Kotak Term Insurance User Reviews
Claim Settlement Ratio | 98.50% |
Customer Care | 8:00 AM to 10:00 PM |
Death Benefit Paid For | 3,225 Policies |
Inception | 2001 |
Presence | 232 Branches |
Total Death Benefit Paid | Rs. 170.14 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best Kotak Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.7%
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Easy ways of renewing the policy
It is extremely easy to renew the Kotak Life Term Insurance Policy on InsuranceDekho. I just had to visit the website of InsuranceDekho and then explore the renewal options. I made the payment and then my plan for the Kotak Life Term Insurance Policy was easily renewed.
Read MoreThe plan offers good coverage
The Kotak Life Term Insurance Policy available on InsuranceDekho has the added advantage of offering wider coverage. Moreover, you can also include a number of add-ons to further outweigh the benefits of the Kotak Life Term Insurance Policy.
Read MoreCoverage for Accidental Death
The Kotak Life Term Insurance Policy from InsuranceDekho includes coverage for accidental death providing an extra layer of financial protection in the event of a tragic accident. Glad to have secured my family under this plan.
Read MoreAffordable Premiums
One of the standout features of the Kotak Life Term Insurance Policy was the affordability of its premiums. They offered competitive rates that were within my budget, without compromising on the coverage provided. I appreciated their commitment to providing affordable options for individuals seeking term insurance coverage.
Read MoreFlexibility and financial protection
The Kotak Life Term Insurance Policy has given me the flexibility to choose the coverage duration that aligns with my financial goals. The policy provides excellent financial protection and am glad that I bought this policy from InsuarnceDekho.
Read MoreGot friendly reminders
A good part about buying the Kotak Life Term Insurance Policy from InsuranceDekho was that I got friendly reminders. So, whenever the due date for my policy was approaching, I was able to pay the premium for the Kotak Life Term Insurance Policy on time.
Read MoreBudget-friendly plans
At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased the Kotak Life Term Insurance Policy from InsuranceDekho without any hassles.
Read MoreTop-notch service
I was offered top-notch services when I was buying Kotak Life Term Insurance Policy from InsuranceDekho. The amazing team members of InsuranceDekho ensured that I faced no problems while buying the policy. So, thank you team InsuranceDekho for your effortless service.
Read MoreChatbox feature
The chatbox feature available on InsuranceDekho is something that I extensively used while buying Kotak Life Term Insurance Policy. On using this feature, I was able to get answers to most of the questions.
Read MoreRead a good articles
I recently bought the Kotak Life Term Insurance plan from the InsuranceDekho website. In the process, I read some really good articles about the plans and everything related to insurance. The news section of the website was updated and helped me gain some knowledge.
Read More
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FAQ About Kotak Term Insurance
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What is the customer helpline number of Kotak Life Insurance?
The toll-free customer helpline number of Kotak Life is - 1800 209 8800.
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What is the Claim Settlement Ratio of Kotak Life Insurance?
Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.
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What is the difference between term insurance and life insurance?
A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.
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Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.
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Does Kotak Life Term insurance plans offer tax benefits?
Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.