feature available on InsuranceDekho is something that I extensively used while buying Kotak Life Term Insurance Policy. On using this feature, I was able to get answers to most of the questions. 

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    Latika Maheshwari
    On: May 09, 2023
  • Read a good articles

    I recently bought the Kotak Life Term Insurance plan from the InsuranceDekho website. In the process, I read some really good articles about the plans and everything related to insurance. The news section of the website was updated and helped me gain some knowledge. 

    Read More
    Vaibhav Irani
    On: May 04, 2023

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Kotak Term Insurance

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.