Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
HomeTerm InsuranceTerm Insurance CompaniesKotak Term Insurance

Kotak Term Insurance User Reviews

171 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Kotak
4.6
Based on
171 User reviews

  • Great team

    I am very happy with the way the InsuranceDekho team helped me get my Kotak Life Assured Income Accelerator plan issued. The way they helped me understand the concept of the policy along with providing quick assistance with issuance, I was highly impressed. 

    A
    Akshay Bhatnagar
    On: Oct 28, 2021

  • Informative website

    I wanted to purchase Kotak's e-Term plan but I had little knowledge about the term plan. To make sure I was purchasing the right product I conducted a research for it, so I landed on the InsuranceDekho’s website and the information about the term plan on the website cleared all my doubts. 

    S
    Suraj Arya
    On: Oct 27, 2021

  • Great services

    This was my first experience while purchasing a term insurance policy from InsuranceDekho. I purchased Kotak's e-Term plan from InsuranceDekho. Must say the services provided were appreciable. I would definitely recommend InsuranceDekho to my friends and family. The team is dedicated and customer centric. 

    A
    Arjun Goel
    On: Oct 26, 2021

  • Hassle-free claim settlement

    I wanted to file a claim for Kotak’s e-Term plan, so I called the toll-free helpline of InsuranceDekho. The customer care executive briefed me about the claim settlement process and helped me file a claim step by step. The claim settlement process was hassle-free and quick. 

    M
    Mohit Verma
    On: Oct 20, 2021

  • Easy policy issuance

    I wanted to purchase a term insurance and found InsuranceDekho. I purchased Kotak’s e-Term plan from Insurance. The policy details were sent to my email ID. Policy was issued instantly. I did not need to worry about the policy being sent after I made the payment. 

    A
    Arjun Chugh
    On: Oct 19, 2021

  • Premium calculation made easy

    Calculating premium according to your coverage requirements and budget, is made easy with the help of InsuranceDekho’s online term insurance premium calculator. This calculator instantly displays several term insurance plans that fit in your budget and I purchased Kotak’s e-Term Plan. 

    A
    Ajeet Bhatti
    On: Oct 13, 2021

  • Good customer services

    InsuranceDekho’s customer assistance team strives to provide quality services to its customers. I had issues while purchasing Kotak’s e-Term Plan. I contacted the helpline number of InsuranceDekho and asked the customer care executive to help me purchase the plan. They guided me at every step and I am satisfied with the quality of service  provided. 

    K
    Kunwar Arora
    On: Oct 12, 2021

  • Queries resolved within minutes

    I had some trouble purchasing Kotak’s e-term plan from the website. I contacted the help desk of InsuranceDekho, the customer care team was able to resolve my queries and provided me with effective solutions. The executive even guided me through every step and I was able to purchase the plan without any difficulty. 

    Z
    Zahir Buch
    On: Oct 06, 2021

  • Reliable customer service

    I wanted to purchase a term insurance plan from InsuranceDekho, but at the time of purchasing Kotak’s e-Term plan I was not able to upload my documents for some reason. I contacted the helpline number of InsuranceDekho and the customer care executive guided me at each step, helped me upload the required documents correctly and helped me purchase the plan. 

    S
    Sambhav Dyal
    On: Oct 05, 2021

  • Quick premium calculation

    The term insurance premium calculator tool is quick and easy to use. Using the online premium calculator I was able to compare several plans that fit my budget, the calculator displayed term plans according to my requirements and budget instantly. I purchased Kotak’s e-Term plan from InsuranceDekho. 

    J
    Jiya Kapoor
    On: Sep 29, 2021

User Reviews on Kotak Term Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

Term Insurance News

View All News

Kotak Term Insurance Contact Details

Reach us for help anytime

Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Buy Insurance Plans - Compare & Save Big*

View All Insurance Companies

Best Insurance Advisors in Your City.

FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

View All
Find the right Kotak Term Insurance for you
By clicking, I agree to *terms & conditions and privacy policy.

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Insurance Calculators